Is Mississippi Farm Bureau Good for Auto Insurance?

Last Updated on May 3, 2021

Mississippi Farm Bureau is one of Mississippi’s most popular auto insurance companies. Although Mississippians pay more for auto insurance coverage than drivers in other states, Mississippi Farm Bureau insures thousands of drivers across the state at affordable rates.

As part of the Farm Bureau network, Mississippi Farm Bureau provides drivers with the amenities of a large insurer and the convenience of a Mississippi-based company.

Is Mississippi Farm Bureau good for auto insurance? Should you buy car insurance through Mississippi Farm Bureau? Find out everything you need to know about the company today in our review.

Table of Contents:

About Mississippi Farm Bureau

Mississippi Farm Bureau is an insurance company and agricultural organization that has been serving policyholders across the state since 1947.

Based in Jackson, Mississippi Farm Bureau started offering insurance when farmers realized they had poor auto, home, and farm insurance choices – so they decided to launch their own company. Today, Mississippi Farm Bureau offers home insurance, auto insurance, farm insurance, and life insurance throughout the state of Mississippi.

In addition to selling insurance, Mississippi Farm Bureau offers member discounts at top retailers across the country. The organization also maintains farm bureaus in counties across the state. Mississippi Farm Bureau supports agricultural initiatives at a state and county level, advocating for farmers across Mississippi.

Mississippi Farm Bureau is based in Jackson, although the company maintains agents and adjusters in every county in the state. Because Mississippi Farm Bureau is part of the Farm Bureau network, policyholders also get the amenities of a larger insurance company, including access to the Farm Bureau insurance app.

Mississippi Farm Bureau Contact Info
Address6311 Ridgewood Road
Jackson, MS 39211
Phone Number1-800-227-8244
Website URLhttps://msfbins.com/

Mississippi Farm Bureau Products & Services

Mississippi Farm Bureau is best-known for its insurance products, including home, auto, and farm insurance. While other Farm Bureau subsidiaries offer financial services, Mississippi Farm Bureau does not advertise financial services on its website.

Core insurance products and services available through Mississippi Farm Bureau include:

Auto Insurance: Mississippi Farm Bureau is the largest Mississippi-based insurance company in the state, insuring more drivers than any other local insurer. The company insures standard vehicles in Mississippi. They also provide insurance for motorcycles, ATVs, RVs, and other alternative vehicles.

Homeowners Insurance: Mississippians can protect their homes with Mississippi Farm Bureau homeowners insurance. The company offers homeowners insurance, renters insurance, landlord insurance, manufactured and mobile home insurance, and flood insurance through the National Flood Insurance Program, among other home insurance products.

Life Insurance: Mississippi Farm Bureau sells life insurance across the state, including term life and whole leaf insurance. You can buy 10, 20, and 30-year terms. Or, you can buy whole life coverage.

Farm Insurance: Mississippi Farm Bureau has been selling farm insurance since 1947. Today, the company continues to cover farms across the state. Core farm insurance products include farm property insurance, farm equipment insurance, farm produce insurance, livestock insurance, farm chemical insurance, farm liability insurance, and farm and ranch umbrella policies, among other coverage options.

Boat Insurance: Mississippi Farm Bureau offers a range of boat and watercraft insurance policies, including insurance for jet skis, pontoon boats, fishing boats, bay boats, ski boats, and more. You can buy physical damage coverage, watercraft liability coverage, watercraft medical payments coverage, and other optional coverages.

Personal Liability Protection: Protect yourself from personal liability with a personal liability plan from Mississippi Farm Bureau. The company offers personal liability insurance and personal umbrella coverage to cover drivers across the state.

Commercial Business: Mississippi Farm Bureau covers businesses across Mississippi, providing commercial fire insurance, business owners insurance, church insurance, commercial liability insurance, and commercial umbrella coverage, among other coverage options.

Financial Products: Like other Farm Bureau organizations, Mississippi Farm Bureau offers financial services like retirement planning, fixed annuities, and other options. These financial services are provided through Mississippi Farm Bureau’s partner, Southern Farm Bureau Life Insurance Company.

Dental Insurance: Mississippi Farm Bureau offers dental insurance to all members. Dental coverage can cover preventive and diagnostic services, crowns, restorations, and bridges, periodontic treatment, oral surgery, dentures, and more.

How Does Mississippi Farm Bureau Auto Insurance Work?

Mississippi Farm Bureau provides a range of auto insurance policies and options to drivers across Mississippi. Drivers can buy a policy that matches Mississippi’s minimum car insurance requirements. Or, drivers can buy a full coverage car insurance policy for added protection.

Car insurance products and services available through Mississippi Farm Bureau include:

Liability Coverage: The state of Mississippi requires drivers to carry a minimum insurance policy of 25/50/25, including $25,000 of bodily injury liability coverage per person, $50,000 of bodily injury liability coverage per accident, and $25,000 of property damage liability coverage per accident. Mississippi Farm Bureau can provide a policy that matches these minimum requirements. Or, you can exceed these requirements for added protection.

Collision Coverage: Collision coverage covers the cost of repairing your own vehicle after an accident. It’s optional in every state.

Other Than Collision Coverage: Mississippi Farm Bureau’s ‘Other Than Collision’ coverage is also known as comprehensive coverage. Comprehensive coverage protects your vehicle against fire damage, flood damage, theft, vandalism, and other non-accident damages.

Medical Expense Coverage: With medical expense coverage, Mississippi Farm Bureau can cover medical and funeral services caused by an auto accident and sustained by you.

Uninsured and Underinsured Motorist Coverage: Mississippi has one of the highest rates of uninsured motorists in the country. Many drivers carry uninsured and underinsured motorist coverage for added protection.

Motorcycle Coverage: Mississippi Farm Bureau offers motorcycle coverage that includes liability coverage, uninsured and underinsured motorist coverage, collision coverage, and ‘Other Than Collision’ coverage.

ATV Insurance: Mississippi Farm Bureau offers ATV insurance with liability coverage, uninsured and underinsured motorist coverage, collision coverage, and ‘Other Than Collision’ coverage.

RV Insurance: Mississippi Farm Bureau protects recreational vehicles (RVs) and motorhomes by offering liability coverage, uninsured and underinsured motorist coverage, collision coverage, and ‘Other Than Collision’ coverage.

What Makes Mississippi Farm Bureau Unique?

Mississippians have plenty of options for car insurance. Why pick Mississippi Farm Bureau? What makes the company unique? Here are some of the ways Mississippi Farm Bureau aims to distinguish itself from competitors.

Based in Jackson: Mississippi Farm Bureau is the largest Mississippi-based insurance company in the state. They’re also one of the largest overall insurance companies in the state. If you like the idea of supporting a Mississippi-based business, then Mississippi Farm Bureau might be your best option.

75+ Years of Experience: Mississippi Farm Bureau was founded in 1947, and the company has 75+ years of experience covering drivers across the state.

Local Agents and Adjusters: Mississippi Farm Bureau has agents and adjusters in every county in Mississippi. Instead of dealing with a faceless nationwide firm for your insurance needs, you can speak to local agents and adjusters who live in your community.

Mobile Agent App: Mississippi Farm Bureau offers an app to policyholders called the mobile agent app. That app lets you access account information and ID cards from anywhere. You can also report claims, contact your agent, request roadside assistance, and pay your bill through the mobile app.

Competitive Prices: Mississippi Farm Bureau offers some of the cheapest car insurance rates in the state. Rates vary widely depending on your driving history, background, and location. However, many drivers save hundreds per year by making the switch to Mississippi Farm Bureau.

Multiple Insurance Lines: Mississippi Farm Bureau makes it easy to bundle multiple insurance policies together with one company. Instead of working with one company for life insurance and another company for auto insurance, you can bundle your life, home, and auto insurance together with a single firm.

Mississippi Farm Bureau Discounts

Mississippi Farm Bureau offers a range of discounts that can significantly lower the price of car insurance. Discounts available through Mississippi Farm Bureau include:

Bundling Discount: Bundle multiple policies together to save money across all policies.

Multi-Vehicle Discount: Insure multiple vehicles with Mississippi Farm Bureau to lower your insurance cost by 20%.

Claims-Free Discounts: If you have zero claims over the past three to seven years, then you could qualify for Mississippi Farm Bureau’s claims-free discount.

Safe Driving Discount: Drivers with a long history of safe driving will pay less for car insurance than drivers who are considered high-risk.

Good Student Discount: Full-time students who maintain an average of B or better could qualify for Mississippi Farm Bureau’s good student discount.

Mississippi Farm Bureau Reviews & Ratings: What Do Customers Have to Say?

Mississippi Farm Bureau has strong reviews and ratings from drivers across Mississippi. The company also has good ratings with nationwide insurance industry ratings organizations.

A.M. Best has awarded the company a financial strength rating (FSR) of A (Excellent), which means the company is in a good position to cover its liabilities and policyholders. Mississippi Farm Bureau has continuously carried this rating since 1987.

Mississippi Farm Bureau has an average rating of 4 stars out of 5 on WalletHub based on 30+ reviews and an average rating of 4.55 stars out of 5 on Clearsurance based on 25+ customer reviews. Both ratings are considered high compared to other insurers.

Overall, customers have good things to say about Mississippi Farm Bureau. The company is well-rated for claims satisfaction and customer service. Most customers are happy with their insurance experience with Mississippi Farm Bureau.

Final Word on Mississippi Farm Bureau

Mississippi Farm Bureau is a Jackson, Mississippi-based insurance company founded in 1947 to serve the needs of farmers across the state. Today, the company insures farmers and non-farmers alike while employing agents and adjusters in every county in the state.

As one of the state’s largest insurers, Mississippi Farm Bureau may be the right choice for you. Request a quote from Mississippi Farm Bureau online today.

James Shaffer
James Shaffer James Shaffer is a writer for InsurancePanda.com and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.
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