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Why Did My Car Insurance Company Raise My Rates?
Have you been shocked by your latest car insurance bill? You’re not alone. Every year, drivers across America get surprised by higher car insurance rates. Why do car insurance companies raise rates? Do insurance prices increase with inflation – or are there other reasons for higher insurance rates? Today, we’re Read More »
How Does Total Mileage Driven Impact My Car Insurance Rates?
Mileage has a significant impact on your car insurance rates. The more time you spend driving, the more chances you have to get into a collision. The more collisions you have, the more claims you make. The more claims you make, the more money your insurance company has to pay. Read More »
Does Car Insurance Cover Stolen Holiday Presents?
So you’re out shopping for Christmas presents and someone breaks into your car and steals your presents. Does your car insurance cover stolen holiday packages? Can you expect car insurance to pay for losses caused by the Grinch who stole your presents? Today, we’re explaining everything you need to know Read More »
Why The Cheapest Insurance Isn’t Always The Best Insurance
Cheap car insurance is great for your wallet today – but it can backfire in the long-run. There are plenty of downsides to getting cheap car insurance. It’s important you’re aware of these downsides before you choose to protect your car with cheap insurance – like bare minimum insurance policies. Read More »
Car Insurance Quotes for Drivers Over 60
Conventional wisdom tells us that car insurance rates are lowest for drivers in their 50s. As you get into your 60s, however, car insurance rates might start to rise. Today, we’re explaining everything you need to know about getting car insurance when you’re over 60. Keep reading to discover tips, Read More »
Does Car Insurance Pay for Lost Wages Because of an Accident?
If you’ve been injured in a car accident, then you may be unable to work. When you can’t work, you can’t earn a paycheck. Can you expect car insurance to cover your lost wages? Does an auto insurance policy provide compensation for income you’ve lost as a result of an Read More »
When to Hire an Auto Insurance Lawyer
Hiring an auto insurance lawyer can be a life-changing decision. Hiring a lawyer can be the difference between having your claim denied or approved. A good auto insurance lawyer can fight for greater compensation from your insurance company, including compensation for medical bills, pain and suffering, lost income, and other Read More »
How Much Does the Average American Spend Per Month on Car Insurance?
Are you spending too much for car insurance? Or is your monthly premium average? Keep reading to find out how much the average American spends per month on car insurance. According to the National Association of Insurance Commissioners, the average American spends approximately $900 per year on car insurance, which Read More »
How Do You Insure a Driver with a Learner’s Permit?
Do you need new car insurance with a learner’s permit? How do you insure a driver on a learner’s permit? Do you need to upgrade your insurance policy or is your teen driver already covered? Today, we’re explaining everything you need to know about insuring a driver with a learner’s Read More »
What Happens With Insurance If You Are At-Fault in an Accident?
If you’ve been involved in an at-fault collision, then you can expect to face higher insurance prices, among other consequences. What happens if you’re involved in an at-fault collision? How does insurance work after an at-fault accident? Today, we’re explaining everything you need to know about insurance and an at-fault Read More »
Does Car Insurance Cover Hail Damage?
Hailstorms can inflict severe damage to a vehicle. When your vehicle gets damaged, you depend on car insurance to cover it. But does car insurance cover hail damage? Will your car insurance company reimburse you for hail damage? Today, we’re explaining everything you need to know about whether or not Read More »
What Is The Optimal Age For Low Auto Insurance Rates?
[caption id="attachment_3809" align="alignright" width="300"] What age groups have the cheapest auto insurance rates? Is there an optimal age to be to get cheap car insurance? Continue reading to find out.[/caption] Auto insurance prices vary with age. Generally speaking, auto insurance prices drop as you get older. Teenage drivers are high-risk Read More »
How to Bundle Auto and Homeowners Insurance to Save Money
If you look at any list of the best ways to save money on car insurance, you’ll see “bundling” near the top. It’s true: bundling is one of the easiest and most effective ways to save money on car insurance. But what exactly is bundling? How does bundling work? How Read More »
Why Is Car Insurance So Expensive In Michigan?
Michigan is one of the most expensive states in America for car insurance. In fact, Michigan has repeatedly been ranked as the number one most expensive state for car insurance. Why is car insurance so expensive in Michigan? Why do Michigan drivers pay for more car insurance? Today, we’re explaining Read More »
Am I Covered If My Car Breaks Down?
If your car breaks down, will your insurance company pay for it? Will your car insurance cover costs like towing fees, car repairs, or other expenses? These are all good questions. Today, we’re explaining everything you need to know about whether or not you’re covered if your car breaks down. Read More »
Will My Insurance Company Cover Me If I Start Driving for Uber or Lyft?
So you’ve decided to drive for a ride-sharing company like Uber or Lyft – but you’re curious about how car insurance works. How does car insurance work for Uber drivers? Do you need special car insurance to drive for Uber or Lyft? Should you contact your insurance company and tell Read More »
Why is Car Insurance So Expensive in Florida?
Drivers in Florida pay some of the highest car insurance rates in the United States. What makes Florida such an expensive place to insure a vehicle? Why are car insurance premiums so high in Florida? Today, we’re explaining all of the reasons why Floridians pay more for car insurance. Florida Read More »
Are There Car Insurance Discounts for Teachers?
Drivers with certain jobs may be entitled to certain insurance discounts. That’s because certain professions are linked with lower accident rates. Your insurance company uses your employment information to assess your risk. Are there car insurance discounts for teachers? Can teachers expect to pay less for car insurance? Today, we’re Read More »
Affordable Car Insurance for SSI Recipients
If you’re a Supplemental Security Income (SSI) recipient, then you may be wondering if you qualify for special car insurance rates. Many SSI recipients live on small budgets from paycheck to paycheck. Money is understandably tight, and even the cheapest car insurance can put a dent in your bank account. Read More »
The 6 Cheapest Auto Insurance Companies for College Students
Nowadays, everyone is strapped for cash, especially students. After paying for books, tuition, fees, and rent, the last thing you want to do is spend a lot on car insurance. Fortunately, there are several ways college students can save money on auto insurance. Despite a desperate-seeming financial situation for most Read More »
Can You Get Car Insurance Without a Job?
So you’re unemployed and you need car insurance. Can you get car insurance without a job? Does a car insurance company care about your employment status? Today, we’re explaining everything you need to know about getting car insurance without a job. Insurance Companies Will Not Penalize You for Being Unemployed Read More »
Do People with Low Income Qualify for Affordable Car Insurance?
You need car insurance to legally drive a vehicle. Unfortunately, car insurance can be expensive. Low income individuals are often stuck paying a particularly heavy burden for car insurance. Do people with low income qualify for affordable car insurance? Are there government-subsidized auto insurance plans or programs available for certain Read More »
Can I Raise My Deductible to Save on Car Insurance?
When you look at lists of the best ways to save money on car insurance, “raising the deductible” is always on the list. Yes, you can raise your deductible to save money on car insurance. In fact, it’s one of the fastest and easiest ways to save a significant amount Read More »
The 25 Best Auto Insurance Companies in America
Choosing the right auto insurance company can be a difficult process. With so many options out there, it can become pretty overwhelming. How are you supposed to know which company best fits your needs? Are the premiums offered considered to be cheap? How is the customer service if I need Read More »
Should You Make a Claim? Deciding Whether or Not to File a Claim After an Accident
So you got in a car accident. The next step is to make a claim on your insurance policy, right? Not so fast! Making a claim isn’t always your best option. Sometimes, you’re better off paying out of pocket. When should you make a claim? Today, we’re helping you decide Read More »
How to Find Cheap Auto Insurance Quotes Even If You Have a Speeding Ticket
So you received a speeding ticket – but you still want to get cheap auto insurance. What’s the solution? Is it possible to get cheap auto insurance even when you have a speeding ticket? Today, we’re answering all your questions about finding cheap auto insurance quotes even when you have Read More »
Is Usage-Based Car Insurance Right for You?
Usage-based car insurance is one way to potentially save money on car insurance. However, it’s not the right choice for everyone. Today, we’re helping you decide if usage-based insurance is the right choice for you. How Does Usage-based Insurance Work? Usage-based insurance (UBI) is a type of vehicle insurance where Read More »
How to Get Cheap Car Insurance with No Deposit
Budget-minded drivers across America are always searching for cheap car insurance with no deposit. Drivers in any state can get cheap car insurance. Unfortunately, there’s no such thing as cheap car insurance with no deposit. It simply does not exist. In order for car insurance to be legal, you need Read More »
Why is Car Insurance So Expensive in Louisiana?
If you look at a list of the most expensive car insurance policies by state, then you may be surprised to see Louisiana on the list. Louisiana is typically ranked as one of the top five most expensive states in America for car insurance. In many years, it’s been ranked Read More »
Why Are Car Insurance Policies 6 Months Long?
Car insurance policies are typically 6 months or 12 months in length. Why are 6 month auto insurance policies so popular? Why are many car insurance policies 6 months long? Should you choose a 6 month or 12 month policy? Today, we’re answering any questions you might have about car Read More »
Should You Buy New Car Replacement Insurance?
New car replacement insurance is a special type of insurance policy offered by some companies. It can significantly reduce your financial burden after a serious collision. Today, we’re helping you decide if new car replacement insurance is worth it. What is New Car Replacement Insurance? New car replacement insurance will Read More »
Why Do Car Insurance Premiums Change Over Time?
If you have been driving for a while, then no doubt you’ve experienced just how variable car insurance rates can be. One minute they’re rather reasonable and the next, you’re paying through the nose. For the same policy, with the same vehicle and with the same parking arrangements. What’s going Read More »
Are There Special Car Insurance Coverage Options for New Cars?
Getting a new car can be a great decision for a number of reasons. In particular, a new car can end up costing you a lot less to run on a daily basis. While the car itself costs more, it also means you won’t have as much tax to pay Read More »
Should You Drop Collision And Comprehensive Coverage?
If you have comprehensive and collision coverage (or just one of the two) and your car insurance premiums are putting you in the poorhouse, you might be wondering if you can ditch those two parts of your insurance plan and still be okay. Most of the time, you should be Read More »
Does Car Insurance Cover Vandalism?
Most people that have car insurance only have a vague idea what their insurance actually covers. The language of your insurance policy is so dense and difficult to understand that almost no one even reads it and fewer are able to comprehend and remember what their policy covers. But it’s Read More »
How Veterans Can Find Cheap Car Insurance
When you need car insurance, you can depend upon your status as a veteran or military family to qualify you for discounts and special offers because there are programs in place for most of the major expenses out there, to give military families and veterans a break. There are all Read More »
How To Save Money On Your Car Expenses
This is the ultimate guide on how to save money on your car expenses. We all probably overspend in at least one area we cover in this guide. We’re going to take a comprehensive look on how to save money on your car – from buying a car to car Read More »
How Does My Driving History Affect My Insurance Rates?
Your driving history tells insurance companies a lot about you. Insurers are in the job of assessing risk, and if your driving history is riddled with lots of examples of bad judgment and unsound driving habits, most insurance companies will look at you as a bad customer, and might refuse Read More »
What Is Gap Insurance? Do I Need It?
Gap insurance is a type of insurance coverage for newer automobiles that can be tacked onto your collision insurance policy. It is an optional insurance coverage. It could pay the difference between the balance of a loan or lease on a car and what your insurance provider pays if the Read More »
Is It Possible To Find Cheap SR22 Insurance?
An SR-22 is a financial obligation certification typically required by the state when a person without liability insurance gets into an accident or is otherwise found to be without the legally mandated coverage. Sometimes they are required by drivers who are seeking to reinstate their driving privileges following a DUI Read More »
How Low Mileage Discounts Can Save You Money
You own a car and you drive that car, but you don’t drive it often, and you don’t drive it far. Did you know that you could be cashing in on your limited driving? Yep, you could actually save a lot of money on your car insurance because you don’t Read More »
New Technology That Will Help You Save On Car Insurance
You can’t flip on the news or pull up your favorite news aggregator website without seeing something about the next breakthrough alternative energy innovation or how the car of the future will get hundreds of miles to the gallon. But, did you know that technology is helping drivers save money Read More »
Why It’s Important To Review Your Car Insurance Policy
You should periodically review your car insurance policies a checkup. The insurance industry often suggests customers to check up on their policies to ensure everything looks right and up-to-date. To a cynical person, that might sound like a ploy to get customers on the phone with an insurance agent. An Read More »
Will My Insurance Rates Increase If I Move?
[caption id="attachment_3202" align="alignright" width="300"] How does moving affect your auto insurance? Image SRC - "Piano Removals In Christchurch" by Furniture Removals Christchurch - Licensed under CC BY-SA 3.0 via Commons.[/caption] If you’re planning on moving, there’s no doubt that you have done a lot of research. You’ve researched the different Read More »
What Does Your Credit Card Cover When Renting A Car?
When renting a car it is easy to find very cheap rates for daily use. Some car rental companies charge as little as $25 a day for their vehicles. This is a great way to save miles on your vehicle if you are planning a trip somewhere or if you Read More »
Will Driverless Cars End the Car Insurance Industry?
Driverless cars have been in the news a lot lately. Technological advances are making driverless cars more of a reality and in as little as 25 years car ownership as we currently know it could be obsolete. One business that may come to an end along with it is the Read More »
Does It Pay To Be A Loyal Car Insurance Customer?
You’ve heard of loyalty programs. Airlines reward customers with free miles when they fly the same airline again and again, coffee shops offer a 10-punch card for a free cup of coffee and most companies are actively trying to improve customer loyalty and get them to stay with the brand. Read More »
Tips For Buying Car Insurance For The First Time
Buying car insurance for the first time is something that just about everyone will experience as a young adult. While still a teenager, most kids can get on their parent’s auto insurance policy and do need to worry about carrying their own insurance. Buying an insurance policy that is all Read More »