Does Farm Bureau Have Good Roadside Assistance Coverage?

Last Updated on May 18, 2022

Farm Bureau offers car insurance in many states. Many Farm Bureau customers add roadside assistance to their policies for extra protection.

Farm Bureau’s roadside assistance works similar to other roadside assistance plans: you get complimentary battery jumpstarts, towing, locksmith services, refueling, and tire changes.

If you already have a Farm Bureau personal auto insurance policy with collision coverage, then you automatically have Farm Bureau roadside assistance. You do not need to pay extra.

Is Farm Bureau’s roadside assistance coverage worth it? Should you buy Farm Bureau roadside assistance? Keep reading to discover everything you need to know about Farm Bureau and their roadside assistance coverage.

Table of Contents:

How Farm Bureau’s Roadside Assistance Coverage Works

You can add roadside assistance to your Farm Bureau policy at any time, then get complimentary service calls anywhere in the United States.

Farm Bureau’s roadside assistance is available 24 hours a day, 365 days a year, and covers all of the following services:

All Farm Bureau drivers who have a personal auto policy with collision coverage are automatically covered for emergency roadside service charges up to the policy limit of $75. You do not need to pay extra premiums per month: as an ordinary Farm Bureau driver with collision coverage, you’re automatically covered via the Farm Bureau Gold tier of roadside assistance.

However, Farm Bureau also offers multiple levels of roadside assistance, including Bronze, Silver, and Gold. All Farm Bureau drivers have Bronze roadside assistance coverage and all drivers with collision coverage have Silver roadside assistance. However, you can pay extra ($1 to $5 per month) for Gold roadside assistance for extra coverage.

How to Contact Farm Bureau Roadside Assistance

You can contact Farm Bureau’s roadside assistance at any time at 1-866-291-0188.

Farm Bureau also recommends printing off a copy of their “Help is On The Way” document and placing it in your vehicle. The document explains what roadside assistance covers and how to make a claim. The document also has a QR code that makes it easy to get help.

Farm Bureau Roadside Assistance Packages

Farm Bureau offers three tiers of roadside assistance coverage. Depending on the coverage you need, you may want to buy Bronze, Silver, or Gold roadside assistance.

Farm Bureau’s roadside assistance packages include:

Bronze Level: All Farm Bureau policyholders have Bronze roadside assistance. At the Bronze level, you can contact Farm Bureau’s roadside assistance at any time to request emergency roadside assistance, and Farm Bureau will dispatch an emergency technician to your location. However, you need to pay for this visit out of pocket, and you receive no reimbursement for any emergency roadside services. All Farm Bureau auto insurance policies include Bronze roadside assistance, regardless of whether you have full coverage or minimum liability insurance.

Silver Level: Farm Bureau’s Silver roadside assistance package is available for less than $1 per month to drivers who do not have collision coverage but want roadside assistance. No state requires you to carry collision coverage, and some drivers go without it. If you only have liability insurance on your vehicle but want added protection for roadside emergencies, then Farm Bureau’s Silver roadside assistance level may be the right choice.

Gold Level: All Farm Bureau drivers with collision coverage automatically have Gold roadside assistance. Collision coverage is an optional coverage that protects your own vehicle after an accident. It covers the cost of repairing or replacing your vehicle after an accident where you were at fault. All Farm Bureau drivers with collision coverage automatically have Gold roadside assistance. With Gold coverage, Farm Bureau covers the cost of roadside assistance up to $75 per service call. You contact the emergency helpline, then just sign and drive away. Farm Bureau will charge any excess fees to you.

What Makes Farm Bureau’s Roadside Assistance Unique?

You have plenty of options for roadside assistance. Why pick Farm Bureau? What makes Farm Bureau unique?

Here are some of the reasons drivers prefer using Farm Bureau’s roadside assistance over competing options:

Bundled with All Farm Bureau Policies: All Farm Bureau policies have Bronze, Silver, or Gold roadside assistance by default. Even if you have a minimum liability plan with Farm Bureau, you have Bronze tier roadside assistance coverage, which means you can contact the Farm Bureau helpline but must pay out of pocket for services. Drivers with collision coverage and full coverage policies, meanwhile, automatically have Gold tier roadside assistance.

Free with Collision Coverage Policies: If you have collision coverage with Farm Bureau, then you already have roadside assistance. Farm Bureau provides complimentary Gold tier roadside assistance to all customers with collision coverage. You do not need to pay extra fees per month for roadside assistance; instead, Farm Bureau automatically covers roadside emergencies up to $75 per service call.

Priced Under $1 Per Month: If you’re a Farm Bureau policyholder, then you can add roadside assistance to your policy for less than $1 per month. If you don’t have collision coverage but want the Silver tier of roadside assistance (which is virtually identical to the Gold tier that comes bundled with all collision coverage policies), then you can add it for under $1 per month. As a Farm Bureau policyholder, you won’t find cheaper roadside assistance.

Hassle-Free “Sign and Drive” Claims: When you have the Silver or Gold tier of roadside assistance from Farm Bureau, you get a hassle-free claims process. You can just call Farm Bureau’s roadside assistance hotline, wait for a technician to arrive at your location, then sign the paperwork and drive away. Farm Bureau automatically covers up to $75 of the service call, with the remaining amounts billed to your account.

Standard Coverage for Roadside Emergencies: Farm Bureau provides standard coverage for roadside emergencies, including battery jumpstarts, tire changes, towing, locksmith services, and refueling.

Nationwide Network: Farm Bureau covers you when driving anywhere in the United States.

24/7 Coverage: You can contact Farm Bureau’s roadside assistance hotline at any time, 24 hours a day, 365 days a year.

Additional Coverage for Farm Trucks, Tractors, Trailers, and RVs: Farm Bureau is one of the few companies that specifically includes roadside assistance for farm truck tractors, trailers, and RVs. The company offers up to $500 in coverage for farm truck tractors, trailers, and RVs nationwide.

Different Coverages for Different Farm Bureau States: Farm Bureau operates separate insurance companies in each state, with rules, coverages, and pricing varying between states. If you’re with Farm Bureau of South Carolina, for example, then you may have slightly different roadside assistance options than someone with Oklahoma Farm Bureau.

Final Word on Farm Bureau Roadside Assistance

Farm Bureau offers good roadside assistance to customers across the United States. In fact, most Farm Bureau customers already have roadside assistance on their policy: as long as you have collision coverage, you have Farm Bureau’s Gold tier of roadside assistance, which covers up to $75 in service calls.

If you don’t have collision coverage but want to add roadside assistance, then you can add it to your Farm Bureau policy for under $1 per month.

To learn more about Farm Bureau’s roadside assistance or to add it to your policy, contact Farm Bureau today.

James Shaffer
James Shaffer James Shaffer is a writer for and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.
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