Insurance Guide

Become an insurance expert in no time by skimming through the pages of our insurance guide. Learn what affects your auto insurance rates, how to save money by comparing quotes, and which insurance companies are the most reliable. Make sure to bookmark our “Insurance Guide” and to check back from time to time to see newly added articles and features.

How Long Does an SR-22 Last?

An SR-22 is a special certificate that must be held by certain drivers. How long does an SR-22 last? How long will you continue to pay higher insurance rates? Today, we’re explaining everything you need to know about the length of an SR-22. What is Read More…

What is a Car Insurance Declarations Page?

The declarations page is a crucial part of any car insurance policy document. What is a declarations page? What does the information on your declarations page mean? Today, we’re explaining everything you need to know about car insurance declarations pages and why they’re important. What Read More…

How and Why Can Insurers Deny Your Claim?

You’ve been involved in a collision. Fortunately, you’re covered by insurance. You make a claim through your insurance company – only to have your claim denied. Often times, having your claim denied is not your fault and can be rectified, so don’t immediately fret. There Read More…

What If My Car Insurance Lapses?

So you forgot to pay your car insurance payment for the month. Or maybe you willfully let your car insurance expire. What happens when your car insurance lapses? What should you do when you miss a car insurance payment? Today, we’re explaining everything you need Read More…

Is It Required to Have Auto Insurance?

You’re legally required to have auto insurance to drive on every public street in the United States. There are no exceptions to this rule. The type of auto insurance required by law, however, varies between states. Some states require only a bare-bones insurance plan with Read More…

Does My Car Insurance Cover Theft?

One of the most common questions we get here is whether or not car insurance covers theft. The answer, as you might expect, depends entirely on your insurance policy: some insurance policies cover theft, while others do not. Today, we’re helping you determine whether or Read More…

What is a Car Insurance Claim?

You file a car insurance claim when you need to use your car insurance policy. You’re making a “claim” on the policy and asking your insurance company to provide coverage based on the requirements outlined in your policy. Sometimes, it’s obvious when you need to Read More…

What Is Personal Injury Protection?

Personal injury protection, or PIP, is an insurance policy that covers medical bills for you and your passengers in the event of a vehicle accident. Do you really need personal injury protection? Is it worth it? Should you buy PIP if you already have health Read More…

What Is Personal Umbrella Insurance?

Personal umbrella insurance is a type of liability insurance that goes above and beyond the coverage provided by other policies. Most people do not need personal umbrella insurance – although certain individuals can benefit from it. Today, we’re explaining everything you need to know about Read More…

What is Rental Reimbursement Coverage?

Rental reimbursement coverage is an optional insurance policy that will cover the cost of a rental car if you’re unable to drive your primary vehicle. Most auto insurance companies provide rental reimbursement coverage. However, it’s not included on all plans by default. No states require Read More…

What Is Property Damage Liability Coverage?

When you buy a new car and start driving, you will be hit by what can feel like a gauntlet of different expenses. First, there’s the cost of the car itself which is certainly not cheap – even if you go for a second-hand vehicle! Read More…

What Is Bodily Injury Liability Coverage?

Bodily injury liability coverage generally does exactly what it says on the tin. That is to say, that it covers you against the medical bills that might be incurred as a result of bodily injury. At this point, you might wonder why you would need Read More…

Hit And Run Accidents And Insurance

While it can sometimes feel a little crippling having to pay car insurance, it is nevertheless there for a very important reason. Insurance means that we can never cause damage to someone else and then be unable to pay to help them. And if you Read More…

What Is Comprehensive Coverage?

Comprehensive coverage can help you cover the costs of damages to your vehicle that aren’t caused by a collision. If you just wanted to be protected from collisions, you would get collision insurance. For everything else, you should consider comprehensive insurance. What Does Comprehensive Coverage Read More…

What Is Collision Coverage?

Collision coverage is pretty easy to understand. It’s coverage for damages to your car caused by an impact with another car or object. It covers damage to your vehicle in a number of situations. If you hit another vehicle, for example, this type of coverage Read More…

What Is Medical Payments Coverage?

Medical payments coverage is needed to cover the sometimes huge medical costs incurred after you get hurt in an auto accident, no matter who was found at fault for the accident. Furthermore, medical payments coverage can help you pay for funeral expenses and passenger injuries. Read More…

What Is Gap Insurance? Do I Need It?

Gap insurance is a type of insurance coverage for newer automobiles that can be tacked onto your collision insurance policy. It is optional insurance coverage. It could pay the difference between the balance of a loan or lease on a car and what your insurance Read More…

What Does Non-Owners Car Insurance Cover?

Non-Owner or Non-Owned Car insurance includes a bunch of types of coverage that provide Liability insurance for cars used by you (or for your business) that aren’t listed on your policy. Cars that are owned by you (or your business) or used on a regular Read More…

Why It’s Important To Review Your Car Insurance Policy

You should periodically review your car insurance policies a checkup. The insurance industry often suggests customers to check up on their policies to ensure everything looks right and up-to-date. To a cynical person, that might sound like a ploy to get customers on the phone Read More…

Tips For Buying Car Insurance For The First Time

Buying car insurance for the first time is something that just about everyone will experience as a young adult. While still a teenager, most kids can get on their parents’ auto insurance policy and do need to worry about carrying their own insurance. Buying an Read More…

How to Get Cheap Auto Insurance Rates for Students

Everyone knows that drivers who are very young can pay a lot higher premiums. More experienced drivers get into fewer accidents as a general rule. Younger people are more at risk for accidents and, because of that, pose a higher risk to their insurance companies. Read More…

1 2 3 4 5