Insurance Guide

Become an insurance expert in no time by skimming through the pages of our insurance guide. Learn what affects your auto insurance rates, how to save money by comparing quotes, and which insurance companies are the most reliable. Make sure to bookmark our “Insurance Guide” and to check back from time to time to see newly added articles and features.

How to Insure Your Used Car the Right Way

Purchasing a pre-owned vehicle and insuring it is not the same as if you were to drive off the lot with a brand-new car. Therefore, you should always consider the insurance impact of that new (or used) car purchase before you sign any paperwork. If Read More…

How To Negotiate An Auto Insurance Settlement

Getting into a car accident can be really stressful, especially if you have no experience in negotiating an auto insurance settlement. People who aren’t aware of the settlement process often end up getting a low settlement amount from their insurance claims adjuster. This is why Read More…

Will Auto Insurance Cover Fire Damage?

Most consumers go through life thinking that they have their automobile insurance there in case of theft, vandalism, or a collision. One incident they might not think about is that of a fire. Automobile fires happen – approximately one out of eight fires responded to Read More…

Temporary and Short-Term Car Insurance Coverage Explained

Too many insurance companies toss around the term “short-term” or “temporary” car insurance but rarely explain it. Even those who make an effort to explain leave out key details, because they don’t offer true temporary coverage. Temporary coverage is hard to find, but not impossible. Read More…

State-by-State Auto Insurance Requirements

It is state law to carry auto insurance regardless of where you live in the United States. The amount of insurance you are required to carry, however, varies by state. Each state board comes up with their minimum requirements, and these are designed to ensure Read More…

What Car Insurance Do I Need While Traveling Abroad?

No one wants to think about the worst-case scenario while traveling abroad. However, life happens. You might be rear-ended while browsing the scenery of Italy or come back to your rental car only to find your possessions stolen while parked on the beaches of Spain. Read More…

What is Full Glass Coverage? Is It Worth It?

You’re driving down the road and a rock flies up from the wheel of a car in front of you and lands directly on your windshield. You’re left with a chip, or your entire windshield is cracked. Of course, you need to have it replaced. Read More…

How Do Car Insurance Companies Make Money?

While car insurance is one of the wisest investments you can make (in fact, if you want to drive a car legally, you have to purchase liability coverage, at the bare minimum), you still might be wondering how your carrier is profiting off of you. Read More…

Low-Income Auto Insurance Options in the US

If you’re a low-income individual or family, then you may be eligible for various government programs – including low-income car insurance options. Low-income households spend a disproportionately high percentage of their annual income on car insurance. A $1,500 car insurance policy accounts for 1% of Read More…

How Do Car Recalls Impact Car Insurance?

So your vehicle has been recalled. How does this affect your car insurance? Will you pay more or less for car insurance after an auto recall? Every year, more than 200 vehicles are recalled across the United States. Some of these recalls are minor issues Read More…

How to File a Police Report After an Accident

A police report is an important document in the weeks following an accident. A police report can often be the difference between your claim being denied or accepted. It can also be the difference between you being found at-fault or not at-fault for the accident. Read More…

What Are the Common Types of Car Insurance Fraud?

American insurance companies lose millions of dollars to car insurance fraud every year. Keep reading to discover the most common types of insurance fraud in the United States, including types of car insurance fraud that may affect you. Vehicle Dumping Some owners commit fraud by Read More…

How to Insure a Classic or Collector Vehicle

As a collector, you probably view your classic or antique vehicle not only as a hobby but as an investment as well. Protection of your investment includes many things, such as proper maintenance, keeping it clean, and parking it in a safe spot. It also Read More…

Tort and No-Fault Auto Insurance Systems Explained

There are two general types of auto insurance systems in the United States, including tort systems and no-fault systems. What’s the difference between the two? What are the advantages of tort systems versus no-fault systems? Today, we’re explaining everything you need to know about the Read More…

Everything You Need to Know About Multi-Car Discounts

Multi-car discounts are the most common car insurance discount available to drivers in the United States. Are you eligible for a multi-car insurance discount? Can your family save money by insuring multiple vehicles on the same plan? Today, we’re explaining everything you need to know Read More…

How Long is the Grace Period for Auto Insurance?

Does your car insurance policy come with a grace period? Will your insurer give you an extra few days to make a payment? Does your insurance end immediately after your miss a payment? These are all good questions. Today, we’re explaining everything you need to Read More…

How Does No Fault Auto Insurance Work?

No-fault insurance is a type of car insurance required in certain states in America. What is no-fault auto insurance? Which states require no-fault insurance? Today, we’re explaining everything you need to know about no-fault states and no-fault insurance. What is No-Fault Auto Insurance? No-fault auto Read More…

In What Situations Do You Need Commercial Auto Insurance?

Many drivers are unaware of whether or npot they need commercial auto insurance. What is commercial car insurance? Do you need it? Are you protected while driving your vehicle? Today, we’re explaining everything you need to know about commercial car insurance. What is Commercial Auto Read More…

What is a Car Insurance Card?

In the United States, anyone who owns a vehicle is legally obligated to carry car insurance. In most states, liability insurance is the minimum coverage requirement. This type of insurance protects you financially if you cause an accident. It will pay for any damages (property Read More…

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