insurance drops you

How Many Accidents Before Insurance Drops You?

So you’ve been in a few accidents. You may be wondering: how many accidents does it take before car insurance companies start to get annoyed? Will car insurance companies eventually drop you if you have too many accidents? Today, we’re explaining how many accidents you can get into before car Read More »
high risk to standard car insurance

How to Move from High Risk to Standard Car Insurance

Insurance companies categorize drivers based on risk. Certain drivers are seen as “high risk”. These drivers need to pay higher premiums than other drivers. Fortunately, these high prices don’t last forever: eventually, a high risk driver will be able to purchase standard car insurance once again. Are you curious about Read More »
minor accident claim

What are the Most Common Car Insurance Claims?

If you’re a new driver, you know that you need to have insurance coverage before you take your car out on the road. But there are a lot of questions when it comes to car insurance coverage. One of the most frequently asked questions concerning auto insurance coverage is, “What Read More »
best auto insurance companies for new drivers

Top 10 Auto Insurance Companies for New Drivers

Getting car insurance as a new driver can be an intimidating process. Fortunately, it doesn’t have to be scary. Thanks to easy online car insurance comparison websites like our own, it’s easier than ever to compare car insurance for new drivers. For the purposes of this article, we’ll define a Read More »
denied insurance coverage

Can Car Insurance Deny Coverage To Me?

Car insurance companies can deny coverage to drivers. A car insurance company is not legally required to provide their services to you. Most car insurance companies reserve the right to cancel a policy within the first 30 to 60 days. All car insurance companies have the right to deny coverage Read More »
auto insurance limits

What Auto Insurance Limits Should I Have?

Auto insurance limits are a tricky subject. Some people are comfortable with low limits because they “never get into accidents”. Other people buy too much insurance and end up paying thousands of extra dollars for car insurance over the lifespan of their vehicle. What auto insurance limits should you have? Read More »
investigating insurance claim

Do Car Insurance Companies Investigate Claims?

If you are reading this, chances are that you or someone you know has been involved in a car accident that resulted in damage to a vehicle. If so, it’s likely that one of the first things you did was contact your car insurance company to file a claim. When Read More »
determining fault in parking lot collision

How To Determine Fault In A Parking Lot Accident

Whether you’re running errands, going to work, heading to a movie – or going anywhere in public – if you leave your car in a parking lot, there’s always a risk that an accident will occur. Despite your best efforts to find the safest parking spot, when you leave your Read More »
best insurance for uber and lyft drivers

Best Auto Insurance Companies for Uber and Lyft Drivers

Getting the right car insurance is crucial for Uber and Lyft drivers. The wrong car insurance can leave you exposed to enormous liability. Today, we’re featuring the best car insurance companies for Uber and Lyft drivers, including the best rideshare auto insurance offered by America’s leading insurance companies. Do You Read More »
car insurance company raised my rates

Why Did My Car Insurance Company Raise My Rates?

Have you been shocked by your latest car insurance bill? You’re not alone. Every year, drivers across America get surprised by higher car insurance rates. Why do car insurance companies raise rates? Do insurance prices increase with inflation – or are there other reasons for higher insurance rates? Today, we’re Read More »
stolen holiday presents

Does Car Insurance Cover Stolen Holiday Presents?

So you’re out shopping for Christmas presents and someone breaks into your car and steals your presents. Does your car insurance cover stolen holiday packages? Can you expect car insurance to pay for losses caused by the Grinch who stole your presents? Today, we’re explaining everything you need to know Read More »
cheap insurance not best insurance

Why The Cheapest Insurance Isn’t Always The Best Insurance

Cheap car insurance is great for your wallet today – but it can backfire in the long-run. There are plenty of downsides to getting cheap car insurance. It’s important you’re aware of these downsides before you choose to protect your car with cheap insurance – like bare minimum insurance policies. Read More »
car insurance quotes over age 60

Car Insurance Quotes for Drivers Over 60

Conventional wisdom tells us that car insurance rates are lowest for drivers in their 50s. As you get into your 60s, however, car insurance rates might start to rise. Today, we’re explaining everything you need to know about getting car insurance when you’re over 60. Keep reading to discover tips, Read More »
auto insurance lawyer

When to Hire an Auto Insurance Lawyer

Hiring an auto insurance lawyer can be a life-changing decision. Hiring a lawyer can be the difference between having your claim denied or approved. A good auto insurance lawyer can fight for greater compensation from your insurance company, including compensation for medical bills, pain and suffering, lost income, and other Read More »
average American auto insurance expenditure

How Much Does the Average American Spend Per Month on Car Insurance?

Are you spending too much for car insurance? Or is your monthly premium average? Keep reading to find out how much the average American spends per month on car insurance. According to the National Association of Insurance Commissioners, the average American spends approximately $900 per year on car insurance, which Read More »
learner's permit insurance for new drivers

How Do You Insure a Driver with a Learner’s Permit?

Do you need new car insurance with a learner’s permit? How do you insure a driver on a learner’s permit? Do you need to upgrade your insurance policy or is your teen driver already covered? Today, we’re explaining everything you need to know about insuring a driver with a learner’s Read More »
at fault accident car insurance

What Happens With Insurance If You Are At-Fault in an Accident?

If you’ve been involved in an at-fault collision, then you can expect to face higher insurance prices, among other consequences. What happens if you’re involved in an at-fault collision? How does insurance work after an at-fault accident? Today, we’re explaining everything you need to know about insurance and an at-fault Read More »
car insurance covers hail damage

Does Car Insurance Cover Hail Damage?

Hailstorms can inflict severe damage to a vehicle. When your vehicle gets damaged, you depend on car insurance to cover it. But does car insurance cover hail damage? Will your car insurance company reimburse you for hail damage? Today, we’re explaining everything you need to know about whether or not Read More »
auto insurance rates by age

What Is The Optimal Age For Low Auto Insurance Rates?

[caption id="attachment_3809" align="alignright" width="300"] What age groups have the cheapest auto insurance rates? Is there an optimal age to be to get cheap car insurance? Continue reading to find out.[/caption] Auto insurance prices vary with age. Generally speaking, auto insurance prices drop as you get older. Teenage drivers are high-risk Read More »
car house insurance bundling

How to Bundle Auto and Homeowners Insurance to Save Money

If you look at any list of the best ways to save money on car insurance, you’ll see “bundling” near the top. It’s true: bundling is one of the easiest and most effective ways to save money on car insurance. But what exactly is bundling? How does bundling work? How Read More »
car insurance expensive in Michigan

Why Is Car Insurance So Expensive In Michigan?

Michigan is one of the most expensive states in America for car insurance. In fact, Michigan has repeatedly been ranked as the number one most expensive state for car insurance. Why is car insurance so expensive in Michigan? Why do Michigan drivers pay for more car insurance? Today, we’re explaining Read More »
mechanic fixing broke down car

Am I Covered If My Car Breaks Down?

If your car breaks down, will your insurance company pay for it? Will your car insurance cover costs like towing fees, car repairs, or other expenses? These are all good questions. Today, we’re explaining everything you need to know about whether or not you’re covered if your car breaks down. Read More »
florida car insurance

Why is Car Insurance So Expensive in Florida?

Drivers in Florida pay some of the highest car insurance rates in the United States. What makes Florida such an expensive place to insure a vehicle? Why are car insurance premiums so high in Florida? Today, we’re explaining all of the reasons why Floridians pay more for car insurance. Florida Read More »
teacher discount

Are There Car Insurance Discounts for Teachers?

Drivers with certain jobs may be entitled to certain insurance discounts. That’s because certain professions are linked with lower accident rates. Your insurance company uses your employment information to assess your risk. Are there car insurance discounts for teachers? Can teachers expect to pay less for car insurance? Today, we’re Read More »
ssi recipient

Affordable Car Insurance for SSI Recipients

If you’re a Supplemental Security Income (SSI) recipient, then you may be wondering if you qualify for special car insurance rates. Many SSI recipients live on small budgets from paycheck to paycheck. Money is understandably tight, and even the cheapest car insurance can put a dent in your bank account. Read More »
cheapest car insurance for college students

The 6 Cheapest Auto Insurance Companies for College Students

Nowadays, everyone is strapped for cash, especially students. After paying for books, tuition, fees, and rent, the last thing you want to do is spend a lot on car insurance. Fortunately, there are several ways college students can save money on auto insurance. Despite a desperate-seeming financial situation for most Read More »
getting car insurance without a job or unemployed

Can You Get Car Insurance Without a Job?

So you’re unemployed and you need car insurance. Can you get car insurance without a job? Does a car insurance company care about your employment status? Today, we’re explaining everything you need to know about getting car insurance without a job. Insurance Companies Will Not Penalize You for Being Unemployed Read More »
low income auto insurance

Do People with Low Income Qualify for Affordable Car Insurance?

You need car insurance to legally drive a vehicle. Unfortunately, car insurance can be expensive. Low income individuals are often stuck paying a particularly heavy burden for car insurance. Do people with low income qualify for affordable car insurance? Are there government-subsidized auto insurance plans or programs available for certain Read More »
raise deductible save on car insurance

Can I Raise My Deductible to Save on Car Insurance?

When you look at lists of the best ways to save money on car insurance, “raising the deductible” is always on the list. Yes, you can raise your deductible to save money on car insurance. In fact, it’s one of the fastest and easiest ways to save a significant amount Read More »
best auto insurance comapnies

The 25 Best Auto Insurance Companies in America

Choosing the right auto insurance company can be a difficult process. With so many options out there, it can become pretty overwhelming. How are you supposed to know which company best fits your needs? Are the premiums offered considered to be cheap? How is the customer service if I need Read More »
usage based car insurance

Is Usage-Based Car Insurance Right for You?

Usage-based car insurance is one way to potentially save money on car insurance. However, it’s not the right choice for everyone. Today, we’re helping you decide if usage-based insurance is the right choice for you. How Does Usage-based Insurance Work? Usage-based insurance (UBI) is a type of vehicle insurance where Read More »
louisiana street

Why is Car Insurance So Expensive in Louisiana?

If you look at a list of the most expensive car insurance policies by state, then you may be surprised to see Louisiana on the list. Louisiana is typically ranked as one of the top five most expensive states in America for car insurance. In many years, it’s been ranked Read More »
6 month policy

Why Are Car Insurance Policies 6 Months Long?

Car insurance policies are typically 6 months or 12 months in length. Why are 6 month auto insurance policies so popular? Why are many car insurance policies 6 months long? Should you choose a 6 month or 12 month policy? Today, we’re answering any questions you might have about car Read More »
new car replacement insurance

Should You Buy New Car Replacement Insurance?

New car replacement insurance is a special type of insurance policy offered by some companies. It can significantly reduce your financial burden after a serious collision. Today, we’re helping you decide if new car replacement insurance is worth it. What is New Car Replacement Insurance? New car replacement insurance will Read More »
auto insurance rate changes

Why Do Car Insurance Premiums Change Over Time?

If you have been driving for a while, then no doubt ymou’ve experienced just how variable car insurance rates can be. One minute they’re rather reasonable and the next, you’re paying through the nose. For the same policy, with the same vehicle and with the same parking arrangements. What’s going Read More »
drop collision and comprehensive coverage

Should You Drop Collision And Comprehensive Coverage?

If you have comprehensive and collision coverage (or just one of the two) and your car insurance premiums are putting you in the poorhouse, you might be wondering if you can ditch those two parts of your insurance plan and still be okay. Most of the time, you should be Read More »
auto insurance vandalism

Does Car Insurance Cover Vandalism?

Most people that have car insurance only have a vague idea what their insurance actually covers. The language of your insurance policy is so dense and difficult to understand that almost no one even reads it and fewer are able to comprehend and remember what their policy covers. But it’s Read More »

How Veterans Can Find Cheap Car Insurance

When you need car insurance, you can depend upon your status as a veteran or military family to qualify you for discounts and special offers because there are programs in place for most of the major expenses out there, to give military families and veterans a break. There are all Read More »

How Does My Driving History Affect My Insurance Rates?

Your driving history tells insurance companies a lot about you. Insurers are in the job of assessing risk, and if your driving history is riddled with lots of examples of bad judgment and unsound driving habits, most insurance companies will look at you as a bad customer, and might refuse Read More »
car insurance getting cheaper and cheaper

Is It Possible To Find Cheap SR22 Insurance?

An SR-22 is a financial obligation certification typically required by the state when a person without liability insurance gets into an accident or is otherwise found to be without the legally mandated coverage.  Sometimes they are required by drivers who are seeking to reinstate their driving privileges following a DUI Read More »
low mileage discount

How Low Mileage Discounts Can Save You Money

You own a car and you drive that car, but you don’t drive it often, and you don’t drive it far. Did you know that you could be cashing in on your limited driving? Yep, you could actually save a lot of money on your car insurance because you don’t Read More »
new technology to save on auto insurance

New Technology That Will Help You Save On Car Insurance

You can’t flip on the news or pull up your favorite news aggregator website without seeing something about the next breakthrough alternative energy innovation or how the car of the future will get hundreds of miles to the gallon. But, did you know that technology is helping drivers save money Read More »