Is Sentry Insurance Good for Auto Insurance?
Last Updated on April 3, 2021
Sentry Insurance is a Wisconsin-based insurance company operating throughout the United States.
As a mutual insurance company, Sentry Insurance is owned by policyholders – not Wall Street shareholders. The company has good ratings throughout the country, including strong financial strength ratings. But is Sentry Insurance a good insurance company? Find out today in our Sentry Insurance review.
Table of Contents:
- About Sentry Insurance
- Sentry Insurance Products & Services
- How Does Sentry Insurance Business Auto Insurance Work?
- How Does Dairyland Auto Insurance Work?
- What Makes Sentry Insurance Unique?
- Sentry Insurance Reviews: What Do Customers Have to Say?
About Sentry Insurance
Sentry Insurance was founded in 1904 by a group of businesspeople in Wisconsin. The company has been headquartered in Stevens Point, Wisconsin since 1977.
Today, Sentry Insurance employs approximately 2,000 people in Stevens Point, Wisconsin. The company also employs another 2,000 people across the country.
Sentry Insurance specializes in selling insurance to business owners. The company does not sell homeowners insurance, nor do they sell non-commercial auto insurance to drivers. If you need business insurance, then you can buy that insurance through Sentry Insurance.
However, Sentry Insurance is the parent company of Dairyland, which does offer personal insurance to certain drivers. Dairyland is a specialty insurance company offering motorcycle insurance and nonstandard auto insurance. Sentry acquired Dairyland in 1966.
Sentry Insurance offers a full lineup of insurance products to businesses, including property and casualty insurance, workers’ compensation insurance, life insurance, and other business insurance, along with financial services like annuities and retirement programs.
Sentry Insurance may be the only insurance company in America that owns its own world-class golf course. The company has owned and operated SentryWorld since 1982. The golf course was designed by Robert Rent Jones, Jr. and is seen as a destination golf course.
|Sentry Insurance Contact Info|
|Address||1800 North Point Drive
Stevens Point, WI 54481
Sentry Insurance Products & Services
401(k) Plans and Life Insurance: Sentry Insurance offers 401(k) plans and life insurance to business owners.
Business Auto: Sentry Insurance offers business auto insurance to multiple types of businesses, including standard commercial auto insurance policies, dealership auto coverage, and motor carrier insurance, among other products.
Business Owner Policy: Sentry Insurance offers business owner insurance for business liability coverage and property coverage.
Commercial Property Insurance: Protect your business’s property with a commercial property insurance plan from Sentry Insurance. Sentry’s commercial property insurance includes building insurance, business income insurance, business personal property insurance, crime insurance, equipment breakdown coverage, and inland marine insurance, among other products.
General Liability Coverage: Sentry Insurance provides general liability insurance to businesses across the country, offering protection against all types of liability claims. You can buy business liability insurance, commercial umbrella insurance, employment practices liability insurance, and errors and omissions insurance through Sentry Insurance.
Workers’ Compensation: Buy workers’ compensation coverage through Sentry Insurance and enjoy large deductible plans, guaranteed cost insurance, retrospective rating insurance, self-insured plans, small deductible plans, and other coverage options.
How Does Sentry Insurance Business Auto Insurance Work?
Sentry Insurance sells auto insurance to businesses across the United States, including sole proprietorships, small and medium-sized businesses, and large corporations.
Some of the business auto insurance policies and products available through Sentry Insurance include:
Commercial Auto Insurance: If your business needs vehicles to operate, then you need a commercial auto insurance policy. A commercial auto insurance policy from Sentry Insurance will protect you and your employees.
Dealership Auto Coverage: Sentry Insurance offers dealership auto coverage, including liability coverage, physical damage coverage, and other insurance products for car dealerships.
Commercial Auto Liability: If your business includes employees or customers driving a vehicle, then you should carry a commercial auto liability policy. Sentry Insurance offers commercial auto liability coverage.
Motor Carrier Coverage: Sentry Insurance offers motor carrier coverage to protect businesses from loading docks to freeways and everywhere in between.
Physical Damage Insurance: Sentry Insurance’s commercial auto insurance policies can cover all types of physical damage, including damage caused by other drivers, animals, weather, theft, vandalism, and more.
Non-Trucking Liability Insurance: If you drive your truck for non-work purposes, then you may need non-trucking liability insurance. This insurance protects you when driving for non-business purposes.
How Does Dairyland Auto Insurance Work?
Sentry Insurance is the parent company of Dairyland, a specialty car insurance company that offers high-risk auto insurance, motorcycle insurance, and other unique insurance products.
You cannot buy a personal car insurance policy through Sentry Insurance. Sentry Insurance only sells commercial auto insurance policies. However, you can buy personal auto insurance through Dairyland, which is a subsidiary of Sentry Insurance.
Dairyland offers three core types of car insurance, including:
Cheap High-Risk Car Insurance: Dairyland offers cheap high-risk auto insurance, including SR-22 coverage, minimum liability coverage, personal injury protection, and other insurance options. Dairyland has sold affordable car insurance to drivers since 1953.
Motorcycle Insurance: Dairyland has offered motorcycle insurance since 1966. Dairyland offers a range of coverage options to motorcycle riders, including collision coverage, comprehensive coverage, bodily injury liability coverage, replacement cost coverage, rental reimbursement, roadside assistance, and specialty equipment coverage, among other policy options. The company covers virtually all types of motorcycles as well as similar two-wheeled vehicles like dirt bikes, mopeds, and scooters.
Off-Road Vehicle Insurance: Dairyland also offers off-road vehicle insurance, including insurance for ATVs and UTVs, side-by-sides, snowmobiles, and dirt bikes. You can buy all types of coverage for your off-road vehicles, including liability coverage, medical expense coverage, submersion coverage, transport trailer coverage, and other unique coverage options.
What Makes Sentry Insurance Unique?
Sentry Insurance has several features that distinguish itself from other auto insurance providers. Here are some of the things that make Sentry Insurance unique:
Specializing in Business Auto Insurance: Sentry Insurance only provides auto insurance to businesses. The company does not sell auto insurance to individuals, nor does it sell homeowners policies or similar policies. You can only buy commercial auto insurance and similar policies through Sentry Insurance.
Parent Company of Dairyland Insurance: If you try to buy personal auto insurance through Sentry Insurance, then you will be redirected to Dairyland, which is a wholly-owned subsidiary. Dairyland offers cheap high-risk auto insurance, motorcycle insurance, and off-road vehicle insurance, among other insurance policies.
SR-22 and High-Risk Auto Insurance: If you buy Sentry Insurance through Dairyland, then you can find SR-22 and other high-risk auto insurance products. Because Dairyland specializes in high-risk auto insurance, you can often find SR-22 insurance at a cheaper price than you would with competing companies.
Motorcycle Insurance: Dairyland also specializes in motorcycle insurance. If you want to buy motorcycle insurance from a specialty motorcycle insurance provider, then Dairyland is one of the biggest names in the space.
Coverage for All Types of Businesses: Sentry Insurance offers coverage for virtually any type of business. You can buy commercial auto insurance for your sole proprietorship, your small or medium-sized business, or your corporation, among other types of businesses.
Specializing in Multiple Industries: Sentry Insurance provides commercial auto insurance to businesses across all types of industries. Some of the specialty areas mentioned on the Sentry Insurance website include insurance for construction companies, dealerships, agriculture equipment companies, boat dealerships, industrial equipment firms, motorsports companies, RV companies, truck or trailer companies, retailers, manufacturers, distributors, trucking companies, communication companies, education firms, financial services firms, healthcare providers, hospitality services, real estate companies, automotive repair companies, and most other types of businesses.
Sentry Insurance Reviews: What Do Customers Have to Say?
Sentry Insurance is well-rated by businesses across the United States. The company also has a very good financial strength rating and strong reviews from independent agencies.
A.M. Best has given Sentry Insurance an average rating of A+ (Superior), which is one of the best ratings available through the company. A financial strength rating this strong means that Sentry should have no trouble covering its debts, liabilities, or claims in the near future. Sentry has maintained this strong rating for 29 straight years.
Sentry has an average rating of 4.1 stars out of 5 on WalletHub based on 96 reviews.
Sentry is currently ranked #670 on the Fortune list of the biggest companies in the United States.
Final Word – Sentry Insurance Review
Sentry Insurance is a Wisconsin-based insurance company with several unique insurance products.
Sentry Insurance specializes in business insurance, including commercial auto insurance policies. The company also sells high-risk auto insurance, motorcycle insurance, SR-22 insurance, and other personal auto insurance products through Dairyland, a wholly-owned subsidiary.
To learn more about the insurance products available through Sentry Insurance or Dairyland, visit the company online today and request a quote.