How to Use Insurance Panda

Last Updated on April 27, 2024

Insurance Panda is an auto insurance quote comparison service.

Using the quote comparison tool at InsurancePanda.com, you will be able to compare auto insurance quotes from multiple companies. Comparing quotes helps you save on your auto insurance rates by matching you with the lowest-cost providers in your area.

Using Insurance Panda is as simple as 1-2-3:

  1. Enter your zip code at the top of our site.
  2. Enter some brief information about yourself and the vehicle you drive.
  3. Compare quotes from different insurance providers.

This is a simple three-step process, but if you are still confused about how it works, let’s walk you through each step.

Step 1 – Enter Your Zip Code

At the top of every page, there is a small form titled, Get Free Insurance Quotes.

How to use Insurance Panda step 1

Go ahead and enter your zip code into that box and click on Get Free Quote. We ask you for your zip code because where you live is one of the most important factors determining your insurance rates. Neighborhoods high in crime and higher in traffic will see higher insurance rates than safe, quiet neighborhoods. You can learn more about the impact of your zip code on your insurance rates here.

Your data is safe with Insurance Panda. We use industry-standard security measures to protect your personal information.

Step 2 – Tell Us About Yourself and Your Vehicle

After entering your zip code, we need to know a bit about yourself and your car.

Click Your Vehicle Year

The first factor to consider is vehicle year, which is another important factor in determining your rates. Newer cars are usually more expensive to insure. Please click on the year your car was manufactured when you come to this screen:

How to use Insurance Panda step 2a

Click Your Vehicle Make and Model

Next, we need to know your vehicle’s make and model. The type of car you drive significantly affects how much you will pay for your insurance rates. Small, economical cars with affordable repair rates typically see the lowest average insurance premiums. Please click on your vehicle’s make and model on the following screens:

How to use Insurance Panda step 2c

How to use Insurance Panda step 2c

Choose if You Want to Insure a Second Vehicle

If you insure multiple vehicles, you will be eligible for insurance discounts, so please let us know if you have another car you need to insure on this screen:

How to use Insurance Panda step 2d

Click if You’ve Had Insurance in the Past 30 Days

Next, please let us know if you’ve had insurance through another company within the past 30 days. Even if you still have insurance coverage through another provider, you should still be able to switch providers mid-policy.

How to use Insurance Panda step 2e

Click Whether You Are Male or Female

Typically, females see lower auto insurance rates, but don’t worry! Even if you are a male, we should still be able to help you save on your premiums. Please click on your gender when you see this screen:

How to use Insurance Panda step 2f

Click if You Are Married

Married drivers usually see lower auto insurance rates. Statistics show that married drivers have fewer accidents and drive at lower speeds. If you are married, please let us know when you see this screen:

How to use Insurance Panda step 2g

Click if You Are a Homeowner

Homeowners can take advantage of many auto insurance discounts not offered to renters. Also, if you own your own home, you can bundle your homeowners’ insurance with your auto insurance to save even more on your policy. Please let us know if you are a homeowner and are interested in bundling options on the following two screens:

How to use Insurance Panda step 2h

How to use Insurance Panda step 2i

Let Us Know About Your Driving History

Your driving history is one of the most important factors determining how much you’ll pay for auto insurance. At-fault accidents, traffic violations, and DUI convictions, if you have them, will each hurt your premiums. Please let us know if you, or anyone on your policy, have had any of them in the past 3 years when you get to this screen:

How to use Insurance Panda step 2j

Tell Us Your Birthday

Your age also affects your monthly premiums. Teenagers and drivers under 25 can expect to pay the most for coverage. Elderly drivers will also pay high rates. However, drivers in their 40s and 50s typically spend the least on car insurance.

Please let us know your date of birth when you get to this screen:

How to use Insurance Panda step 2k

Tell Us Your Name, Email, Address, and Phone Number

Please enter your name, email, address, and phone number on the following two screens. These will not affect your insurance rates; they will simply help us contact you to give you your quotes. Once you have completed this, click on Get My Auto Quotes. Remember, we prioritize your privacy. When you use Insurance Panda, your information is encrypted and secure.

How to use Insurance Panda step 2l

How to use Insurance Panda step 2m

Step 3 – Compare Quotes and Find the Cheapest Rates

After completing the form and clicking on Get My Auto Quotes, you will be given quotes from different providers.

Remember that the cheapest auto insurance company probably won’t provide you with the best coverage. Likewise, major auto insurance providers are not always better than smaller ones. You’ll have to research the companies listed before deciding where to buy your policy.

Please note: Insurance Panda receives compensation from some of the insurance providers we connect you with. This compensation does not affect the quotes you receive or our commitment to finding you the best possible rates.