louisiana street

Why is Car Insurance So Expensive in Louisiana?

If you look at a list of the most expensive car insurance policies by state, then you may be surprised to see Louisiana on the list. Louisiana is typically ranked as one of the top five most expensive states in America for car insurance. In many years, it’s been ranked Read More »
6 month policy

Why Are Car Insurance Policies 6 Months Long?

Car insurance policies are typically 6 months or 12 months in length. Why are 6-month auto insurance policies so popular? Why are many car insurance policies 6 months long? Should you choose a 6-month or 12-month policy? Today, we’re answering any questions you might have about car insurance policies and Read More »
new car replacement insurance

Should You Buy New Car Replacement Insurance?

New car replacement insurance is a special type of insurance policy offered by some companies. It can significantly reduce your financial burden after a serious collision. Today, we’re helping you decide if new car replacement insurance is worth it. What is New Car Replacement Insurance? New car replacement insurance will Read More »
auto insurance rate changes

Why Do Car Insurance Premiums Change Over Time?

If you have been driving for a while, then no doubt ymou’ve experienced just how variable car insurance rates can be. One minute they’re rather reasonable and the next, you’re paying through the nose. For the same policy, with the same vehicle and with the same parking arrangements. What’s going Read More »
drop collision and comprehensive coverage

Should You Drop Collision And Comprehensive Coverage?

If you have comprehensive and collision coverage (or just one of the two) and your car insurance premiums are putting you in the poorhouse, you might be wondering if you can ditch those two parts of your insurance plan and still be okay. Most of the time, you should be Read More »
auto insurance vandalism

Does Car Insurance Cover Vandalism?

Most people that have car insurance only have a vague idea what their insurance actually covers. The language of your insurance policy is so dense and difficult to understand that almost no one even reads it and fewer are able to comprehend and remember what their policy covers. But it’s Read More »

How Veterans Can Find Cheap Car Insurance

When you need car insurance, you can depend upon your status as a veteran or military family to qualify you for discounts and special offers because there are programs in place for most of the major expenses out there, to give military families and veterans a break. There are all Read More »

How Does My Driving History Affect My Insurance Rates?

Your driving history tells insurance companies a lot about you. Insurers are in the job of assessing risk, and if your driving history is riddled with lots of examples of bad judgment and unsound driving habits, most insurance companies will look at you as a bad customer, and might refuse Read More »
car insurance getting cheaper and cheaper

Is It Possible To Find Cheap SR22 Insurance?

An SR-22 is a financial obligation certification typically required by the state when a person without liability insurance gets into an accident or is otherwise found to be without the legally mandated coverage.  Sometimes they are required by drivers who are seeking to reinstate their driving privileges following a DUI Read More »
low mileage discount

How Low Mileage Discounts Can Save You Money

You own a car and you drive that car, but you don’t drive it often, and you don’t drive it far. Did you know that you could be cashing in on your limited driving? Yep, you could actually save a lot of money on your car insurance because you don’t Read More »
new technology to save on auto insurance

New Technology That Will Help You Save On Car Insurance

You can’t flip on the news or pull up your favorite news aggregator website without seeing something about the next breakthrough alternative energy innovation or how the car of the future will get hundreds of miles to the gallon. But, did you know that technology is helping drivers save money Read More »
review your auto insurance

Why It’s Important To Review Your Car Insurance Policy

You should periodically review your car insurance policies a checkup. The insurance industry often suggests customers to check up on their policies to ensure everything looks right and up-to-date. To a cynical person, that might sound like a ploy to get customers on the phone with an insurance agent. An Read More »
moving and auto insurance

Will My Insurance Rates Increase If I Move?

[caption id="attachment_3202" align="alignright" width="300"] How does moving affect your auto insurance? Image SRC - "Piano Removals In Christchurch" by Furniture Removals Christchurch - Licensed under CC BY-SA 3.0 via Commons.[/caption] If you’re planning on moving, there’s no doubt that you have done a lot of research. You’ve researched the different Read More »
google driverless car

Will Driverless Cars End the Car Insurance Industry?

Driverless cars have been in the news a lot lately. Technological advances are making driverless cars more of a reality and in as little as 25 years, car ownership as we currently know it could be obsolete. One business that may come to an end along with it is the Read More »
customer loyalty

Does It Pay To Be A Loyal Car Insurance Customer?

You’ve heard of loyalty programs. Airlines reward customers with free miles when they fly the same airline again and again, coffee shops offer a 10-punch card for a free cup of coffee and most companies are actively trying to improve customer loyalty and get them to stay with the brand. Read More »
car insurance for the first time

Tips For Buying Car Insurance For The First Time

Buying car insurance for the first time is something that just about everyone will experience as a young adult. While still a teenager, most kids can get on their parents' auto insurance policy and do need to worry about carrying their own insurance. Buying an insurance policy that is all Read More »

Tips For Getting Cheap Car Insurance In Retirement

As unfortunate as it is, when a person gets older, some expenses just seem to increase. While retirement can be a wonderful thing, some of the increased costs can seriously hurt. Car insurance is one of those that seems to go up higher than it should during retirement. The insurance Read More »
How to Make Your Auto Insurance More Expensive

How to Make Your Auto Insurance More Expensive

Nobody wants more expensive auto insurance premiums, right?  In this article, we will outline some of the best ways to increase your auto insurance rates, so you will know what NOT to do when it comes to your car insurance. It’s common knowledge that the best ways to raise your Read More »
driving video game

Are Video Game Players Safer Drivers?

It has long been thought that to be a safer driver you need lots of practice. Most studies show that women over the age of 30 are the safest drivers on the road because they are the most cautious. While experience on the road is essential to becoming a good Read More »
save money driving

The Top 10 Ways To Save Money On Driving

Unless they live in an area that is well served by public transportation, most people find it necessary to own a vehicle. Owning a car allows you the freedom to get to and from the places that you need to go without worrying much about it. While this can be very Read More »
car insurance getting cheaper and cheaper

Car Insurance Is Getting Cheaper And Cheaper

Since the 1990s, car insurance has been growing increasingly affordable in the United States. This improvement can be seen by both low and middle income families in the country. A recent report published by the Insurance Research Council (IRC) concluded that all but six states (including Washington D.C.) saw an improvement in auto insurance affordability Read More »
get auto insurance with no credit check

Get an Auto Insurance Quote with No Credit Check

When you are applying for auto insurance, most companies are going to run a credit check as a way to evaluate the risk of insuring an individual. It is possible to locate an insurance company that offers car insurance without a credit check. Obtaining car insurance can be a bit Read More »
basic car insurance

Is Minimum Coverage Auto Insurance Enough For You?

Minimum coverage auto insurance is defined as the minimum amount of personal injury, property protection, bodily injury, and property damage liability coverage that is required by your state.  As you may or may not already know, each state has a minimum requirement for liability coverage for insured drivers as a Read More »
switching car insurance providers

How to Switch to a New Auto Insurance Provider

Before we get into the topic of "how to switch to a new auto insurance provider", you should first ask yourself - Why switch to a new auto insurance provider? People move their car insurance coverage to another insurance company for many different reasons. Some of these include: Problems with service Read More »

Prepare Your Car For Winter – Safe Winter Driving

No matter what part of the country you live in, except for, perhaps, extreme southern areas, winter driving habits differ from those used in other times of the year. Even northern Florida has bridges that are prone to icing up on cold nights, creating what is commonly referred to as Read More »
worst insurance companies

Top 10 Worst Auto Insurance Companies

It's hard to find any insurance company that doesn't come with a group of past customers who have nothing but horrific experiences to talk about, and everywhere from the health insurance industry to the auto insurance industry seems to be filled with a group of crooks. For the most part, Read More »
Gas Buddy Icon

Top 10 Gas Saving Apps

[caption id="attachment_1418" align="alignright" width="300"] Gas Buddy - Our number 1 on the list[/caption] Gas prices are something that everyone tries to pay attention to on a regular basis. A small increase in the average gas price can definitely have a huge impact on your monthly budget, especially if you are Read More »
Nissan Versa 1.6 Base

The Top 21 Cheapest Cars To Drive

When you are on the hunt for a brand new car, you are usually going to use the price of the car as one of the main determining factors in your final decision. While finding the best value is always a better option than simply searching for the lowest price, Read More »
new york driving

Insurance Rates Likely To Rise In The State Of New York

[caption id="attachment_1149" align="alignright" width="240"] New York Drivers Rack Up Points During The Holiday Season, Causing Insurance Rates To Rise[/caption] Like many states, New York was on a mission over the holidays. While many residents were out doing their holiday shopping, police officers were also out in shopping for a different Read More »
car accident

How Dangerous Driving Can Cause Accidents

There’s a chance the majority of us have been driving down the highway and encountered the notorious line of traffic that is synonymous with an accident. We never think that it can happen to us but many people have dangerous driving habits that can lead to severe accidents. Those involved Read More »
charlotte north carolina

Why Auto Insurance Is So Cheap In North Carolina

If you live in North Carolina, you are enjoying some of the lowest car insurance rates in the country reports Claims Journal.com. Based on information compiled by the National Association of Insurance Commissioners (NAIC), the average premium on a policy that had liability, collision and comprehensive coverage was $707. There are Read More »

Vermont Official Ask Motorists to Drive Safely – The Basics of Safe Driving

[caption id="attachment_1040" align="alignright" width="300"] Safe driving pays off. InsurancePanda.com reviewed several mobile applications last month.[/caption] With 75 fatal crashes this year, Vermont officials are asking all drivers to seriously consider the safety of their driving habits. Last year, Vermont had 51 deaths so they’re making an effort to educate the Read More »

Top 9 Apps for Safe Driving – InsurancePanda.com Review

Since 1972, the number of traffic deaths has decreased due to stricter enforcement of the laws and improved driver training programs but accidents still happen. In the first three months of 2012 alone, traffic fatalities rose by 13.5%. Over 7,000 people lost their lives. But new drivers are always taking Read More »

The Effects Of A DUI On Your Life And Your Insurance

[caption id="attachment_940" align="alignright" width="300"] Louisiana Man Convicted in Fatal Crash - What if I get a DUI?[/caption] Brett G. Gerald, 30 years old, pleaded guilty to seven counts of vehicular homicide in early December. He was accused of killing seven people in a head-on collision on May 30. Gerald had Read More »
Sign: recharging station for electric cars

Does Your Electric Car Need Different Insurance?

[caption id="attachment_904" align="alignright" width="300"] How does auto insurance for an electric car differ? Image: Flickr[/caption] When you go to buy a car in today’s market, you have multiple options. Automotive brands are constantly trying to one-up each other with the newest technology and sometimes they forget about the most person: Read More »
Girl posing in front of a car

Minnesota Driver Having Sex Goes to Jail

[caption id="attachment_720" align="alignright" width="300"] Cars and sex have often been associated as pleasure - but giving in can have it's downsides as the recent case from Minnesota shows. Image credit: Flickr[/caption] In August of 2011, Mark Chalin took the term ‘joy ride’ to a whole different level. That day, as Read More »
p2p car sharing and car insurance

Peer-to-Peer Car-Sharing and Its Effects on Auto Insurance

The idea of carpooling is nothing new. In today’s eco-friendly mindset, the idea is encouraged and looked upon with high regard. With gas prices consistently over $3 per gallon, the idea is actually wallet-friendly as well. This is why so many people have chosen to use this effective method to Read More »