Some vehicles have a clean history, while others do not. Fortunately, there are a few reliable ways to check whether a car has been in a serious accident — and you can do most of them in under 10 minutes. Today, you can look up Read More…
Some car dealerships can help you arrange temporary coverage so you can drive off the lot the same day. But in many cases, you don’t actually need the dealership’s temporary insurance. Your personal auto policy may already cover newly purchased vehicles for a short window Read More…
If you move to a new state, you’ll usually need to update your driver’s license (and often your vehicle registration) within a set time period after establishing residency. Fortunately, transferring an out-of-state license is typically straightforward: you make a DMV appointment, bring the right documents, Read More…
Seniors have plenty of options for car insurance — from household-name brands to regional companies with excellent service. Some seniors want the cheapest possible auto insurance. Others want the best overall value, better claims service, or extra perks (like accident forgiveness or disappearing deductibles). The Read More…
If you are financing a car, your lender will require you to carry certain minimum insurance coverages. That’s because your car is the collateral for the loan. Until it’s paid off, the lienholder (the bank, credit union, or finance company) wants proof the vehicle is Read More…
When shopping for car insurance, it helps to think about risk — including the risk of being involved in a crash. There’s no single “odds of a car accident” number that applies to everyone. Your risk changes based on how much you drive, where you Read More…
Cheap auto insurance for your small business isn’t always “easy” — but it is doable when you shop the right way. The key is getting the right type of policy (so claims don’t get denied), choosing coverage that matches your real risk, and comparing quotes Read More…
AAA is the largest and best-known roadside assistance provider in the United States. If you have AAA, you can request a AAA technician to help with a flat tire. In most cases, AAA will put air in the tire first. If that doesn’t solve the Read More…
Allstate Motor Club (often marketed as Allstate Roadside) is a standalone roadside assistance service you can buy even if you don’t have an Allstate auto insurance policy. It’s a popular alternative to AAA for drivers who want on-demand help for towing, lockouts, jumpstarts, flat tires, Read More…
Luxury cars are expensive to buy and expensive to repair — and that often makes them expensive to insure. But “luxury” doesn’t automatically mean “sky-high premiums.” Some luxury brands and models are surprisingly affordable to insure, especially entry-level sedans and small SUVs with strong safety Read More…
Allstate Rewards was a points-based program that rewarded some drivers for participating in Allstate’s telematics programs (like Drivewise) and redeeming points for things like gift cards, discounts, and sweepstakes. But here’s the important update: Allstate discontinued the separate “Allstate Rewards” points program in October 2023. Read More…
Want to buy an SUV without paying sky-high insurance premiums? Some SUVs are consistently affordable to insure, while others can cost hundreds (or even thousands) more per year because they’re expensive to repair, expensive to replace, or more likely to generate large claims. Keep reading Read More…
Allstate offers a pay-per-mile car insurance plan called Milewise. Instead of paying a flat monthly premium no matter how much you drive, Milewise ties part of your bill to your mileage. Milewise can be a strong fit for low-mileage drivers (work-from-home, retirees, households with a Read More…
Gap insurance (also called loan/lease payoff coverage) helps pay the difference between your vehicle’s actual cash value (ACV) and what you still owe on your auto loan or lease if the car is totaled or stolen. If you’re wondering, “Do I have gap insurance?” the Read More…
Safelite is one of the biggest and best-known auto glass repair and replacement companies in the U.S. Whether insurance covers Safelite depends on (1) what caused the glass damage and (2) what coverage you carry. In many cases, Safelite can verify your coverage and help Read More…
Finding insurance can be tricky when a vehicle has a salvage or rebuilt title. Many carriers won’t insure a salvage-branded vehicle for on-road use, and some will limit coverage once it’s rebuilt. The good news: once your vehicle is properly repaired and retitled as rebuilt Read More…
A car insurance deductible is the amount you pay out of pocket before your insurer helps cover a covered claim. Pick a deductible that fits your budget, because it applies when you file a claim—not when you pay your monthly bill. While $500 is still Read More…
Auto insurance prices vary wildly — and many drivers pay more than they need to for the same level of protection. In 2025, national “average” premiums are well into the thousands per year for many drivers, but your price depends on your state, vehicle, driving Read More…
If you use your car, pickup, van, or truck for work, you might need commercial auto insurance (or a business-use endorsement). The right coverage depends on how you use the vehicle—not just what you drive. This matters because many personal auto policies exclude “business use.” Read More…
Roadside assistance pays for help when your car can’t (or shouldn’t) keep going—think towing, fuel delivery, jump-starts, flat tire changes, lockouts, and winching. Cost depends on where you buy it. As a rough guide, an add-on through your auto insurer is often the cheapest option, Read More…
Teenagers generally pay some of the highest auto insurance rates in the United States — mostly because they’re new drivers, not because they’re “bad” drivers. That said, the car you choose still matters. Vehicles that are cheaper to repair, less likely to be stolen, and Read More…
Auto insurance is designed for sudden, unexpected events — not the predictable costs of owning a car. So if your vehicle breaks down because of age, wear and tear, or skipped maintenance, a standard car insurance policy won’t pay for the repair. That said, there Read More…
If your car needs repairs after an accident or other damage, you usually have two options: file an insurance claim or pay for repairs out of pocket. A simple rule of thumb: if the repair bill is less than your deductible, paying out of pocket Read More…
“Non-standard” car insurance usually means an auto policy written for drivers (or vehicles) that fall outside a carrier’s “standard” underwriting guidelines. That often includes high-risk drivers — but it can also include specialty situations like SR-22 filings, rebuilt/salvage titles, or certain collectible and high-value vehicles. Read More…
If someone hits your parked car, the next steps depend on one big thing: do you know who hit you? If the driver left their info, it’s a standard claim. If they took off, it’s usually treated as a hit-and-run. Either way, you’ll want to Read More…
