November 15, 2020
Last Updated on October 16, 2026 Frankenmuth is a Michigan-based regional insurer best known for selling auto insurance through independent agents. It can be a strong option if you prefer working with a local agent and want solid financial strength—just know you won’t get a typical “instant online quote” experience. Frankenmuth continues to sell personal […]
November 15, 2020
Last Updated on October 18, 2026 No—your own auto insurance is usually not required just to ship a car. What matters most is that the motor carrier transporting your vehicle has the right insurance on file and adequate cargo coverage for vehicle damage during transit. That said, keeping your personal policy active (especially comprehensive coverage) […]
November 13, 2020
Last Updated on October 16, 2026 Kemper offers several auto insurance discounts, but what’s available depends on your state and which Kemper underwriting company writes your policy. Kemper Auto’s own discount page names eight: Kemper Co-Pilot, advance quote, proof of prior insurance, paid in full, multi-car, defensive driving course, good student and homeowner. It puts […]
November 12, 2020
Last Updated on October 8, 2026 Car insurance is usually a little cheaper in Texas than in California, but the difference is often small—and it can flip depending on your city, coverage level, driving record, and (in Texas) your credit-based insurance score. Both California and Texas routinely show up near the top of national “most […]
November 11, 2020
Last Updated on October 11, 2026 When a car insurance policyholder dies, the policy usually doesn’t end automatically—but it does need to be updated quickly to avoid coverage gaps, billing problems, or claim complications. In most cases, the insurer will require a death certificate and then either (1) continue the policy under a surviving named […]
November 11, 2020
Last Updated on October 16, 2026 InsureOne is an insurance agency, not an insurance carrier. It underwrites nothing and its own home page says as much: “InsureOne is part of Confie, one of the largest, privately-owned insurance agencies in the United States.” The licensed entity is InsureOne Insurance Services America, LLC. It can be a […]
November 5, 2020
Last Updated on October 22, 2026 Indiana Farmers Insurance is a regional mutual insurer that sells auto coverage through local independent agents. If you live in Indiana and prefer working with an agent instead of buying a policy entirely online, it can be a strong option, especially if you also want to insure a home […]
November 2, 2020
Last Updated on October 22, 2026 Donegal Mutual can be a good auto insurance option if you prefer working with an independent agent and want a financially stable regional insurer. The Donegal Insurance Group writes business in 21 states but sells personal lines, including auto, in only ten of them, and pricing and discounts vary […]
November 1, 2020
Last Updated on October 16, 2026 Pekin is not writing new personal auto insurance. It halted new home and auto business in five states in October 2023 and exited Iowa outright, and the halt has since widened: AM Best’s rating action of October 24, 2025 records a personal lines moratorium in all states, alongside personal […]
October 31, 2020
Last Updated on October 22, 2026 Yes—Bear River Mutual can be a good choice for auto insurance if you live in Utah and want a local insurer with a long operating history, a network of independent agents, and straightforward coverage options. The tradeoff is that Bear River Mutual writes policies only in Utah, and its […]
October 31, 2020
Last Updated on October 18, 2026 Auto insurance can pay for rehabilitation after a car accident, but which coverage applies depends on fault, your state’s rules, and what medical benefits are available on the policy. Rehab is usually paid through one (or a mix) of bodily injury liability, Personal Injury Protection (PIP), MedPay, uninsured/underinsured motorist […]
October 30, 2020
Last Updated on October 19, 2026 Direct Auto Insurance is a nonstandard auto insurance brand that opened in Nashville in 1991 and is now part of Allstate. It’s often a good fit for drivers who need SR-22 insurance or who have a spotty insurance history. It can make it easier to get back on the […]
October 22, 2020
Last Updated on October 16, 2026 Republic Group stopped selling personal auto insurance in 2020. Its parent, AmTrust, announced on March 5, 2020 that it would “exit, pending regulatory approval, personal lines products,” and struck a deal with Safeco “to provide personal lines agents appointed with Republic General Agency a compelling opportunity to transition their […]
October 21, 2020
Last Updated on October 16, 2026 Yes—car insurance can cover water damage, but in most cases it only pays out if you carry comprehensive coverage. Liability-only policies won’t cover damage to your own vehicle, even if the water damage is severe. Below is how water damage claims usually work, what situations are (and aren’t) covered, […]
October 20, 2020
Last Updated on October 24, 2026 If your car gets hit while you’re not there, it’s usually handled as a hit-and-run unless the other driver leaves contact information. In most cases, repairs are covered by collision coverage or uninsured motorist coverage (if your state and policy include property damage coverage), but you may still owe […]
October 19, 2020
Last Updated on October 7, 2026 In most cases, your car insurance and vehicle registration addresses do not have to match. However, insurers often require the policy to reflect where the car is actually kept (your “garaging” address), and mismatched information can trigger underwriting questions, delays, or even coverage issues. State DMVs focus on whether […]
October 18, 2020
Last Updated on October 19, 2026 AAA auto insurance pricing varies by state and by the regional AAA club and insurer behind your policy. AAA doesn’t publish a national average rate. As a general benchmark, AAA’s own 2026 driving-cost study puts full coverage for a new car at about $2,098 per year (roughly $175 per […]
October 16, 2020
Last Updated on October 24, 2026 No—Discover credit cards do not come with rental car insurance today. Discover discontinued its auto rental insurance benefit on February 28, 2018, so Discover cardholders generally need to rely on their own auto policy, the rental company’s protection options, or a different credit card that still offers rental coverage. […]
October 9, 2020
Last Updated on October 19, 2026 State Farm publishes no cancellation fee. It also publishes nothing about refunds, which is the part worth knowing before you call. Its own cancellation page tells you how to cancel and what to bring, and says not a word about a fee, a refund of unused premium, or when […]
October 3, 2020
Last Updated on October 11, 2026 USAA auto insurance is often priced below many large national insurers for drivers who qualify, but the “average” cost depends heavily on your coverage level, location, driving profile, and vehicle. Recent national pricing analyses generally place USAA’s average full coverage in the mid-$1,000s to low-$2,000s per year, while minimum […]
October 3, 2020
Last Updated on October 24, 2026 To deliver Amazon Fresh orders in your personal vehicle, you typically need personal auto insurance that meets your state’s minimums plus a policy that allows delivery/business use (often added as an endorsement). Amazon may also provide commercial auto coverage while you’re actively working, but it’s not a substitute for […]
October 2, 2020
Last Updated on October 24, 2026 If you deliver food with Grubhub, you need an auto insurance policy that covers delivery (business) use of your vehicle. For most drivers, that means adding a delivery/rideshare endorsement to a personal auto policy—or switching to a commercial-style policy if your insurer requires it. The reason is simple: many […]
October 1, 2020
Last Updated on October 24, 2026 If you drive for DoorDash, you generally need your own personal auto policy plus a delivery/business-use endorsement (or a commercial policy if you deliver full-time or your insurer requires it). DoorDash also maintains third-party liability coverage during what it calls the Delivery Service Period. It publishes a $1,000,000 combined […]
September 30, 2020
Last Updated on October 16, 2026 Yes—you can get car insurance with a criminal record. In most cases, a non-driving criminal record does not affect auto insurance pricing. The biggest rate increases usually happen when the conviction is directly tied to driving risk (like a DUI, reckless driving, or driving on a suspended license). Below […]
September 27, 2020
Last Updated on October 7, 2026 If you’re planning to cancel your Allstate auto insurance policy, here is the short answer: Allstate doesn’t publish a cancellation fee anywhere on its site. What it also doesn’t publish is how it works out your refund, and that is the part worth understanding before you call. An insurer […]