Insurance Guide

Become an insurance expert in no time by skimming through the pages of our insurance guide. Learn what affects your auto insurance rates, how to save money by comparing quotes, and which insurance companies are the most reliable. Make sure to bookmark our “Insurance Guide” and to check back from time to time to see newly added articles and features.

What is a Car Insurance Claim?

You file a car insurance claim when you need to use your car insurance policy. You’re making a “claim” on the policy and asking your insurance company to provide coverage based on the requirements outlined in your policy. Sometimes, it’s obvious when you need to Read More…

What Is Personal Injury Protection?

Personal injury protection, or PIP, is an insurance policy that covers medical bills for you and your passengers in the event of a vehicle accident. Do you really need personal injury protection? Is it worth it? Should you buy PIP if you already have health Read More…

What Is Personal Umbrella Insurance?

Personal umbrella insurance is a type of liability insurance that goes above and beyond the coverage provided by other policies. Most people do not need personal umbrella insurance – although certain individuals can benefit from it. Today, we’re explaining everything you need to know about Read More…

What is Rental Reimbursement Coverage?

Rental reimbursement coverage is an optional insurance policy that will cover the cost of a rental car if you’re unable to drive your primary vehicle. Most auto insurance companies provide rental reimbursement coverage. However, it’s not included on all plans by default. No states require Read More…

Hit And Run Accidents And Insurance

While it can sometimes feel a little crippling having to pay car insurance, it is nevertheless there for a very important reason. Insurance means that we can never cause damage to someone else and then be unable to pay to help them. And if you Read More…

What Is Comprehensive Coverage?

Comprehensive coverage can help you cover the costs of damages to your vehicle that aren’t caused by a collision. If you just wanted to be protected from collisions, you would get collision insurance. For everything else, you should consider comprehensive insurance. What Does Comprehensive Coverage Read More…

What Is Collision Coverage?

Collision coverage is pretty easy to understand. It’s coverage for damages to your car caused by an impact with another car or object. It covers damage to your vehicle in a number of situations. If you hit another vehicle, for example, this type of coverage Read More…

What Is Medical Payments Coverage?

Medical payments coverage is needed to cover the sometimes huge medical costs incurred after you get hurt in an auto accident, no matter who was found at fault for the accident. Furthermore, medical payments coverage can help you pay for funeral expenses and passenger injuries. Read More…

What Is Gap Insurance? Do I Need It?

Gap insurance is a type of insurance coverage for newer automobiles that can be tacked onto your collision insurance policy. It is optional insurance coverage. It could pay the difference between the balance of a loan or lease on a car and what your insurance Read More…

What Does Non-Owners Car Insurance Cover?

Non-Owner or Non-Owned Car insurance includes a bunch of types of coverage that provide Liability insurance for cars used by you (or for your business) that aren’t listed on your policy. Cars that are owned by you (or your business) or used on a regular Read More…

Why It’s Important To Review Your Car Insurance Policy

You should periodically review your car insurance policies a checkup. The insurance industry often suggests customers to check up on their policies to ensure everything looks right and up-to-date. To a cynical person, that might sound like a ploy to get customers on the phone Read More…

Tips For Buying Car Insurance For The First Time

Buying car insurance for the first time is something that just about everyone will experience as a young adult. While still a teenager, most kids can get on their parents’ auto insurance policy and do need to worry about carrying their own insurance. Buying an Read More…

How to Get Cheap Auto Insurance Rates for Students

Everyone knows that drivers who are very young can pay a lot higher premiums. More experienced drivers get into fewer accidents as a general rule. Younger people are more at risk for accidents and, because of that, pose a higher risk to their insurance companies. Read More…

One Day Auto Insurance Explained

If you do not have a car, one of the challenges that you may face when you either rent a car or borrow one from a friend is whether or not you need an insurance policy. Most of the time the thought of insurance gets Read More…

Auto Insurance For The Elderly

How to Get Cheap Auto Insurance for Elderly Drivers People are currently living longer than those in past generations. In fact, the census for the United States predicts that by the year 2030 the number of people that are over 70 years of age will Read More…

Car Insurance Deductibles Explained

Most of us have seen the auto insurance commercial with the poor young woman who is desperately trying to find someone who might be able to help her understand what a “deductible” is, and which one she should choose for her auto insurance policy. Understanding Read More…

Rental Car Insurance Explained

Most drivers wind up renting a car at some point in their lives; perhaps they are “between vehicles,” or are having their primary vehicle serviced. The most common scenario, however, is when one takes a vacation. Most auto rental agencies offer optional insurance for a Read More…

Auto Liability Insurance Explained

Liability coverage is the most basic coverage type in all auto insurance policies. Liability insurance is also a key part of any more comprehensive plan your may get. Liability insurance coverage is not the portion of your insurance that covers your own injuries or property Read More…

1 2 3 4 5