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Why Does Your ZIP Code Matter So Much for Auto Insurance Rates?
Some drivers are surprised to learn that ZIP codes impact auto insurance rates. It’s true: your ZIP code has a significant effect on your car insurance premiums. Why does your ZIP code matter so much for rates? Today, we’re explaining everything you need to know about how your ZIP code Read More »
Will Insurance Pay If I Hit My Own Car?
So you damaged your own vehicle. Fortunately, you have insurance. But will car insurance really pay if you hit your own car? Or are you out of luck? Today, we’re explaining everything you need to know about whether or not insurance pays if you hit your own car. Yes, Insurance Read More »
How to Get the Cheapest Car Insurance for Teens
Getting cheap car insurance as a teenager can be challenging. Teens pay higher rates for car insurance than drivers of any other age. Getting cheap teen car insurance is challenging – but it’s certainly not impossible. Today, we’re explaining everything you need to know about getting the cheapest car insurance Read More »
Can You Have Two Car Insurance Policies for the Same Car?
Is it possible to double insure a vehicle? Find out today as we explain everything you need to know about getting two car insurance policies for the same car. It Is Not Illegal to Take Out Two Insurance Policies on One Vehicle First, let’s make one thing clear. It’s not Read More »
Is It Worth Buying Full Coverage Auto Insurance?
Full coverage auto insurance gives drivers a higher level of protection at a higher cost. But is full coverage auto insurance really worth it? Or are you over-insured with full coverage auto insurance? The answer, as with many insurance questions, depends on your budget and aversion to risk. Today, we’re Read More »
What is the Cheapest Car Insurance for Young Drivers?
Young drivers pay the highest rates for car insurance. Young drivers are inexperienced and high-risk, so insurers naturally charge more for car insurance. Fortunately, there are ways to get cheap car insurance as a young driver. Today, we’re explaining how to get the cheapest car insurance for young drivers. The Read More »
Do You Need to Get Insurance Involved After a Small Accident?
You were involved in a small accident and now you’re debating whether to tell your insurer. Does insurance really need to get involved if there were minor damages and injuries? Should you really report every accident to your insurer? Today, we’re explaining everything you need to know about when to Read More »
Is Insurance In a No-Fault State More Expensive?
America can be separated into two types of insurance systems: no-fault states and traditional liability states. Is car insurance in a no-fault state more expensive? Or are the two systems roughly equal? Today, we’re explaining everything you need to know about no-fault car insurance and pricing. What is No-Fault Car Read More »
What Organizations Offer the Best Discounts for Car Insurance?
We all want to pay cheaper rates for car insurance. But which organizations offer the best discounts for car insurance? How much can you save on car insurance through Costco, AAA, or the AARP? Do firefighters or federal government employees pay less for car insurance? Today, we’re answering all your Read More »
Will Insurance Pay for Medical Bills After an Accident?
If you were in an accident and have medical bills, then those medical bills need to be paid. Does insurance pay for medical bills after a car accident? Who pays for car insurance after an accident? Does your car insurance or health insurance provider cover your medical bills first? Today, Read More »
How to Get Cheap Assigned Risk Auto Insurance
Certain high-risk drivers are required to get assigned risk auto insurance. Just because you’re required to get assigned risk auto insurance, however, doesn’t mean that you need to spend a fortune. Today, we’re explaining the best ways to get cheap prices on assigned risk auto insurance. What is Assigned Risk Read More »
What is My Car Insurance Score?
Your car insurance score affects the price you pay for auto insurance. However, most drivers are unaware what their car insurance score is or how it works. Today, we’re explaining everything you need to know about auto insurance scores, including how to check your score and what your score means. Read More »
Do I Have Too Much Car Insurance Coverage?
Some people have too little car insurance. Others have too much. Do you have too much car insurance? Are you over-insured? Today, we’re explaining how much car insurance you should have. How Much Car Insurance Do You Need? There’s no specific number I can give you for how much car Read More »
Can You Temporarily Add Someone Else to Your Car Insurance Policy?
It’s very simple to temporarily add a new driver to your car insurance policy. If you have a friend or family member that is going to be borrowing your car regularly, it’s important that you add them to your policy to make sure they’re covered in the event of an Read More »
Do You Need Accidental Death Coverage with Your Auto Insurance?
When signing up for a car insurance policy, you’ll have a choice between several different types of coverage. It can be challenging to determine which types of coverage are the most essential and which are unnecessary add-ons. One type of car insurance coverage that you might hear about is accidental Read More »
What Are the Best Auto Insurance Discounts?
Most auto insurance companies offer a vast range of discounts for their customers. When shopping for car insurance, you should ask each insurance provider for a full list of discounts they offer. Even if your initial premiums are high, you can use discounts to bring your monthly costs down significantly. Read More »
Do Tickets for Texting Affect Your Car Insurance?
At this point, everyone should know that using the phone or texting in the car is dangerous. Phones are incredibly distracting, and just a short glance at a text message can lead to a severe accident. Currently, 48 states have banned texting while driving in order to keep their citizens Read More »
How to Get Very Cheap Car Insurance with No Deposit
Budget-minded drivers across America are always searching for very cheap car insurance with no deposit. Drivers in any state can get cheap car insurance. Unfortunately, there’s no such thing as cheap car insurance with no deposit. It simply does not exist. Many auto insurance providers claim that their insurance policies Read More »
What Is the Claims-Free Discount?
Auto insurance companies offer several different policy discounts to their customers. In fact, they offer so many discounts that it can be confusing for new customers to understand what they are or how to get them. One of the most common discounts you’ll encounter is the claims-free discount. Here’s what Read More »
Which Safety Features Can Give You a Discount on Your Auto Insurance?
You know that you can unlock discounts for being a safe driver, and you can even unlock them for your age, good credit, and more. One thing you might not have known, however, is that the more safety features you have installed on your vehicle, the more you save. Not Read More »
Can Telematics Help You Save on Auto Insurance?
Telematics is a growing trend in insurance today. Telematics focuses on usage-based insurance by tracking a driver's habits and actual miles driven each month to determine how much they can save on their annual premiums. While they are attractive, you need to understand the limitations of these systems, the risks, Read More »
Are There Paperless Billing Discounts for Car Insurance?
These days, all companies are going paperless. Not only is it better for the environment, but it means less overhead for them from printing costs and even the cost of having staffers manually mail bills out. When it comes to insurance, you might wonder if you will get a discount Read More »
What Happens with Insurance If You Hit a Parked Car?
Hitting a parked car is not as uncommon as one might think. In fact, hitting parked cars happens quite frequently. Consider this: you are pulling into the parking lot, backing into your spot, and you misjudge the nose of the vehicle behind you, causing you to hit the front bumper. Read More »
How to Find Cheap Car Insurance as an International Student in the U.S.
An international student or exchange student in the United States of legal driving age may want to use a car while they attend university classes or activities. Families hosting them may also want to help them get around more freely by giving them access to a vehicle. The only snag Read More »
How and When Can I Change Car Insurance Coverage or Limits on My Policy?
People often hesitate to switch auto insurance providers simply because they assume it will be a pain to change insurance coverage when their current policy is mid-cycle. There is also a common assumption that there will be a financial loss stemming from the alterations in policy coverage or limits. Let's Read More »
How Can I Check My Car Insurance Claims History?
The last thing people want to think about is their accident history. Unfortunately, your accident history plays a huge role in determining your auto insurance rates. Do you actually need to know this history, and how does it affect your rates? What’s the Difference Between Claims History and an MVR? Read More »
What to Do If Someone Refuses to Give Insurance Details After the Accident
If you are involved in an auto accident and the other driver does not provide auto insurance information, all hope is not lost. Just because you do not get the other driver's insurance information right away is not a guarantee you will be on the hook for all the resulting Read More »
Will Auto Insurance Pay for Lost Keys?
Just about every driver loses his or her keys at least once. If you end up in this unfortunate situation, replacing your keys will likely prove easier than you think. Those who have auto insurance might have emergency roadside service coverage that makes it easy to get back into the Read More »
How Does Your Type of Car Affect Your Insurance Rates?
You recently decided to make a big upgrade in the type of car you drive, going from a 2011 Chevy Malibu to a 2016 Nissan Altima. Maybe not a giant upgrade, but the newer model and lower mileage are great. But now, you find out that your auto insurance rates Read More »
Will Auto Insurance Pay If You Hit A Deer (Or Another Animal) With Your Car?
An accident with a deer or another animal has the potential to lead to a significant injury, vehicle damage and possibly even death. Unfortunately, a collision with a deer has the potential to cost thousands of dollars if you do not have the proper type of auto insurance. State Farm Read More »
Is Auto Insurance Cheaper for Drivers in Their 40s?
Auto insurance is typically cheaper for middle-aged adults, those with clean driving records and those who marry. However, plenty of people question if auto insurance is cheaper in one's 40s as opposed to the 30s, 50s, and other ages. After all, it seems to make sense for an individual who Read More »
Is Auto Insurance Cheaper Through an Agent?
There are many choices when it comes to auto insurance companies, but there are also choices when it comes to how you buy your insurance. You can buy insurance through an insurance agent, of which there are two different kinds, or you can buy it directly online. Are any of Read More »
Is Auto Insurance Cheaper for Drivers in their 50s?
If your auto insurance bill is ever going to be more affordable, it’s likely going to be when you’re in your 50s. This is generally the most successful time of a person’s life. It’s a time when people are at the peak of their careers, have either paid off their Read More »
Is Good2Go Auto Insurance Legit?
If you are like most people, you have not heard of Good2Go Auto Insurance. Even if you caught wind of this auto insurance provider, you probably do not know much about it. Good2Go Auto Insurance takes pride in providing customers with affordable auto insurance. This coverage is geared toward those Read More »
Is It Possible to Find Cheap Car Insurance for High School Students?
There is no doubt that car insurance can be very expensive, especially for high school students. Yet there are a number of ways that high school students can save on their car insurance, especially if they remain on their parent’s policy. Here are the best ways to find cheap car Read More »
One Week Auto Insurance
Many people are not aware that you can get auto insurance for just one week. There are several situations in which you might need temporary car insurance coverage. Not all states allow for temporary coverage, and not all car insurance companies offer short-term coverage. Here’s what you need to know Read More »
Can the Bank Take My Car If I Don’t Have Insurance?
You probably have a lot of people telling you that you need car insurance. Most states have minimum required coverage that you have to have to legally drive your vehicle. The car dealership will also probably tell you that you should have car insurance before driving the vehicle off the Read More »
How Much Does Insurance Go Up After an Accident for a Teenager?
It is no secret that teenagers pay the most for car insurance. You can try to mitigate some of the cost by adding teenagers to their parents’ policies instead of getting their own coverage, but this isn’t always possible as the child reaches 18 or older and moves out into Read More »
Can Car Insurance Companies Check Phone Records?
When you have a car insurance claim, your car insurance company may request many different types of information from you. One of the things that car insurance companies sometimes ask for is phone records. It is important that you understand what information you are responsible for providing, and when to Read More »
Is Car Insurance Cheaper for Commute or Pleasure?
It is no secret that car insurance is a necessary expense that can sometimes add up depending on several factors. One of the things that determine your car insurance rates is what you use your vehicle for. If you use your vehicle for commuting to and from work or school, Read More »
Does Your Car Year Affect Your Insurance Price?
There are many things that affect car insurance rates. Everything from your driving record to your zip code determines how much you will pay for car insurance. One of the things that many drivers do not consider is the year of their vehicle. There are some cases in which the Read More »
When Should You Drop Full Coverage On Your Car?
When you pay off your car, the first thing you might consider is dropping full coverage on your vehicle. However, it might not be a good idea to do so. There are some situations in which dropping full coverage on your car is a wise financial decision. However, if you Read More »
Are There Car Insurance Discounts for Nurses?
Nurses are the unsung heroes of healthcare. As a nurse, you work up to 12 hour shifts taking care of others. It is only right that you get some discounts and perks for all of the education you went through, as well as your hard work and dedication. One of Read More »
How Long Does An Accident Stay On Your Insurance?
Car accidents are becoming more and more common today. This is partly due to the increased number of drivers (more drivers means a better chance of getting in a wreck), but also due to the increased amount of distracted driving. Distracted driving doesn’t just include texting, although that is by Read More »
Does Car Insurance Cover Towing?
You count on your car insurance to cover you in a pinch, but does car insurance cover towing? The answer to that can be complicated. Whether or not towing is covered can depend on the reason you need the tow and what type of coverage you have. The circumstances surrounding Read More »
How Do You Get Rid of Points on Your Driver’s License
Having points on your driver’s license can increase your car insurance rates. Often you’ll be paying more for car insurance until the points are removed from your license completely, which can be anywhere from three to five years after the incident. However, it is sometimes possible to have points removed Read More »
Does Car Insurance Renew Automatically?
Every state requires that you maintain car insurance coverage on your vehicle. With continuous coverage requirements, many people prefer automatic renewal. Car insurance companies also prefer automatic renewal as a general rule. But will your car insurance always renew automatically? It depends on your coverage, the insurance company, and what Read More »
When Should You Pay For Vehicle Repairs Out-Of-Pocket?
There is much debate as to whether it makes more financial sense to file an auto insurance claim after an accident or pay for repairs out-of-pocket. The truth is both arguments in this debate are somewhat meritorious. The decision to pay for repairs out-of-pocket or rely on the auto insurer Read More »