February 15, 2021
Last Updated on October 22, 2026 Commonwealth Casualty can be a reasonable option for drivers in Arizona, Texas and Ohio who want basic auto coverage through a local, agent-supported company—especially if your main goal is keeping costs manageable. Before buying, it’s smart to confirm the company’s complaint history, claims process, and any policy restrictions that […]
February 13, 2021
Last Updated on October 16, 2026 In most cases, you can’t pay an auto insurance premium with Bitcoin directly. However, you can often use Bitcoin indirectly by converting it to U.S. dollars and then paying your insurer through standard methods like card, bank transfer, or PayPal. Below is what’s actually possible, why most insurers avoid […]
February 1, 2021
Last Updated on October 16, 2026 SECURA does not sell car insurance any more. It announced on October 20, 2023 that it was leaving the personal lines market, stopped taking new home and auto customers on November 1, 2023, and said it would finish non-renewing the existing book by December 31, 2025. That date has […]
January 26, 2021
Last Updated on October 16, 2026 Hastings Mutual (now branded as Hastings Insurance Company) can be a good option for car insurance if you live in one of its active states and prefer working with an independent agent. It’s a regional carrier with a long operating history, a local-service model, and coverage that looks similar […]
January 25, 2021
Last Updated on October 14, 2026 Electronic stability control (ESC) is a proven safety technology that helps prevent skids and loss of control. It can lower your car insurance cost—but usually as part of broader vehicle safety and collision-risk pricing, not as a big, standalone “ESC discount.” Some insurers still offer small discounts for ESC […]
January 20, 2021
Last Updated on October 16, 2026 Wisconsin Farm Bureau can be a solid choice for auto insurance if you want a Wisconsin-only carrier with local agents and you’re willing to ask the agent whether Farm Bureau membership applies to you. Coverage is offered through Rural Mutual Insurance Company, and the best fit is typically drivers […]
January 20, 2021
Last Updated on October 16, 2026 Rockford Mutual can be a good auto insurance company for drivers who want to work with a local independent agent and prefer a regional carrier instead of a national brand. The right fit depends on where you live, what coverages you need, and whether Rockford Mutual’s pricing and service […]
January 19, 2021
Last Updated on October 16, 2026 Western National can be a solid auto insurance choice if you live in its service area and want a mutual insurer that sells through independent agents. The biggest strengths are its agent-first model, a long operating history, and strong financial-strength ratings from independent analysts. Below is a practical review […]
January 17, 2021
Last Updated on October 7, 2026 SafeAuto does not sell car insurance any more. Allstate bought it in June 2021 and folded it into the non-standard business it runs as Direct Auto. SafeAuto’s own site is down to a handful of servicing pages now, and its billing page is titled “SafeAuto is now Direct Auto” […]
January 16, 2021
Last Updated on October 7, 2026 21st Century only writes car insurance in California. Its own site says so plainly: “Coverage is currently only available in California.” The company stopped writing new business outside California at the start of 2017 and non-renewed the rest from 2018, as part of Farmers sunsetting the brand elsewhere. It […]
January 10, 2021
Last Updated on October 16, 2026 If you’re planning to cancel Nationwide auto insurance, it’s smart to check for two things first: whether your policy includes any cancellation-related charges and whether you’ll get a refund for unused premium. In most cases, Nationwide lets you cancel by contacting an agent or calling Nationwide directly, and any […]
January 9, 2021
Last Updated on October 20, 2026 Farmers does not publish a cancellation fee for its auto policies, and we could not confirm from anything Farmers publishes whether one applies to yours, so ask your agent before you cancel. In most cases you can cancel at any time, and any unused prepaid premium is usually refunded […]
January 4, 2021
Last Updated on October 16, 2026 Sometimes—daytime running lights (DRLs) can qualify for a small auto insurance discount, but many insurers don’t list it separately, often because DRLs are now common on newer vehicles. The safest approach is to verify whether your carrier rates DRLs as a standalone discount, bundles them into a broader safety-feature […]
January 1, 2021
Last Updated on October 14, 2026 The Hartford offers a wide range of auto insurance discounts, but the biggest savings usually come from combining multiple eligible programs—especially if you buy coverage through the AARP Auto Insurance Program. Discount availability and amounts vary by state, driver profile, and policy type, so it’s important to review what’s […]
December 30, 2020
Last Updated on October 16, 2026 Pioneer State Mutual Insurance Company (PSMIC) is a Michigan-based insurer headquartered in Flint that sells auto, home, farm, and business coverage through independent agents. If you’re comparing local insurers, Pioneer State Mutual can be a strong fit—especially for Michigan drivers who want a regional carrier with a long history […]
December 29, 2020
Last Updated on October 16, 2026 Missouri Farm Bureau is a common pick for drivers across Missouri who prefer working with a local agent and don’t mind joining an organization to access insurance. The best fit depends on how you like to manage your policy, what discounts you qualify for, and whether you need specialty […]
December 28, 2020
Last Updated on October 16, 2026 Safety Insurance is a regional insurer that sells auto and other property-and-casualty coverage in Massachusetts, Maine, and New Hampshire. If you live in one of those states, it can be a solid option—especially if you prefer working with an independent agent and want practical coverage upgrades designed for New […]
December 22, 2020
Last Updated on October 14, 2026 You can cancel a Liberty Mutual auto policy mid-term, but Liberty Mutual says the process and any possible cancellation fee depend on the insurance rules in your state. Whether you get money back for unused premium, and how it is figured, also depends on your state, billing plan and […]
December 21, 2020
Last Updated on October 16, 2026 Yes—Indiana Farm Bureau is often a strong choice for Indiana drivers who want a local agent, solid coverage options, and a membership-based insurer with a long track record. Indiana Farm Bureau lists access to its insurance as a benefit of its $36-a-year primary membership, so plan on joining and […]
December 21, 2020
Last Updated on October 16, 2026 USAA ranked fifth among U.S. private passenger auto insurers by 2025 premiums written, according to the Insurance Information Institute, and it serves military members, veterans and their families. If you’re planning to switch carriers or change coverage, the big question is simple: is there a fee to cancel USAA […]
December 20, 2020
Last Updated on October 20, 2026 100/300 car insurance is shorthand for your bodily injury liability limits: $100,000 per person and $300,000 per accident. These higher limits can help protect your savings and future income if you cause a serious crash and injuries are expensive. Below is how 100/300 coverage works, what it pays for, […]
December 18, 2020
Last Updated on October 16, 2026 The Hanover’s own website names two ways to lower your auto premium: bundling your auto and home policies with The Hanover, and Smart Savings discounts for completing its accident prevention courses. Other discounts are not listed on its website and vary by state and policy type, so the fastest […]
December 18, 2020
Last Updated on October 22, 2026 California Casualty can be a good car insurance company if you’re eligible for its member-focused program and live in a state where it currently writes policies. It’s best known for serving educators, nurses, and public safety professionals, but availability is limited compared to large national insurers. Founded in 1914, […]
December 16, 2020
Last Updated on October 16, 2026 Main Street America no longer sells personal auto insurance. It announced in August 2024 that it was leaving personal lines, and its own brand release of March 20, 2025 says what the company sells now: “a wide range of commercial insurance, fidelity and surety bond products as well as […]
December 14, 2020
Last Updated on October 16, 2026 AIS is an insurance agency. The legal name is Auto Insurance Specialists LLC, and it is a subsidiary of Mercury General Corporation, the parent of Mercury Insurance. Mercury’s own home page says “Mercury works with AIS Insurance, a national insurance agency to offer you more coverage options, including Mercury […]