Blog

Explore the Insurance Panda blog to learn more about auto insurance. Our blog will be updated frequently with interesting news and informative articles regarding auto insurance. Posts on our blog will teach you how to save on auto insurance, how to take advantage of discounts, and other cool new things happening in the industry.

What Is a Car Insurance Surcharge?

If you recently checked your car insurance paperwork, then you may have noticed a car insurance surcharge. Sometimes, insurers add a fee or penalty to your premium. This is called a surcharge. In most cases, insurers charge a surcharge because of a recent violation – Read More…

How to Get No Deductible / Zero Deductible Car Insurance

With standard car insurance, you pay a deductible when making a claim. You pay a deductible, and your insurer covers the rest. Some drivers, however, are curious about zero deductible car insurance. With zero deductible car insurance, you pay nothing when making a claim. You Read More…

Non-Owner SR-22 Insurance Explained

Non-owner SR-22 insurance is a unique type of car insurance required by certain drivers. Your state’s DMV may notify you about SR-22 requirements. The DMV may require you to provide SR-22 insurance to reinstate your driver’s license and vehicle registration, for example. If you don’t Read More…

How Do Insurance Companies Find Out About a DUI?

Getting a DUI will raise car insurance premiums. In most states, a DUI raises premiums by 40% to 100%, and you could pay higher premiums for up to 10 years. But how do insurance companies find out about DUI convictions? Typically, insurance companies discover a Read More…

What Is an NAIC Number? How Do You Find It?

The National Association of Insurance Commissioners (NAIC) is a US organization that sets standards and regulations for the insurance industry. Each insurance company in the United States has an NAIC number. Some companies have multiple NAIC numbers – say, one number for each subsidiary organization Read More…

When Does My Car Insurance Policy Expire?

It’s important to know when your car insurance expires. If you don’t know when your car insurance policy expires, you could mistakenly let your car insurance lapse between policies, which could make you a high-risk driver. Insurance policies typically last 6 months to 12 months. Read More…

Why Is Car Insurance Mandatory?

Have you ever sat down and wondered, “why is car insurance mandatory?” The answer is a bit more complicated than you might expect. The truth is that there is no federal law that says all drivers are required to have auto insurance when driving. Instead, Read More…

Is It Bad to Switch Car Insurance Companies?

Different insurance companies charge different prices for car insurance. That’s why some drivers regularly switch between insurers – but is it smart to switch insurance companies? When done right, switching insurance companies can save you money and help you take advantage of different perks and Read More…

What is Property Protection Insurance (PPI) for Auto Insurance?

Property protection insurance (PPI) is a type of liability coverage exclusively for drivers in Michigan. Michigan requires drivers to have property protection insurance. It provides up to $1 million of property damage protection. If you damage another Michigan resident’s property, then PPI could cover this Read More…

Active-Duty Military Auto Insurance Discounts Explained

As an active-duty member of the military, you may qualify for certain discounts. Many companies reward drivers for their service by providing a discount on auto insurance. By taking advantage of discounts, active-duty military personnel can save hundreds per year on car insurance. Some companies, Read More…

What Does Your Credit Card Cover When Renting a Car?

Many credit cards come with rental car insurance coverage. You may know your credit card has rental car coverage, but few drivers fully understand how this coverage works. What does your credit card cover when renting a car? How does credit card rental car insurance Read More…

Fast Cars with Cheap Insurance: Top 10 List

So you want to drive a fast car, but you don’t want to pay a fortune in car insurance. Fortunately, there are plenty of fast cars with cheap insurance premiums. Generally, the world’s fastest cars tend to be the most expensive cars to insure. It Read More…

How Long Can You Be Without Car Insurance?

You’re not supposed to drive without car insurance. But how long can you be without car insurance before it’s a problem? You need car insurance every time you drive your vehicle on public roads. If you are driving without car insurance, then you are driving Read More…

Auto Insurance Discounts for Seniors

Some car insurance companies in the United States provide senior discounts. As a senior driver, you may qualify for cheaper car insurance rates. Do auto insurance discounts for senior citizens exist? Which car insurance companies offer the best senior discounts? How much money can you Read More…

What Auto Insurance is Best for Infrequent Drivers?

If you’re an infrequent driver, then you spend less time on the road than an average driver. That means lower risk, which should mean cheaper insurance. Some insurance companies offer cheap low mileage car insurance policies. These policies reward drivers who spend less time on Read More…

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