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When Should You Pay For Vehicle Repairs Out-Of-Pocket?
There is much debate as to whether it makes more financial sense to file an auto insurance claim after an accident or pay for repairs out-of-pocket. The truth is both arguments in this debate are somewhat meritorious. The decision to pay for repairs out-of-pocket or rely on the auto insurer Read More »
How Do You Transfer Auto Insurance to a New Car?
Getting a new car is an exciting prospect, but you want to make sure that you are covered to drive the new car as soon as you buy it. Every state requires that you carry a minimum amount of liability insurance on your vehicle. Some states also have requirements for Read More »
Does Car Insurance Follow the Car or the Driver?
This is one of the most commonly asked questions in the context of automobile insurance. There is no clear answer to this question. An array of variables are in play ranging from the type of insurance to the coverages following the vehicle to those that follow the driver and so Read More »
What Do Auto Insurance Claims Adjusters Do?
You’ve just experienced a bad auto loss and have turned in the claim to the insurance company. Hopefully, nobody was injured, but let’s say your vehicle was totaled. Your next call will be from the much maligned, but much misunderstood, claims adjuster. He/she will either become your best friend or Read More »
How to Know When Your Car Insurance Settlement Offer is Too Low
Insurance companies sometimes have a bad reputation for not paying claims like people think they should. Sometimes it’s easy to forget that insurance is designed to get people back to where they were before the claim, not any better or worse. In an ideal world, the company would just pay Read More »
Can Auto Insurance be Reinstated after Cancellation?
A happy trip to the mailbox can quickly turn into a bad day if you receive a letter from your auto insurance company saying that your policy is going to cancel. Or worse yet, you’re on vacation when this letter was sent out, and you don’t even open it before Read More »
Steps To Take With Auto Insurance When Moving To A New State
You’re finally packing up those cold winters and moving to a sun-drenched state. Or perhaps you’re giving up the sun and sand in favor of a once-in-a-lifetime career opportunity across the country. Whatever your situation, you are packing up and moving to a new state. Relocating to a new state Read More »
Best Auto Insurance Options for Active-Duty Military Members
As an active duty member of our military, you serve your country with pride. You move, you go overseas, and you often must rearrange your entire living situation every few years. While the amount of work you do to serve your country cannot be repaid in full, there are insurers Read More »
Can You Get Car Insurance Coverage with a Suspended Driver’s License?
Driver’s license suspensions happen. However, once your license is suspended, you cannot legally operate a motor vehicle. So, when you can’t drive, how are you supposed to insure a car? After all, your driving history is one of the top considerations when determining your rate, but also you need to Read More »
Why is Car Insurance So Expensive in California?
The state of California is big. In some ways, it could serve as its own country, mainly because it spans over 900 miles from top to bottom – rivaling some countries in Europe. To exacerbate the issue, California has a population of 39.54 million residents – with Los Angeles holding Read More »
Should You Drop Collision Coverage on an Older Vehicle?
You aren’t the type the drive around in the latest and greatest vehicle. Instead, you pride yourself on your savvy financial abilities by driving an older vehicle that is paid off, still runs, and saves you the hassle of monthly payments. The one payment that you still have, however, is Read More »
What is Accident Forgiveness? Can an Insurer Really Forget a Crash?
A few years ago, if you were in a car accident, your premiums inevitably went up. Then, something miraculous happened. Car insurance companies began advertising that they would ignore or “forgive” that accident and not penalize you with higher premiums. One notable company is Liberty Mutual. As one of the Read More »
How to Find Cheap Auto Insurance for Your Small Business
As a small business owner, you are concerned with your overhead. Therefore, you might think that you can save by reducing your auto insurance coverage or relying on personal auto insurance for your company vehicles. The only caveat is that personal auto insurance policies do not cover business vehicles, and Read More »
How To Save Money On Your Car Expenses
This is the ultimate guide on how to save money on your car expenses. We all probably overspend in at least one area we cover in this guide. We’re going to take a comprehensive look at how to save money on your car – from buying a car to car Read More »
How to Get Auto Insurance With No Down Payment (Or At Least a Low Down Payment)
Getting car insurance with no down payment might seem like an impossible task. Today, we’re explaining how you can get car insurance with the smallest possible down payment. Need to drive legally today with the lowest possible cost? Want to limit your down payment as much as possible? Keep reading Read More »
Can I Buy Car Insurance After an Accident? Can Insurance Be Backdated?
You’ve been involved in an accident, but you didn’t have the right insurance. Now, you’re wondering if you can buy insurance today to cover the accident that just occurred. Can you buy car insurance after an accident? Can you make a new car insurance claim for an old incident? Today, Read More »
I Got a License Plate Number from Hit and Run – Now What?
Hit and runs are frustrating. If you’re lucky, however, then you may be able to get a license plate number from the other driver. So you’ve been in a hit and run accident – but you have a license plate number. What next? How do you proceed? Today, we’re explaining Read More »
How Many Accidents Before Insurance Drops You?
So you’ve been in a few accidents. You may be wondering: how many accidents does it take before car insurance companies start to get annoyed? Will car insurance companies eventually drop you if you have too many accidents? Today, we’re explaining how many accidents you can get into before car Read More »
How to Move from High Risk to Standard Car Insurance
Insurance companies categorize drivers based on risk. Certain drivers are seen as “high risk”. These drivers need to pay higher premiums than other drivers. Fortunately, these high prices don’t last forever: eventually, a high risk driver will be able to purchase standard car insurance once again. Are you curious about Read More »
What are the Most Common Car Insurance Claims?
If you’re a new driver, you know that you need to have insurance coverage before you take your car out on the road. But there are a lot of questions when it comes to car insurance coverage. One of the most frequently asked questions concerning auto insurance coverage is, “What Read More »
Is There a Grace Period for Getting Insurance on a New Car?
If you want to legally drive your new car, then you’ll need to buy valid car insurance. You may be wondering, however, if there’s a grace period for getting insurance on a new car. Is there a grace period for car insurance when you buy a new vehicle? Or do Read More »
Top 10 Auto Insurance Companies for New Drivers
Getting car insurance as a new driver can be an intimidating process. Fortunately, it doesn’t have to be scary. Thanks to easy online car insurance comparison websites like our own, it’s easier than ever to compare car insurance for new drivers. For the purposes of this article, we’ll define a Read More »
Can Car Insurance Deny Coverage To Me?
Car insurance companies can deny coverage to drivers. A car insurance company is not legally required to provide their services to you. Most car insurance companies reserve the right to cancel a policy within the first 30 to 60 days. All car insurance companies have the right to deny coverage Read More »
What Auto Insurance Limits Should I Have?
Auto insurance limits are a tricky subject. Some people are comfortable with low limits because they “never get into accidents”. Other people buy too much insurance and end up paying thousands of extra dollars for car insurance over the lifespan of their vehicle. What auto insurance limits should you have? Read More »
Do Car Insurance Companies Investigate Claims?
If you are reading this, chances are that you or someone you know has been involved in a car accident that resulted in damage to a vehicle. If so, it’s likely that one of the first things you did was contact your car insurance company to file a claim. When Read More »
How To Determine Fault In A Parking Lot Accident
Whether you’re running errands, going to work, heading to a movie – or going anywhere in public – if you leave your car in a parking lot, there’s always a risk that an accident will occur. Despite your best efforts to find the safest parking spot, when you leave your Read More »
Best Auto Insurance Companies for Uber and Lyft Drivers
Getting the right car insurance is crucial for Uber and Lyft drivers. The wrong car insurance can leave you exposed to enormous liability. Today, we’re featuring the best car insurance companies for Uber and Lyft drivers, including the best rideshare auto insurance offered by America’s leading insurance companies. Do You Read More »
Why Did My Car Insurance Company Raise My Rates?
Have you been shocked by your latest car insurance bill? You’re not alone. Every year, drivers across America get surprised by higher car insurance rates. Why do car insurance companies raise rates? Do insurance prices increase with inflation – or are there other reasons for higher insurance rates? Today, we’re Read More »
How Does Total Mileage Driven Impact My Car Insurance Rates?
Mileage has a significant impact on your car insurance rates. The more time you spend driving, the more chances you have to get into a collision. The more collisions you have, the more claims you make. The more claims you make, the more money your insurance company has to pay. Read More »
Does Car Insurance Cover Stolen Holiday Presents?
So you’re out shopping for Christmas presents and someone breaks into your car and steals your presents. Does your car insurance cover stolen holiday packages? Can you expect car insurance to pay for losses caused by the Grinch who stole your presents? Today, we’re explaining everything you need to know Read More »
Why The Cheapest Insurance Isn’t Always The Best Insurance
Cheap car insurance is great for your wallet today – but it can backfire in the long-run. There are plenty of downsides to getting cheap car insurance. It’s important you’re aware of these downsides before you choose to protect your car with cheap insurance – like bare minimum insurance policies. Read More »
Car Insurance Quotes for Drivers Over 60
Conventional wisdom tells us that car insurance rates are lowest for drivers in their 50s. As you get into your 60s, however, car insurance rates might start to rise. Today, we’re explaining everything you need to know about getting car insurance when you’re over 60. Keep reading to discover tips, Read More »
Does Car Insurance Pay for Lost Wages Because of an Accident?
If you’ve been injured in a car accident, then you may be unable to work. When you can’t work, you can’t earn a paycheck. Can you expect car insurance to cover your lost wages? Does an auto insurance policy provide compensation for income you’ve lost as a result of an Read More »
When to Hire an Auto Insurance Lawyer
Hiring an auto insurance lawyer can be a life-changing decision. Hiring a lawyer can be the difference between having your claim denied or approved. A good auto insurance lawyer can fight for greater compensation from your insurance company, including compensation for medical bills, pain and suffering, lost income, and other Read More »
How Much Does the Average American Spend Per Month on Car Insurance?
Are you spending too much for car insurance? Or is your monthly premium average? Keep reading to find out how much the average American spends per month on car insurance. According to the National Association of Insurance Commissioners, the average American spends approximately $900 per year on car insurance, which Read More »
How Do You Insure a Driver with a Learner’s Permit?
Do you need new car insurance with a learner’s permit? How do you insure a driver on a learner’s permit? Do you need to upgrade your insurance policy or is your teen driver already covered? Today, we’re explaining everything you need to know about insuring a driver with a learner’s Read More »
What Happens With Insurance If You Are At-Fault in an Accident?
If you’ve been involved in an at-fault collision, then you can expect to face higher insurance prices, among other consequences. What happens if you’re involved in an at-fault collision? How does insurance work after an at-fault accident? Today, we’re explaining everything you need to know about insurance and an at-fault Read More »
Does Car Insurance Cover Hail Damage?
Hailstorms can inflict severe damage to a vehicle. When your vehicle gets damaged, you depend on car insurance to cover it. But does car insurance cover hail damage? Will your car insurance company reimburse you for hail damage? Today, we’re explaining everything you need to know about whether or not Read More »
What Is The Optimal Age For Low Auto Insurance Rates?
[caption id="attachment_3809" align="alignright" width="300"] What age groups have the cheapest auto insurance rates? Is there an optimal age to be to get cheap car insurance? Continue reading to find out.[/caption] Auto insurance prices vary with age. Generally speaking, auto insurance prices drop as you get older. Teenage drivers are high-risk Read More »
How to Bundle Auto and Homeowners Insurance to Save Money
If you look at any list of the best ways to save money on car insurance, you’ll see “bundling” near the top. It’s true: bundling is one of the easiest and most effective ways to save money on car insurance. But what exactly is bundling? How does bundling work? How Read More »
Why Is Car Insurance So Expensive In Michigan?
Michigan is one of the most expensive states in America for car insurance. In fact, Michigan has repeatedly been ranked as the number one most expensive state for car insurance. Why is car insurance so expensive in Michigan? Why do Michigan drivers pay for more car insurance? Today, we’re explaining Read More »
Am I Covered If My Car Breaks Down?
If your car breaks down, will your insurance company pay for it? Will your car insurance cover costs like towing fees, car repairs, or other expenses? These are all good questions. Today, we’re explaining everything you need to know about whether or not you’re covered if your car breaks down. Read More »
Will My Insurance Company Cover Me If I Start Driving for Uber or Lyft?
So you’ve decided to drive for a ride-sharing company like Uber or Lyft – but you’re curious about how car insurance works. How does car insurance work for Uber drivers? Do you need special car insurance to drive for Uber or Lyft? Should you contact your insurance company and tell Read More »
Why is Car Insurance So Expensive in Florida?
Drivers in Florida pay some of the highest car insurance rates in the United States. What makes Florida such an expensive place to insure a vehicle? Why are car insurance premiums so high in Florida? Today, we’re explaining all of the reasons why Floridians pay more for car insurance. Florida Read More »
Are There Car Insurance Discounts for Teachers?
Drivers with certain jobs may be entitled to certain insurance discounts. That’s because certain professions are linked with lower accident rates. Your insurance company uses your employment information to assess your risk. Are there car insurance discounts for teachers? Can teachers expect to pay less for car insurance? Today, we’re Read More »
Affordable Car Insurance for SSI Recipients
If you’re a Supplemental Security Income (SSI) recipient, then you may be wondering if you qualify for special car insurance rates. Many SSI recipients live on small budgets from paycheck to paycheck. Money is understandably tight, and even the cheapest car insurance can put a dent in your bank account. Read More »
The 6 Cheapest Auto Insurance Companies for College Students
Nowadays, everyone is strapped for cash, especially students. After paying for books, tuition, fees, and rent, the last thing you want to do is spend a lot on car insurance. Fortunately, there are several ways college students can save money on auto insurance. Despite a desperate-seeming financial situation for most Read More »
Can You Get Car Insurance Without a Job?
So you’re unemployed and you need car insurance. Can you get car insurance without a job? Does a car insurance company care about your employment status? Today, we’re explaining everything you need to know about getting car insurance without a job. Insurance Companies Will Not Penalize You for Being Unemployed Read More »