Insurance Guide

Become an insurance expert in no time by skimming through the pages of our insurance guide. Learn what affects your auto insurance rates, how to save money by comparing quotes, and which insurance companies are the most reliable. Make sure to bookmark our “Insurance Guide” and to check back from time to time to see newly added articles and features.

How to Get Japanese Import Car Insurance

If you’re importing a car from Japan, then you have different car insurance requirements than the average American driver. Fortunately, you’re not the first person to import a Japanese vehicle. There are several insurance options available to protect your imported vehicle. In fact, insuring a Read More…

SR-22 Insurance in Illinois

SR-22 requires high-risk drivers to buy Financial Responsibility Insurance, also known as an SR-22. The Illinois DMV uses the SR-22 system to monitor the insurance of high-risk drivers. When you submit an SR-22 certificate to the Illinois DMV, you’re verifying you are carrying valid car Read More…

SR-22 Insurance in Ohio

Ohio, like most states, uses SR-22 certificates to manage high-risk drivers. If you are a high-risk driver, then the Ohio BMV may require an SR-22 certificate. It’s a certificate of financial responsibility proving you have adequate car insurance coverage. Most insurance companies in Ohio can Read More…

SR-22 Insurance in South Carolina

High-risk drivers in South Carolina may need to buy SR-22 insurance. The SR-22 isn’t technically insurance; instead, it’s a certificate verifying you have insurance. You buy insurance from a licensed South Carolina insurance company, and the insurer submits the SR-22 certificate to the South Carolina Read More…

Do I Need Gap Insurance If I Have Full Coverage?

If you are leasing or financing a vehicle, then you may need gap insurance even if you already have full coverage car insurance. Gap insurance, also known as guaranteed asset protection (GAP) insurance, covers the difference between the value of your vehicle and the amount Read More…

What’s Insurable Interest in Car Insurance?

When shopping for car insurance, you may encounter the term “insurable interest.” To buy car insurance for a vehicle, for example, you may need to have an insurable interest in that vehicle – like proof of ownership. Insurable interest is any motivation you have to Read More…

How to Write a Car Insurance Cancellation Letter

Some insurance companies require written notice to cancel your policy. So how do you write a car insurance cancellation letter? A car insurance cancellation letter doesn’t need to be complicated. It should include your name, policy number, requested cancellation date, and contact information. However, depending Read More…

What Car Insurance Do I Need While Traveling Abroad?

If you’re traveling abroad and planning to rent a vehicle, you may need special car insurance. Depending on the country, your US car insurance policy could follow you. In some countries, all rental cars automatically come with car insurance. Keep reading to find out everything Read More…

Primary vs. Secondary Auto Insurance Coverage

When it comes to rental car insurance, you have primary and secondary coverage. Today, we’re explaining the difference between the two. After an insurable event – like a car accident – your primary insurance pays for any damage first, up to the limits of your Read More…

How to Check If a Car is Insured

Are you curious if a car has insurance? Fortunately, there are ways to check. You can check if your car is insured by contacting your own insurance company and asking for up-to-date policy information. Alternatively, you can find out if someone else’s car is insured Read More…

How to Get Car Insurance Before Buying a Car

If you’re buying a car, then you need to get car insurance. Fortunately, getting car insurance before buying a car is easy. Most insurers make it easy to get car insurance on new vehicles. Alternatively, you can buy temporary coverage from your dealership to cover Read More…

How Do I Know If I Have Gap Insurance?

Gap insurance covers the gap between the value of your vehicle and the amount you owe for that vehicle. You can check the terms of your lease or loan, or check your current car insurance policy, to verify you have gap coverage. Keep reading to Read More…

Car Insurance Deductibles Explained

The deductible is one of the most important parts of your car insurance policy. When you make an insurance claim, you must pay a deductible. You pay a deductible of $250 to $1,500 per claim, and your car insurance company covers all remaining repair costs.   Read More…

When Do You Need Commercial Auto Insurance?

Depending on how you drive your vehicle, you may need commercial auto insurance. Someone who drives their vehicle for work needs commercial auto insurance. If you don’t have commercial auto insurance, then your insurer could deny your claim. Many drivers are surprised to discover they Read More…

What Is Full Glass Coverage? Is It Worth It?

Full glass coverage protects the windshield, windows, and other glass on your vehicle. Available as an optional coverage with some insurers in certain states, full glass coverage allows you to replace your windshield and other glass without paying a deductible. What is full glass coverage? Read More…

What Is SR-22 Car Insurance Coverage?

SR-22 insurance is a certificate verifying you have minimum insurance liability coverage. When you have SR-22 car insurance, you meet the minimum car insurance requirements in your state. The SR-22 is not technically insurance. It’s a certificate verifying you have met your state’s minimum auto Read More…

Do I Have Enough Auto Insurance?

Having enough auto insurance coverage is important. You don’t want to be underinsured, nor do you want to be overinsured. Unfortunately, millions of drivers carry too little insurance, leaving them dangerously under-protected in case of a claim. Millions of other drivers carry too much insurance, Read More…

Can an Insurer Cancel Your Car Insurance Policy?

You depend on your car insurance to be there when you need it. However, your insurer could cancel your policy. If you violate the terms of your policy, or if you didn’t pay your premiums, then your insurer could drop your coverage and cancel your Read More…

What Is Mechanical Breakdown Insurance (MBI)?

Mechanical breakdown insurance is an optional car insurance coverage that works similarly to an extended warranty. MBI is only available through some insurers on qualifying vehicles. It protects your vehicle against unexpected repairs and replacements outside of accidents and routine maintenance. What is mechanical breakdown Read More…

What Is Other Than Collision (OTC) Coverage?

When shopping for car insurance, you may encounter the term ‘other than collision’ coverage. Also known as OTC coverage or comprehensive coverage, other than collision coverage covers damages that occur outside of accidents. It covers hailstorm damage, collisions with animals, theft, vandalism, and other damages, Read More…

How to Separate Auto Insurance After a Divorce

When you get a divorce, you need to separate many aspects of life – including car insurance. Separating car insurance after a divorce should be straightforward. However, if you own multiple vehicles or have bundled multiple policies together, then things could get complicated. Keep reading Read More…

Total Loss Thresholds by State

If your vehicle is involved in a serious accident, then it could be a total loss. Your insurer will declare your vehicle a total loss when the cost of repairing the vehicle exceeds the total loss threshold. If the value of your vehicle is lower Read More…

1 2 3 4 5 6 7