Insurance Guide

Become an insurance expert in no time by skimming through the pages of our insurance guide. Learn what affects your auto insurance rates, how to save money by comparing quotes, and which insurance companies are the most reliable. Make sure to bookmark our “Insurance Guide” and to check back from time to time to see newly added articles and features.

How Much Commission Does an Auto Insurance Agent Make?

Most people assume auto insurance agents make decent money, enjoy comfortable working conditions, and enjoy a relatively stress-free job. Though some auto insurance agents make upwards of six-figure per year, the vast majority are at least somewhat reliant upon their commissions. Upwards of one-quarter of Read More…

What Is a Disappearing Deductible?

The act of a disappearing deductible is no magic trick. Instead, it is a tactic insurance companies use to lower or reduce your deductible each year as long as you have zero accidents on your record. For some motorists, a disappearing deductible is enticing. After Read More…

Will Car Insurance Pay for Flood Damage?

With a busy hurricane season expected this year and historic floods in the Midwest during spring, many people are experiencing flood damage. Unfortunately, the sight of water completely covering a car is all too common during these events. Flood damage is handled very differently with Read More…

How to Check If Your Auto Insurance Is Active

Plenty of Americans drive around normally, assuming they have insurance coverage, only to find out their coverage has lapsed, been canceled, or is inactive for another reason. Simply securing an auto insurance policy does not mean it is active. You must pay your auto insurance Read More…

Insurance for Modified Cars

When you make modifications to your car, you might want to notify your car insurance company. There are a lot of ways that you can modify your car. If you want to make sure that damages or replacement of your modifications are covered, you should Read More…

What is an Excluded Driver for Car Insurance?

There are a lot of things about car insurance that can be confusing, and one of them is excluded drivers. You may have heard of excluded drivers, but not know what they are or why they are necessary. Car insurance companies typically want to have Read More…

How Does Force Placed Insurance Work?

Force placed insurance is a term that most people are not familiar with. When it comes to car insurance, most people are familiar with their state’s minimum insurance requirements, as well as the insurance requirements of their lender. However, force placed insurance on a vehicle Read More…

What is a Collision Deductible Waiver? Is It Worth It?

There are a lot of options available with a car insurance policy depending on your state and the car insurance company that holds your policy. One of the features that you can get is a collision deductible waiver (CDW). Before jumping into this additional coverage, Read More…

All About the Good Driver Discount

When it comes to car insurance, any discount you can receive is a good thing. Car insurance can be quite expensive, depending on several factors such as where you live and what type of car you drive. One of the universal discounts that is often Read More…

What is Subrogation and How Does It Work?

The insurance industry is notorious for many reasons, perhaps none more so than trying to confuse customers with language that few people understand. The ironic thing is, courts have ordered companies to make the language of an insurance contract readable to a 3rd grader. There Read More…

What Is the Arbitration Process Like for Car Accidents?

Some auto accidents cannot be settled out of court.  There is no shame in turning down a settlement offer and pursuing arbitration. If you are disappointed in the insurance carrier’s final offer after a few rounds of settlement negotiations, do not begrudgingly accept it.  Take Read More…

Diminished Value Claims Explained

An automobile involved in a collision is almost certain to have a diminished value stemming from dents, structural damage, chipped paint, scratches, reduced functionality, and other damage.  If you are even slightly suspicious an accident reduced the value of your vehicle, you should file a Read More…

How to Insure Your Used Car the Right Way

Purchasing a pre-owned vehicle and insuring it is not the same as if you were to drive off the lot with a brand-new car. You should always consider how much it will cost to insure a used car before you sign any paperwork and actually Read More…

How to Negotiate an Auto Insurance Settlement

Getting into a car accident can be really stressful, especially if you have no experience in negotiating an auto insurance settlement. People who aren’t aware of the settlement process often end up getting a low settlement amount from their insurance claims adjuster. This is why Read More…

Will Auto Insurance Cover Fire Damage?

Most consumers go through life thinking that they have their automobile insurance there in case of theft, vandalism, or a collision. One incident they might not think about is that of a fire. Automobile fires happen. Approximately one out of eight fires responded to by Read More…

Temporary and Short-Term Car Insurance Coverage Explained

Too many insurance companies toss around the term “short-term” or “temporary” car insurance but rarely explain it. Even those who try to explain leave out key details because they don’t offer true temporary coverage. Temporary coverage is hard to find, but not impossible. By knowing Read More…

State-by-State Auto Insurance Requirements

It is state law to carry auto insurance regardless of where you live in the United States. Only New Hampshire and Virginia do not strictly require you to have insurance coverage. The amount of insurance you are required to carry, however, varies by state. Each Read More…

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