You need a license to legally drive in the United States. If you are caught driving without a license, then you face fines, imprisonment, and other penalties. In most states, drivers pay a fine for driving without a license. Drivers in Wisconsin, for example, pay Read More…
When dealing with car insurance, the primary driver is important. In fact, in some insurance claims, the insurance company can dispute the primary driver of your policy, leading them to deny your claim. The primary driver of your auto insurance policy is the person who Read More…
Different insurance companies charge different prices for car insurance. That’s why some drivers regularly switch between insurers – but is it smart to switch insurance companies? When done right, switching insurance companies can save you money and help you take advantage of different perks and Read More…
Property protection insurance (PPI) is a type of liability coverage exclusively for drivers in Michigan. Michigan requires drivers to have property protection insurance. It provides up to $1 million of property damage protection. If you damage another Michigan resident’s property, then PPI could cover this Read More…
Non-owner car insurance is a unique type of coverage for drivers without a vehicle. If you frequently drive someone else’s vehicle and want to ensure adequate coverage, then you might buy non-owner car insurance. Even though you don’t own a vehicle, you can obtain car Read More…
Hit-and-runs are devastating. To make things worse, car insurance may not always cover a hit-and-run accident. A hit-and-run accident is only covered by car insurance if you have collision coverage or uninsured motorist property damage coverage. If you have neither coverage, then you may need Read More…
Many budget-minded Americans looking to save some money often opt to purchase only the minimum required auto insurance coverage. Minimum coverage auto insurance refers to a policy that meets the minimum requirements set forth by your local state government – and nothing more. Each state Read More…
A collision damage waiver (CDW) plays an important role in rental car insurance. However, it’s easy to get confused with collision damage waivers. A collision damage waiver is an additional level of insurance offered by a rental car company to its customers. By purchasing a Read More…
So you’re going on a road trip. Naturally, you’re concerned about car insurance. Things can go wrong on a road trip, and car insurance protects you. Do you need to update your car insurance coverage before a road trip? Should you raise or adjust your Read More…
When purchasing or renting a vehicle, there are a number of documents you’ll need to fill out and keep track of. Two of the most important documents are the vehicle’s title and registration. Not only are these necessary to legally purchase the car, but you’ll Read More…
Buying car insurance for the first time can seem intimidating. Fortunately, with some preparation, it’s easy to buy car insurance for the first time. As a new car insurance customer, you may pay higher rates for insurance. Insurance companies have no record of your driving Read More…
As an active-duty member of the military, you may qualify for certain discounts. Many companies reward drivers for their service by providing a discount on auto insurance. By taking advantage of discounts, active-duty military personnel can save hundreds per year on car insurance. Some companies, Read More…
Most people are unaware of the fact that auto insurance is not applicable to every type of traffic accident. There are some accidents that your auto insurance policy just won’t cover. For example, if an unauthorized party is using the insured vehicle and crashes it, Read More…
Many credit cards come with rental car insurance coverage. You may know your credit card has rental car coverage, but few drivers fully understand how this coverage works. What does your credit card cover when renting a car? How does credit card rental car insurance Read More…
If you have a long commute, then you spend more time on the road than the average driver. When you spend more time on the road, you have more chances to get into an accident. But does a long commute affect auto insurance premiums? Some Read More…
So you want to drive a fast car but don’t want to pay a fortune for car insurance. Fortunately, there are plenty of fast cars with cheap insurance premiums. Generally, the world’s fastest cars tend to be the most expensive cars to insure. It costs Read More…
You’re not supposed to drive without car insurance. But how long can you be without car insurance before it’s a problem? You need car insurance every time you drive your vehicle on public roads. If you are driving without car insurance, then you are driving Read More…
Everyone likes free stuff. But can you really get your first month of car insurance for free? Do any insurance companies offer free car insurance for the first 30 days? It’s rare for any car insurance company in the United States to offer a ‘first Read More…
As a driver over 25, you typically pay cheaper insurance rates than younger drivers. However, if you are a first-time driver over 25, then rules can be different. New drivers at any age pay higher insurance premiums. Sometimes, new drivers over 25 pay higher insurance Read More…
Some car insurance companies in the United States provide senior discounts. As a senior driver, you may qualify for cheaper car insurance rates. Do auto insurance discounts for senior citizens exist? Which car insurance companies offer the best senior discounts? How much money can you Read More…
Standard auto insurance coverage is the basic insurance required to legally operate an automobile. This level of insurance is applicable to drivers who have an average risk profile and do not want to pay a considerable monthly premium for extensive insurance coverage. Though standard auto Read More…
A combined single limit insurance policy, commonly referred to with the acronym of CSL, is a form of insurance coverage in which there is a single dollar limit applicable to any combination of property damage liability and bodily injury claims. Combined single limits are distinct Read More…
If you’re an infrequent driver, then you spend less time on the road than an average driver. That means lower risk, which should mean cheaper insurance. Some insurance companies offer cheap low mileage car insurance policies. These policies reward drivers who spend less time on Read More…
As a foreigner in the United States, you may need to buy car insurance. Non-US citizens might buy car insurance to protect a rental car, for example, or to cover their liability when driving someone’s vehicle. Yes, foreigners can buy car insurance in the United Read More…
Getting car insurance for a wheelchair accessible vehicle may seem complicated – but it’s easier than you think. Thousands of Americans have adequate coverage for their wheelchair accessible vehicles. Car insurance for a wheelchair accessible vehicle works similarly to other car insurance policies, although you Read More…
