September 21, 2020
Last Updated on January 7, 2026 Tesla Insurance is a Tesla-branded auto insurance option available in select states, typically quoted through the Tesla app and priced using your vehicle details—and, in many states, driving-behavior data. For some Tesla owners it can be competitively priced, but it’s still worth comparing quotes because pricing, discounts, and claims […]
September 18, 2020
Last Updated on February 5, 2026 Car insurance tends to cost more in San Francisco because the risk and cost of claims are higher than in many less-dense areas. Heavy traffic, higher theft and vandalism exposure in some neighborhoods, and above-average repair and medical costs can all push premiums up. That said, rates still vary […]
September 16, 2020
Last Updated on January 7, 2026 United Auto Insurance (often shortened to UAI) is a regional insurance agency based in the Chicago area that sells auto insurance and related products across Illinois and Indiana. It can be a practical option for drivers who need basic coverage, quick same-day service, or an SR-22 insurance filing—but it’s […]
September 16, 2020
Last Updated on February 5, 2026 Car insurance can feel expensive in Oklahoma because rates have risen nationwide and pricing changes sharply by ZIP code, driving history, and coverage choices. While Oklahoma often lands near the middle of the pack in many pricing studies, drivers in higher-traffic areas (and anyone carrying full coverage) can still […]
September 15, 2020
Last Updated on January 7, 2026 Farmers Union Insurance is a regional property and casualty insurer best known for agent-based service in the Midwest and Rocky Mountain regions. It can be a good choice if you want a local agent and need auto, home, or farm coverage in its service area—especially in Colorado—but it’s not […]
September 15, 2020
Last Updated on February 5, 2026 Car insurance is expensive in Washington, DC mainly because it’s a dense, high-traffic urban market with higher crash and theft exposure and higher claim costs. That doesn’t mean everyone pays the same—rates can vary widely by ZIP code, vehicle, driving record, and coverage choices. Below is what drives DC […]
September 12, 2020
Last Updated on February 16, 2026 Scooter insurance is usually purchased as a motorcycle policy. If your scooter or moped is street-legal in your state, you typically need (at minimum) liability coverage before riding on public roads. That’s why most insurers don’t sell a separate “scooter policy.” Instead, they write scooters and mopeds under the […]
September 11, 2020
Last Updated on February 5, 2026 In most test drives, you’re covered by the vehicle owner’s insurance (the dealership or the private seller), and your own auto policy may apply as backup depending on the situation and any agreement you sign. The exact order of coverage varies, so it’s smart to confirm the rules before […]
September 7, 2020
Last Updated on January 7, 2026 Oxford Auto Insurance is a Chicago-area insurance agency (broker) that shops your application with multiple partner insurers. It can be a good option for drivers who want local, in-person service and flexible payment options—but your price, coverage, and claims experience ultimately depend on the carrier that issues your policy. […]
September 6, 2020
Last Updated on January 7, 2026 Workmen’s Auto Insurance Co. (WAIC) is best known for offering nonstandard auto insurance options for California drivers, especially in Southern California. Today, Workmen’s Auto Insurance operates under the name Orion Indemnity Company (you’ll still see “WAIC” used on legacy customer portals and paperwork). So, is Workmen’s Auto Insurance a […]
September 5, 2020
Last Updated on January 7, 2026 Navy Federal doesn’t sell its own auto insurance policy. Instead, eligible members can access auto insurance offers and potential member savings through Navy Federal’s insurance partners—so your policy, claims, and customer service are handled by the insurer (not the credit union). If you’re deciding whether Navy Federal “auto insurance” […]
September 3, 2020
Last Updated on February 5, 2026 Zipcar includes built-in insurance for members, but it’s usually limited to state-minimum liability and a “damage fee” (similar to a deductible) if the Zipcar is damaged. Your own auto policy or credit card benefits may help in some situations, but coverage rules vary—so it’s important to understand what Zipcar […]
September 2, 2020
Last Updated on February 5, 2026 Car insurance is expensive in Detroit mainly because Michigan’s no-fault system is built around medical claims, and Detroit tends to see higher claim frequency and risk factors (like uninsured driving, theft, and crash damage). While you can’t control statewide rules, you can control coverage choices, deductibles, discounts, and how […]
September 2, 2020
Last Updated on January 7, 2026 Encompass Insurance can be a good option for drivers who prefer working with an independent agent and want strong bundle-friendly coverage options. The tradeoffs are that availability varies by state and many shoppers will need to contact an agent (rather than completing everything through a quick online quote tool). […]
September 1, 2020
Last Updated on February 5, 2026 In a single-vehicle accident, insurers often start with the assumption that the driver may be at fault—unless the evidence shows a sudden emergency or another outside cause. Whether insurance pays depends on your coverages (especially collision, comprehensive, and PIP) and on how fault is determined under your policy and […]
August 30, 2020
Last Updated on February 5, 2026 Auto insurance can feel pricey for many drivers in Montana, and the main reasons are fairly consistent: higher crash severity on rural highways, harsh weather (and wildlife), and steadily rising repair and medical costs. The good news is that most drivers can still reduce their premium by shopping the […]
August 29, 2020
Last Updated on February 5, 2026 Auto insurance is often more expensive in Georgia because insurers see higher overall claim risk here—especially in and around major metro areas—and price policies to match that risk. In practice, your premium reflects a mix of local crash frequency, repair and medical costs, weather losses, and how many uninsured […]
August 29, 2020
Last Updated on January 7, 2026 Baja Auto Insurance is best thought of as a local insurance agency (not an insurance company that underwrites its own policies) that helps Texas drivers shop multiple carriers—often with in-person, bilingual help. If you want an agent to compare options for you (especially if you’ve had tickets, accidents, or […]
August 25, 2020
Last Updated on February 5, 2026 Car insurance is often more expensive in Baltimore because insurers see more frequent and more costly claims in dense, high-traffic areas—especially when theft risk, repair costs, and injury claims are higher. The good news is that even within Baltimore, rates can vary widely by ZIP code, vehicle, and driving […]
August 24, 2020
Last Updated on February 5, 2026 If a motorcycle hits your car, the at-fault driver’s insurance provider generally pays for your vehicle damage and related losses—up to the policy limits. If fault is disputed or the rider is uninsured, your own policy may still cover repairs through collision coverage (and, in some states, uninsured motorist […]
August 23, 2020
Last Updated on February 28, 2026 If you’re hit by a car as a pedestrian, the at-fault driver’s auto insurance usually pays first—specifically their bodily injury liability coverage. But depending on the state and the coverages available, medical bills and other losses may also be paid through no-fault benefits, your own auto policy, or health […]
August 22, 2020
Last Updated on February 5, 2026 PLPD auto insurance is a shorthand term (especially common in Michigan) for the liability portion of an auto policy: it helps pay when you injure someone or damage their property in a crash you’re legally responsible for. Nearly every state requires some form of liability coverage to drive legally—New […]
August 21, 2020
Last Updated on February 16, 2026 You can usually cancel (withdraw) a car insurance claim after you’ve filed it—especially if the claim is still being reviewed and no money has been paid. People commonly cancel claims when the damage ends up being minor, the deductible is nearly as high as the repair bill, or they […]
August 20, 2020
Last Updated on February 16, 2026 Most car insurance settlements from a crash are not taxable—but some parts can be. The IRS looks at why you received the money (in other words, what the payment is meant to replace). If it’s meant to make you “whole” after a physical injury or property loss, it’s often […]
August 20, 2020
Last Updated on February 5, 2026 Working from home can lead to cheaper car insurance — but not automatically. Most insurers don’t have a specific “work from home discount.” Instead, they price your policy based on how much and why you drive (annual mileage, commute vs. pleasure use, where the car is garaged, and more). […]