Blog

Explore the Insurance Panda blog to learn more about auto insurance. Our blog will be updated frequently with interesting news and informative articles regarding auto insurance. Posts on our blog will teach you how to save on auto insurance, how to take advantage of discounts, and other cool new things happening in the industry.

The 25 Best Auto Insurance Companies in America for 2020

Choosing the right auto insurance company is a challenging process. With so many different companies out there all offering similar coverage packages, deciding who to buy from can become quite overwhelming. Which insurer best suits your needs? Which insurer has the most affordable auto insurance Read More…

How Do Police Know If a Car is Insured?

All states require drivers to have some type of insurance. If a police officer catches you driving without insurance, then you could face penalties. But how do police know if a car is insured? Police use various strategies to check the insurance status of a Read More…

25 Safe Driving Tips for Teen Drivers

Teenagers are the riskiest drivers on the road. Teenagers make more insurance claims than any other age group. They’re inexperienced, and they’re more likely to engage in risky behavior like speeding. Car accidents are the leading cause of death among 15 to 20-year-olds. More than Read More…

The Importance of Buckling Your Seatbelt

Buckling your seatbelt is a proven way to save lives. Seatbelts matter. They protect you and other people in your vehicle. Of the 37,000 people killed in motor vehicle crashes every year, about 50% were not wearing seatbelts. Over 90% of Americans wear a seatbelt Read More…

The Top 22 Myths About Car Insurance

You might think you know about car insurance. But there are plenty of misconceptions. Are red cars more expensive to insure than others? Does gender really impact car insurance premiums? Today, we’re explaining the most common car insurance myths – including some myths that are Read More…

Tips for Driving Safely in the Rain

Rain significantly increases the chances of an accident. Slippery roads and poor visibility are a deadly combination. Fortunately, driving in the rain doesn’t have to be dangerous. By following some basic safety tips, you can reduce your risk and improve your safety. Keep reading to Read More…

Using Fake Proof of Insurance – What Are the Penalties?

States require drivers to have car insurance. If you are pulled over by a police officer, you must show proof of insurance. Some drivers carry fake proof of insurance documentation. Sometimes, police officers cannot verify insurance information immediately. Some drivers even use fake proof of Read More…

Is Double-Dipping with Car Insurance Illegal?

You may be tempted to double-dip with car insurance. Double-dipping involves filing two claims for one incident. Is double-dipping with car insurance illegal? Or is it just smart business? It’s illegal to double dip car insurance. You cannot file two claims for a single incident, Read More…

Can a Surety Bond Replace Actual Car Insurance?

Some drivers replace car insurance with a surety bond. In certain states, drivers can use a surety bond instead of car insurance. Many drivers are surprised to learn that some states don’t technically require car insurance – if you have a surety bond, then you Read More…

Laws Regarding Driving Slow in the Left Lane

Driving slow in the left lane is not a good idea. It increases the chances of an accident and makes roads less safe. Today, some states have passed laws restricting left lane driving. Some states require you to stay in the right lane when driving Read More…

Coronavirus-Related Auto Insurance Discounts

In light of the coronavirus outbreak, many car insurance companies are offering discounts. Some car insurance companies are refunding premiums to customers, for example. Others are offering steep discounts on future premiums, extended grace periods, and other benefits. In April 2020, for example, Allstate and Read More…

Top 25 Safe Driving Tips – Staying Safe on the Road

The best way to lower car insurance costs is to avoid a car accident. You can avoid car accidents by driving safely. It’s no secret that defensive driving prevents accidents. By implementing certain driving habits, you can significantly reduce your chances of getting into an Read More…

The Top 5 Companies to Buy Gap Insurance From

Gap insurance provides an extra layer of protection for your vehicle. Gap insurance covers the difference between the actual cash value of your vehicle and the amount you owe for that vehicle. On newer cars, this ‘gap’ can add up to thousands of dollars. That’s Read More…

Top 10 Causes of Car Insurance Rate Increases

Auto insurance rates can fluctuate. Sometimes, premiums go down. In other cases, they go up. Maybe you did something to raise auto insurance rates. You made a claim, for example, or were convicted of a DUI. Or, maybe your insurance rates rose because of something Read More…

How Do Vehicle Safety Ratings Impact Insurance Rates?

You may have heard that vehicle safety ratings impact car insurance rates. It’s true: the safety rating of your vehicle will affect your premiums. Cars with strong safety ratings have a lower risk of injuries than cars with poor safety ratings. Insurers are often required Read More…

What Does It Mean To Have a Clean Driving Record?

It’s important to have a clean driving record. But what is considered a clean driving record? How do car insurance companies define a “clean driving record”? If you got a speeding ticket four years ago, or a DUI 10 years ago, do you have a Read More…

Top 20 Ways to Save on Auto Insurance

Auto insurance can be expensive. Fortunately, by taking advantage of car insurance discounts, you can save hundreds – or even thousands – each year on premiums. Today, we’re highlighting some of the best, easiest, and most effective ways to save on auto insurance. 1. Request Read More…

The Top 15 Factors that Determine Your Auto Insurance Rates

Insurance companies use dozens of factors to calculate insurance premiums. Some factors, however, play a bigger role than others. Factors like your driving history, for example, tend to be more important than your credit score. Today, we’re highlighting the top 15 factors that determine your Read More…

Liability vs. Full Coverage: What’s the Difference?

When shopping for auto insurance, you need to decide whether you want liability coverage or full coverage. What’s the difference between liability and full coverage car insurance? Which one is right for you? Liability coverage protects other people from damage you inflict. If you cause Read More…

Can I Insure a Car That Is Not In My Name?

There are several situations where you may want to insure a car that you do not own. But can you really insure a car that’s not in your name? Or can you only buy insurance for a vehicle that you own? It’s not a common Read More…

Will Auto Insurance Pay to Jumpstart Your Car?

You depend on car insurance to cover certain damages. But will car insurance pay to jumpstart your vehicle? Or do you need to pay for vehicle jumpstarts out of pocket? A standard car insurance policy will not cover the cost of jumpstarting a vehicle. Yes, Read More…

Will Auto Insurance Cover My Legal Fees?

The aftermath of a car accident can result in pricey bills to pay. Not only will you need to pay for medical treatment and to repair your car, but you’ll also need to pay for legal advice if you’re filing a suit against the other Read More…

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