Insurance Guide

Become an insurance expert in no time by skimming through the pages of our insurance guide. Learn what affects your auto insurance rates, how to save money by comparing quotes, and which insurance companies are the most reliable. Make sure to bookmark our “Insurance Guide” and to check back from time to time to see newly added articles and features.

What is a Car Insurance Claim?

You file a car insurance claim when you need to use your car insurance policy. You’re making a “claim” on the policy and asking your insurance company to provide coverage based on the requirements outlined in your policy. Sometimes, it’s obvious when you need to Read More…

What Is Personal Injury Protection?

Personal injury protection, or PIP, is an insurance policy that covers medical bills for you and your passengers in the event of a vehicle accident. It can also cover things like lost wages, childcare, funeral expenses, and long term rehabilitation. PIP is a required type Read More…

What Is Personal Umbrella Insurance?

Personal umbrella insurance is a type of liability insurance that goes above and beyond the coverage provided by other policies. Most people do not need personal umbrella insurance – although certain individuals can benefit from it. Today, we’re explaining everything you need to know about Read More…

What is Rental Reimbursement Coverage?

Rental reimbursement coverage is an optional insurance policy that will cover the cost of a rental car if you’re unable to drive your primary vehicle. Most auto insurance companies provide rental reimbursement coverage. However, it’s not included on all plans by default. No states require Read More…

What Is Comprehensive Coverage?

Comprehensive coverage is the type of auto insurance coverage that pays to repair or replace your car after something other than a collision. Comprehensive coverage typically covers damage due to things like natural disasters, inclement weather, contact with animals, theft, and vandalism. Comprehensive coverage can Read More…

What Is Collision Coverage?

Collision coverage is pretty easy to understand. It’s coverage for damages to your car caused by an impact with another car or object. It covers damage to your vehicle in a number of situations. If you hit another vehicle, for example, this type of coverage Read More…

What Is Medical Payments Coverage?

Medical payments coverage, also known as MedPay, pays for the medical bills of you and any of your passengers that are injured in an auto accident. MedPay will pay for damages no matter who is at fault for the accident. It will also pay for Read More…

What Is Gap Insurance? Do I Need It?

Gap insurance is a type of insurance coverage for newer automobiles that can be tacked onto your collision insurance policy. It is optional insurance coverage. It could pay the difference between the balance of a loan or lease on a car and what your insurance Read More…

Why It’s Important To Review Your Car Insurance Policy

You should periodically review your car insurance policies in a “check-up”. The insurance industry often suggests customers check up on their policies to ensure everything looks right and up-to-date. To a cynical person, that might sound like a ploy to get customers on the phone Read More…

How to Get Cheap Auto Insurance Rates for Students

Generally speaking, students are young and inexperienced drivers. Because of this, young students are typically faced with sky-high auto insurance rates. Younger people are more at risk for accidents and, because of that, pose a higher risk to their insurance companies. The good news is Read More…

One Day Auto Insurance Explained

If you do not have a car, one of the challenges you may face when you either rent a car or borrow one from a friend is whether or not you need to buy insurance. Most of the time the thought of insurance gets lost Read More…

Auto Insurance For The Elderly

How to Get Cheap Auto Insurance for Elderly Drivers People are currently living longer than those in past generations. In fact, the census for the United States predicts that by the year 2030 the number of people that are over 70 years of age will Read More…

Car Insurance Deductibles Explained

Most of us have seen the auto insurance commercial with the poor young woman who is desperately trying to find someone who might be able to help her understand what a “deductible” is, and which one she should choose for her auto insurance policy. Understanding Read More…

Rental Car Insurance Explained

Most drivers wind up renting a car at some point in their lives; perhaps they are “between vehicles,” or are having their primary vehicle serviced. The most common scenario, however, is when one takes a vacation. Most auto rental agencies offer optional insurance for a Read More…

Auto Liability Insurance Explained

Auto liability insurance is the type of car insurance coverage that covers the other party’s expenses in an accident you are responsible for. If you cause an accident, for example, your liability coverage will pay to fix the other driver’s vehicle. If there are medical Read More…

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