Insurance Guide

Become an insurance expert in no time by skimming through the pages of our insurance guide. Learn what affects your auto insurance rates, how to save money by comparing quotes, and which insurance companies are the most reliable. Make sure to bookmark our “Insurance Guide” and to check back from time to time to see newly added articles and features.

How Do Car Insurance Companies Make Money?

While car insurance is one of the wisest investments you can make (in fact, if you want to drive a car legally, you have to purchase liability coverage, at the bare minimum), you still might be wondering how your carrier is profiting off of you. Read More…

Low-Income Auto Insurance Options in the US

If you’re a low-income individual or family, then you may be eligible for various government programs – including low-income car insurance options. Low-income households spend a disproportionately high percentage of their annual income on car insurance. A $1,500 car insurance policy accounts for 1% of Read More…

How Do Car Recalls Impact Car Insurance?

So your vehicle has been recalled. How does this affect your car insurance? Will you pay more or less for car insurance after an auto recall? Every year, more than 200 vehicles are recalled across the United States. Some of these recalls are minor issues Read More…

How to File a Police Report After an Accident

A police report is an important document in the weeks following an accident. A police report can often be the difference between your claim being denied or accepted. It can also be the difference between you being found at-fault or not at-fault for the accident. Read More…

What Are the Common Types of Car Insurance Fraud?

American insurance companies lose millions of dollars to car insurance fraud every year. Keep reading to discover the most common types of insurance fraud in the United States, including types of car insurance fraud that may affect you. Vehicle Dumping Some owners commit fraud by Read More…

How to Insure a Classic or Collector Vehicle

As a collector, you probably view your classic or antique vehicle not only as a hobby but as an investment as well. Protection of your investment includes many things, such as proper maintenance, keeping it clean, and parking it in a safe spot. It also Read More…

Tort and No-Fault Auto Insurance Systems Explained

There are two general types of auto insurance systems in the United States, including tort systems and no-fault systems. What’s the difference between the two? What are the advantages of tort systems versus no-fault systems? Today, we’re explaining everything you need to know about the Read More…

Everything You Need to Know About Multi-Car Discounts

Multi-car discounts are the most common car insurance discount available to drivers in the United States. As long as you insure more than one of your automobiles with a single auto insurance provider, there’s a good chance you’ll qualify for this discount. Are you eligible Read More…

How Long is the Grace Period for Auto Insurance?

Does your car insurance policy come with a grace period? Will your insurer give you an extra few days to make a payment? Does your insurance end immediately after you miss a payment? These are all good questions. Today, we’re explaining everything you need to Read More…

How Does No-Fault Auto Insurance Work?

No-fault insurance is a type of car insurance required in certain states in America. What is no-fault auto insurance? Which states require no-fault insurance? Today, we’re explaining everything you need to know about no-fault states and no-fault insurance. What Is No-Fault Auto Insurance? No-fault auto Read More…

What is a Car Insurance Card?

In the United States, anyone who owns a vehicle is legally obligated to carry car insurance. In most states, liability insurance is the minimum coverage requirement. This type of insurance protects you financially if you cause an accident. It will pay for any damages (property Read More…

How Long Does an SR-22 Last?

An SR-22 is a special certificate that must be held by certain drivers. How long does an SR-22 last? How long do you have to pay for SR-22 insurance? How long will you continue to pay higher insurance rates? Today, we’re explaining everything you need Read More…

What is a Car Insurance Declarations Page?

The declarations page is a crucial part of any car insurance policy document. What is a declarations page? What does the information on your declarations page mean? Today, we’re explaining everything you need to know about car insurance declarations pages and why they’re important. What Read More…

How and Why Can Insurers Deny Your Claim?

You’ve been involved in a collision. Fortunately, you’re covered by insurance. You make a claim through your insurance company – only to have your claim denied. Oftentimes, having your claim denied is not your fault and can be rectified, so don’t immediately fret. There are Read More…

What If My Car Insurance Lapses?

So you forgot to pay your car insurance payment for the month. Or maybe you knowingly let your car insurance expire. What happens when your car insurance lapses? What should you do when you miss a car insurance payment? Today, we’re explaining everything you need Read More…

Is It Required to Have Auto Insurance?

You’re legally required to have auto insurance to drive on every public street in the United States. There are no exceptions to this rule. The type of auto insurance required by law, however, varies between states. Some states require only a bare-bones insurance plan with Read More…

Does My Car Insurance Cover Theft?

One of the most common questions we get here is whether or not car insurance covers theft. The answer, as you might expect, depends entirely on your insurance policy: some insurance policies cover theft, while others do not. Today, we’re helping you determine whether or Read More…

What is a Car Insurance Claim?

You file a car insurance claim when you need to use your car insurance policy. You’re making a “claim” on the policy and asking your insurance company to provide coverage based on the requirements outlined in your policy. Sometimes, it’s obvious when you need to Read More…

What Is Personal Injury Protection?

Personal injury protection, or PIP, is an insurance policy that covers medical bills for you and your passengers in the event of a vehicle accident. It can also cover lost wages, childcare, funeral expenses, and long-term rehabilitation. PIP is a required type of coverage for Read More…

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