May 2, 2021
Last Updated on February 16, 2026 Ferrari insurance is usually expensive because the cars are costly to repair, parts and labor are specialized, and total-loss payouts can be high. Still, many owners can lower premiums by choosing the right coverage structure, considering specialty insurers, and taking advantage of storage, mileage, and deductible strategies. With the […]
May 1, 2021
Last Updated on January 8, 2026 Mississippi Farm Bureau can be a solid option for Mississippi drivers who want local agents, a Mississippi-based insurer, and access to member benefits—so long as you’re comfortable with the Farm Bureau membership requirement. Rates still depend on your driving record, vehicle, location, and coverage choices, especially in a state […]
April 13, 2021
Last Updated on January 8, 2026 Farm Bureau Insurance of Tennessee can be a good option for car insurance if you prefer working with a local agent and don’t mind a membership-based insurer. The biggest “catch” is that you generally need an active Tennessee Farm Bureau membership to purchase and keep coverage. Farm Bureau Insurance […]
April 12, 2021
Last Updated on January 8, 2026 National General offers a usage-based (telematics) program often referred to as SmartDrive—currently marketed on National General’s site as DynamicDrive. The program uses a smartphone app to measure driving habits and can provide an upfront participation discount, with your renewal rate later adjusted based on the driving data collected. SmartDrive/DynamicDrive […]
April 6, 2021
Last Updated on January 8, 2026 Oklahoma Farm Bureau can be a good car insurance choice for drivers who want a local, Oklahoma-only insurer and are comfortable maintaining a Farm Bureau membership. Whether it’s “good” for you comes down to price, coverage options, and how well the company fits your driving profile—so it’s smart to […]
April 4, 2021
Last Updated on January 8, 2026 Horace Mann is a niche auto insurance company built around educators and school employees. Coverage works like any other major insurer—what can make it worth considering is its teacher-focused discounts and “Educator Advantage” benefits, which add extra protection in certain school-related situations. This review explains what Horace Mann offers, […]
April 3, 2021
Last Updated on January 8, 2026 Sentry Insurance is generally a strong choice for commercial insurance buyers, backed by an A+ (Superior) financial strength rating from A.M. Best. If you’re shopping for personal auto or motorcycle coverage, you’ll typically be served through Sentry subsidiaries like Dairyland (and, more recently, The General for nonstandard auto). Sentry […]
April 2, 2021
Last Updated on January 8, 2026 South Carolina Farm Bureau (SCFB) can be a strong option for auto insurance if you want a local agent, in-state servicing, and eligibility for member-only programs. The key tradeoff: you’ll need to maintain a Farm Bureau membership to buy and keep a policy. SCFB sells auto insurance and other […]
April 1, 2021
Last Updated on February 5, 2026 Yes—car insurance can pay for your car after a garage fire, but only if your policy includes comprehensive coverage. If the vehicle is totaled, insurers typically pay its actual cash value (ACV) minus your deductible. A garage fire can trigger two separate claims: one through homeowners insurance for the […]
March 31, 2021
Last Updated on January 8, 2026 Oregon Mutual can be a solid option for drivers in Oregon, Washington, Idaho, and California who want to buy coverage through a local independent agent and prefer a mutual insurer structure. The best way to judge fit is to compare a quote and confirm which endorsements and discounts are […]
March 30, 2021
Last Updated on February 5, 2026 Most drivers won’t get a specific car insurance discount just for having a backup camera. Backup cameras improve safety and can help you avoid low-speed incidents, but major insurers usually price them into the vehicle’s overall safety profile—especially since they’re standard equipment on newer cars. That said, backup cameras […]
March 26, 2021
Last Updated on January 8, 2026 Louisiana Farm Bureau sells auto insurance to Farm Bureau members across Louisiana, with policies typically written and serviced through a local agent network. It can be a strong fit if you prefer an agent-first experience and want a Louisiana-focused insurer—especially if you’re comfortable paying Farm Bureau membership dues to […]
March 25, 2021
Last Updated on January 8, 2026 New York Central Mutual (NYCM) is a New York-only insurer that sells auto and home coverage through independent agents. It can be a strong option if you prefer local service and an agent-led experience, but the right choice still depends on your coverage needs, deductible preferences, and which discounts […]
March 16, 2021
Last Updated on January 8, 2026 Kentucky Farm Bureau (KFB) can be a strong auto insurance choice for Kentucky drivers who prefer local agent service and don’t mind paying a small annual membership fee to access Farm Bureau pricing and benefits. If you want a fully online, multi-state insurer with national scale, a larger carrier […]
March 15, 2021
Last Updated on January 8, 2026 Concord Group can be a good auto insurance option if you live in Maine, Massachusetts, New Hampshire, or Vermont and prefer working with an independent agent. It’s a regional property and casualty insurer with a long history in New England and an A+ (Superior) financial strength rating from A.M. […]
March 13, 2021
Last Updated on January 8, 2026 Estrella Insurance can be a good way to shop for car insurance if you want agent help and multiple quotes in one place—especially in markets where prices can vary sharply by ZIP code. Just remember: Estrella is a broker/agency, not the insurance company that pays claims, so your experience […]
March 5, 2021
Last Updated on January 8, 2026 AgWorkers (Ag Workers Mutual Auto Insurance Company) can be a strong fit if you want an auto insurer built around agricultural households and you qualify for its 12-month “member-owner” product. If you don’t meet the ag eligibility rules, AgWorkers also markets a 6-month alternative—so the key is confirming which […]
March 1, 2021
Last Updated on January 8, 2026 Penn National can be a good car insurance option if you live in its service territory and prefer working with an independent agent (instead of buying direct online). As a mutual insurer, it’s owned by policyholders—not shareholders—which often aligns the company’s focus with long-term stability and service. Below is […]
February 27, 2021
Last Updated on January 8, 2026 West Bend Mutual Insurance Company (commonly branded as West Bend Insurance Company) can be a strong choice for car insurance if you want an independent-agent experience and live in one of its personal auto states. It’s a mutual insurer, which means it’s owned by policyholders rather than shareholders. West […]
February 25, 2021
Last Updated on January 8, 2026 Vermont Mutual can be a good car insurance company for drivers in New England who want agent-supported coverage, competitive regional pricing, and a long-established mutual insurer. It’s not a nationwide carrier, so the biggest deciding factor is whether it’s available in your state—and how its quote compares with other […]
February 25, 2021
Last Updated on January 8, 2026 Nodak can be a good auto insurance choice for North Dakota drivers who prefer a local, agent-based insurer with a long track record in the state. The key is to compare quotes using the same limits and deductibles—and confirm the discounts and optional coverages you actually qualify for. This […]
February 22, 2021
Last Updated on January 8, 2026 CSAA Insurance Group is one of the insurers behind AAA-branded insurance. If you’re shopping for “AAA auto insurance,” CSAA may be the underwriting company depending on your state, your ZIP code, and which AAA club you belong to. CSAA can be a good auto insurance option for eligible AAA […]
February 22, 2021
Last Updated on January 8, 2026 Foremost Insurance is usually a good fit for drivers who need flexible underwriting (including some higher-risk situations) or who want coverage for specialty vehicles like RVs, motorcycles, and other “non-standard” needs. If you’re a low-risk driver shopping for the cheapest mainstream policy, you may find better pricing with a […]
February 19, 2021
Last Updated on February 5, 2026 If you crash into your own house, the damage is usually handled by two separate coverages: homeowners insurance for the home (and damaged contents) and auto insurance for the vehicle. In most cases, you’ll file two claims—one per policy—because each policy covers a different type of property. Below is […]
February 18, 2021
Last Updated on January 8, 2026 Acuity can be a strong option for auto insurance if you live in one of its service areas and prefer working with an independent agent. It’s a long-running mutual insurer with strong financial strength ratings and a solid reputation for claims handling, but availability and pricing vary by state. […]