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Teenagers pay the highest auto insurance premiums in the United States. However, some cars have cheaper car insurance than others. By buying the right type of car, you can save thousands per year on car insurance premiums. Keep reading to discover the cheapest cars for Read More…
Auto insurance covers unexpected events, but it doesn’t cover most vehicle repairs. Routine maintenance is part of owning a vehicle. Over time, vehicles break down and need repairs. Auto insurance covers accidents, collisions, theft, and other damages, but it does not cover most repairs. However, Read More…
If your vehicle needs repairs, then you can either make an insurance claim or pay for repairs out of pocket. If the cost of repairing your vehicle is less than your deductible, or if the cost is roughly equal to your deductible, then you should Read More…
In some situations, drivers need non-standard car insurance. Some drivers need non-standard car insurance because they’re high-risk, for example. Others need non-standard auto insurance for classic cars or supercars. Some need non-standard car insurance because they have multiple DUIs, while others need non-standard car insurance Read More…
If someone has hit your parked car, you need to take certain steps. First, contact the police to investigate the incident. Police will create an accident report. Then, notify your insurer to begin the claim. If you have collision coverage or uninsured motorist coverage, your Read More…
Full glass coverage protects the windshield, windows, and other glass on your vehicle. Available as an optional coverage with some insurers in certain states, full glass coverage allows you to replace your windshield and other glass without paying a deductible. What is full glass coverage? Read More…
SR-22 insurance is a certificate verifying you have minimum insurance liability coverage. When you have SR-22 car insurance, you meet the minimum car insurance requirements in your state. The SR-22 is not technically insurance. It’s a certificate verifying you have met your state’s minimum auto Read More…
Driving without insurance is surprisingly common in the United States. Nationwide, approximately 1 in 8 drivers do not carry insurance. Nearly all states require drivers to carry car insurance. However, approximately 28 million Americans do not carry car insurance. In some of the worst offending Read More…
Having enough auto insurance coverage is important. You don’t want to be under-insured, nor do you want to be over-insured. Unfortunately, millions of drivers carry too little insurance, leaving them dangerously under-protected in the event of a claim. Millions of other drivers carry too much Read More…
You depend on your car insurance to be there when you need it. However, your insurer could cancel your policy. If you violate the terms of your policy, or if you didn’t pay your premiums, then your insurer could drop your coverage and cancel your Read More…
Most states use a points system to track driving violations. By checking points on your license, you can avoid deeper penalties. In most states, you can check how many points are on your license by visiting the Department of Transportation or the Department of Motor Read More…
If your car has an alarm, then you could save on insurance. Many insurers provide discounts for anti-theft devices. If your vehicle has passive or active anti-theft devices, then you could save hundreds per year on auto insurance. How much can you save on insurance Read More…
Your insurer is required to restore your car to the condition it was in before the incident. If your insurer does not live up to that requirement, however, then you may need to take action. Sometimes, the repair shop does a bad job repairing your Read More…
Many drivers are surprised by vehicle repair costs. A vehicle may seem cheap to buy and insure, only to surprise drivers with expensive repair costs. Some cars are cheaper to repair than others. Domestic vehicles, for example, tend to be cheaper to repair than foreign Read More…
The New York Automobile Insurance Plan is an auto insurance program for high-risk drivers. The program is run by the state of New York and an organization called AIPSO. You sign up for the program, and the program assigns a car insurance company to your Read More…
If you drive a new car, then you have special options for car insurance. New vehicles qualify for new car replacement insurance, for example, along with gap coverage, mechanical breakdown insurance, safety and security feature discounts, and more. Which special car insurance options are available Read More…
Reddit is a great source for online car insurance information. Every day, thousands search Reddit to find the cheapest car insurance. According to Reddit communities (aka ‘subreddits’) like r/frugal, r/povertyfinance, r/personalfinance, and r/lifeprotips, the cheapest way to get car insurance is to compare quotes frequently Read More…
Colliding with an uninsured driver can be confusing and stressful. Nearly 1 in 7 Americans drive without insurance. In an accident, there’s a good chance the other driver is uninsured or underinsured. If you’re hit by an uninsured driver, then there are steps to take Read More…
Mechanical breakdown insurance is an optional car insurance coverage that works similarly to an extended warranty. MBI is only available through some insurers on qualifying vehicles. It protects your vehicle against unexpected repairs and replacements outside of accidents and routine maintenance. What is mechanical breakdown Read More…
An animal can cause serious damage to your vehicle. Auto insurance will cover the accident if you have comprehensive coverage. Comprehensive coverage covers damage to your vehicle outside of collisions with other drivers. Comprehensive coverage is optional in all states. It covers hailstorm damage, fallen Read More…
A single mistake can double or triple car insurance premiums. It’s easy to make car insurance more expensive. Today, we’re explaining the best ways to make car insurance more expensive – so you’ll know what not to do. From speeding tickets to DUIs to at-fault Read More…
When buying a used car, it’s important to consider the cost of car insurance. Some used cars are cheaper to insure than others. By picking the right used car, you could pay just a few hundred dollars a year for liability insurance. Even if you Read More…
When shopping for car insurance, you may encounter the term ‘other than collision’ coverage. Also known as OTC coverage or comprehensive coverage, other than collision coverage covers damages that occur outside of accidents. It covers hailstorm damage, collisions with animals, theft, vandalism, and other damages, Read More…
You may have heard about buying cars from insurance companies. Yes, it’s possible to buy a car from an insurance company. Insurance companies sell vehicles at auctions, and drivers can buy these vehicles at a discount. However, many of these vehicles have been involved in Read More…
Buying a car from a private seller is easy. However, you need certain paperwork. To buy a car from a private seller, you typically need the title and a bill of sale. However, some states also require emissions certificates and safety inspection documents. Typically, a Read More…