Blog

Explore the Insurance Panda blog to learn more about auto insurance. Our blog will be updated frequently with interesting news and informative articles regarding auto insurance. Posts on our blog will teach you how to save on auto insurance, how to take advantage of discounts, and other cool new things happening in the industry.

Can You Buy Cars From Insurance Companies?

You may have heard about buying cars from insurance companies. Yes, it’s possible to buy a car from an insurance company. Insurance companies sell vehicles at auctions, and drivers can buy these vehicles at a discount. However, many of these vehicles have been involved in Read More…

What Is Drive Away Insurance? What Does It Cover?

Drive away insurance is a special type of insurance policy that lets you ‘drive away’ a recently-purchased vehicle. If you just bought a car from the dealership, for example, then you might need ‘drive away insurance’ to drive that car home. The dealership will require Read More…

Passive Restraint Discounts Explained

Many car insurance companies offer a discount for using passive restraints. Passive restraints include airbags, anti-lock brakes, and other safety features of your vehicle that run without requiring active input from the driver. These systems run at all times while your vehicle is in motion, Read More…

New Car Replacement Insurance Explained: Should You Buy It?

New car replacement insurance seems confusing. We’re here to clarify it. New car replacement insurance covers the cost of replacing a new car after an accident. Because new vehicles depreciate quickly in value, new car replacement insurance can protect your vehicle and ease financial pain Read More…

How to Become an Auto Insurance Agent

Becoming an auto insurance agent may be easier than you think. In most states, you need a license to sell auto insurance. Some states also require you to take a test. Are you interested in selling car insurance? Do you want to become an auto Read More…

Can You Drive Alone With a Learner’s Permit?

A learner’s permit is the first step towards becoming a fully licensed driver. Depending on your state, you may be able to drive alone with a learner’s permit. In most states, drivers with a learner’s permit must have a fully licensed driver (often a family Read More…

What Happens If You Don’t Return License Plates?

If you’re getting rid of an old car, then you may need to surrender your license plates. License plate rules vary by state. In some states, drivers face serious consequences for not surrendering their license plates. In other states, you’re free to keep the plates Read More…

What Is a Car Insurance Surcharge?

If you recently checked your car insurance paperwork, then you may have noticed a car insurance surcharge. Sometimes, insurers add a fee or penalty to your premium. This is called a surcharge. In most cases, insurers charge a surcharge because of a recent violation – Read More…

How to Get No Deductible / Zero Deductible Car Insurance

With standard car insurance, you pay a deductible when making a claim. You pay a deductible, and your insurer covers the rest. Some drivers, however, are curious about zero deductible car insurance. With zero deductible car insurance, you pay nothing when making a claim. You Read More…

Non-Owner SR-22 Insurance Explained

Non-owner SR-22 insurance is a unique type of car insurance required by certain drivers. Your state’s DMV may notify you about SR-22 requirements. The DMV may require you to provide SR-22 insurance to reinstate your driver’s license and vehicle registration, for example. If you don’t Read More…

How Do Insurance Companies Find Out About a DUI?

Getting a DUI will raise car insurance premiums. In most states, a DUI raises premiums by 40% to 100%, and you could pay higher premiums for up to 10 years. But how do insurance companies find out about DUI convictions? Typically, insurance companies discover a Read More…

What Is an NAIC Number? How Do You Find It?

The National Association of Insurance Commissioners (NAIC) is a US organization that sets standards and regulations for the insurance industry. Each insurance company in the United States has an NAIC number. Some companies have multiple NAIC numbers – say, one number for each subsidiary organization Read More…

When Does My Car Insurance Policy Expire?

It’s important to know when your car insurance expires. If you don’t know when your car insurance policy expires, you could mistakenly let your car insurance lapse between policies, which could make you a high-risk driver. Insurance policies typically last 6 months to 12 months. Read More…

Why Is Car Insurance Mandatory?

Have you ever sat down and wondered, “why is car insurance mandatory?” The answer is a bit more complicated than you might expect. The truth is that there is no federal law that says all drivers are required to have auto insurance when driving. Instead, Read More…

Is It Bad to Switch Car Insurance Companies?

Different insurance companies charge different prices for car insurance. That’s why some drivers regularly switch between insurers – but is it smart to switch insurance companies? When done right, switching insurance companies can save you money and help you take advantage of different perks and Read More…

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