James Shaffer
James Shaffer James Shaffer is a writer for InsurancePanda.com and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.

What Are the Odds of Getting in a Car Accident?

When shopping for car insurance, it’s important to consider risk – including your risk of getting in a car accident. Approximately 7 in 10 motorists in the United States will be involved in at least one accident in their lifetime, according to one study. However, Read More…

Does AAA Change Flat Tires?

AAA is the largest and best-known roadside assistance provider in the United States. If you have AAA, then you can call a AAA technician to change your flat tire. Your AAA technician will arrive at your location to inspect and install an inflated spare tire Read More…

Allstate Motor Club Review

Allstate Motor Club is a roadside assistance service available to any driver – including drivers insured by Allstate or other insurance companies. The popular AAA alternative offers 24/7 coverage in the United States, Canada, Puerto Rico, and the US Virgin Islands at an affordable price. Read More…

What Are Some Luxury Cars That Are Cheap to Insure?

Luxury cars are expensive to buy and expensive to repair. Many of them are also expensive to insure. However, it’s possible to buy a luxury car without spending a fortune on car insurance. Today, some luxury cars have surprisingly affordable insurance premiums. Acura, Volvo, Alfa Read More…

Allstate Rewards Review

Allstate Rewards is a unique Allstate program rewarding drivers for safe driving. After signing up for Allstate’s Drivewise or Milewise, you receive Allstate Rewards points for everyday safe driving habits. You can spend those points on daily deals, gift cards, sweepstakes, discounts, and more. How Read More…

What Are the Cheapest SUVs to Insure?

Want to buy an SUV without paying high insurance premiums? Some SUVs double your insurance premiums, while others are surprisingly affordable to insure. Keep reading to discover the cheapest SUVs to insure in 2022. Top 10 Cheapest SUVs to Insure in 2022 Some SUVs have Read More…

Allstate Milewise Review: How Much Can You Save?

Allstate has launched a pay-per-mile car insurance plan called Milewise. Depending on your mileage, you could save hundreds of dollars per year with Milewise. It’s ideal for low-mileage drivers, people who work from home, or people who do not drive to work. Based on our Read More…

How Do I Know If I Have Gap Insurance?

Gap insurance covers the gap between the value of your vehicle and the amount you owe for that vehicle. You can check the terms of your lease or loan, or check your current car insurance policy, to verify you have gap coverage. Keep reading to Read More…

Safelite and Insurance: Is Safelite Covered by Insurance?

Safelite is one of the biggest and best-known auto glass repair and replacement services in the United States. Depending on your insurance coverage and how the damage occurred to your glass, your insurance may cover the cost of Safelite repair or replacement services. Keep reading Read More…

Best Insurance Companies for Cars with Salvage Titles

Finding insurance can be tough if your car has a salvage title. However, some insurers specialize in covering rebuilt cars that formerly had salvage titles. Some of the best and biggest car insurance companies that offer insurance for cars with rebuilt titles include USAA, GEICO, Read More…

Car Insurance Deductibles Explained

The deductible is one of the most important parts of your car insurance policy. When you make an insurance claim, you must pay a deductible. You pay a deductible of $250 to $1,500 per claim, and your car insurance company covers all remaining repair costs.   Read More…

How Can You Find Budget Auto Insurance?

Millions of Americans overpay for auto insurance. Some people pay $2,000 per year for car insurance. Others pay less than $500. With a bit of research, you can find budget auto insurance that meets your needs. Today, we’re explaining some of the best tips, tricks, Read More…

When Do You Need Commercial Auto Insurance?

Depending on how you drive your vehicle, you may need commercial auto insurance. Someone who drives their vehicle for work needs commercial auto insurance. If you don’t have commercial auto insurance, then your insurer could deny your claim. Many drivers are surprised to discover they Read More…

How Can You Get Free Roadside Assistance?

Roadside assistance covers towing, fuel delivery, flat tire changes, and other roadside emergencies. Typically, you pay $20 to $150 per year for roadside assistance. You buy roadside assistance from your insurer or from a third party like AAA. Alternatively, you can pay $50 to $250 Read More…

What Are the Cheapest Cars to Insure for a Teenager?

Teenagers pay the highest auto insurance premiums in the United States. However, some cars have cheaper car insurance than others. By buying the right type of car, you can save thousands per year on car insurance premiums. Keep reading to discover the cheapest cars for Read More…

Am I Covered If My Car Breaks Down?

Auto insurance covers unexpected events, but it doesn’t cover most vehicle repairs. Routine maintenance is part of owning a vehicle. Over time, vehicles break down and need repairs. Auto insurance covers accidents, collisions, theft, and other damages, but it does not cover most repairs. However, Read More…

Which Companies Sell Non-Standard Car Insurance?

In some situations, drivers need non-standard car insurance. Some drivers need non-standard car insurance because they’re high-risk, for example. Others need non-standard auto insurance for classic cars or supercars. Some need non-standard car insurance because they have multiple DUIs, while others need non-standard car insurance Read More…

What Should You Do if Someone Hits Your Parked Car?

If someone has hit your parked car, you need to take certain steps. First, contact the police to investigate the incident. Police will create an accident report. Then, notify your insurer to begin the claim. If you have collision coverage or uninsured motorist coverage, your Read More…

What Is Full Glass Coverage? Is It Worth It?

Full glass coverage protects the windshield, windows, and other glass on your vehicle. Available as an optional coverage with some insurers in certain states, full glass coverage allows you to replace your windshield and other glass without paying a deductible. What is full glass coverage? Read More…

What Is SR-22 Car Insurance Coverage?

SR-22 insurance is a certificate verifying you have minimum insurance liability coverage. When you have SR-22 car insurance, you meet the minimum car insurance requirements in your state. The SR-22 is not technically insurance. It’s a certificate verifying you have met your state’s minimum auto Read More…

Do I Have Enough Auto Insurance?

Having enough auto insurance coverage is important. You don’t want to be underinsured, nor do you want to be overinsured. Unfortunately, millions of drivers carry too little insurance, leaving them dangerously under-protected in case of a claim. Millions of other drivers carry too much insurance, Read More…

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