Does Farm Bureau Insurance of Tennessee Have Good Auto Insurance?

Last Updated on May 3, 2023

Farm Bureau Insurance of Tennessee is one of the state’s most popular insurers.

Offering auto, home, and life insurance, Farm Bureau Insurance of Tennessee protects thousands of policyholders across the state.

Is Farm Bureau Insurance of Tennessee good for car insurance? Should you request a quote through Farm Bureau Insurance of Tennessee? Keep reading to discover everything you need to know about the Columbia, Tennessee-based company today in our review.

Key Takeaways:

• Farm Bureau Insurance of Tennessee is a Columbia-based insurance company that offers auto, home, life, farm, business, and health insurance products to residents of Tennessee.
• The company was founded in 1948 by Tennessee Farm Bureau Federation members who wanted better farm insurance options. Today, it is one of the state’s largest and most popular insurers, known for its affordable prices and strong customer service.
• To buy insurance through Farm Bureau Insurance of Tennessee, you must be a Farm Bureau member and pay an annual fee of $30. Membership also gives you access to other perks, such as discounts on tickets, mowers, tractors, and more.
• Farm Bureau Insurance of Tennessee offers various discounts on its auto insurance policies, such as bundling, multi-vehicle, safe driving, good student, low mileage, and more. The company also has a high financial strength rating of A+ (Superior) from A.M. Best and an A+ rating from the BBB.

About Farm Bureau Insurance of Tennessee

Farm Bureau Insurance of Tennessee is an insurance company based in Columbia, Tennessee.

You can buy insurance through agents across the state. Farm Bureau Insurance of Tennessee sells auto insurance, home insurance, farm insurance, business insurance, and life insurance, among other insurance products.

Farm Bureau Insurance of Tennessee traces its history back to 1921 when the Tennessee Farm Bureau Federation was founded. In 1948, members of that group realized Tennessee farmers needed better farm insurance options – so they started their own insurance company.

Today, Farm Bureau Insurance of Tennessee is known for its affordable prices and strong customer service. They’re one of the largest Tennessee-based insurance companies, offering lower-than-average premiums compared to its competitors.

Farm Bureau Insurance of Tennessee Contact Info
Mailing Address	P.O. Box 307 Columbia, TN 38402-0307
Phone Number	1-877-876-2222
Website	https://www.fbitn.com/

Farm Bureau Insurance of Tennessee Insurance Products & Services

Farm Bureau Insurance of Tennessee offers auto insurance, home insurance, life insurance, and other insurance products:

Auto Insurance: Farm Bureau Insurance of Tennessee offers auto insurance that can meet Tennessee’s minimum liability insurance requirements as well as full coverage car insurance that exceeds those requirements.

Home Insurance: Farm Bureau Insurance of Tennessee offers home insurance that covers homeowners, renters, personal property, and more.

Farm Insurance: Farm Bureau Insurance of Tennessee offers farm owners insurance to farmers across the state.

Business Insurance: You can buy certain types of business insurance through Farm Bureau Insurance of Tennessee, including commercial property insurance and farm owner’s insurance.

Farm Bureau Health Plans: Farm Bureau Insurance of Tennessee also offers health insurance to members. You can buy individual and family plans, Medicare plans, Medicare Part D plans, and other plans.

Life Insurance: The company offers multiple life insurance products, including term life insurance, whole life insurance, universal life insurance, and annuities.

How Does Farm Bureau Insurance of Tennessee Auto Insurance Work?

Farm Bureau Insurance of Tennessee offers similar auto insurance to other providers in the state. You can buy basic liability coverage through the company. Or, you can buy full coverage car insurance for added protection.

Car insurance coverages available through Farm Bureau Insurance of Tennessee include:

Liability Insurance: The company offers bodily injury and property damage liability insurance, both of which are required to drive legally in Tennessee. Liability coverage covers damage you inflict on other drivers on the road. It does not cover your own vehicle. It can cover vehicle repair and replacement costs, medical bills, lost wages, and other damages.

Collision Insurance: Farm Bureau Insurance of Tennessee offers collision insurance that covers the cost of repairing or replacing your vehicle after an accident. You pay a deductible, and the company covers the rest based on the actual cash value of the vehicle (or the cost of repairs).

Comprehensive Coverage: Farm Bureau Insurance of Tennessee offers comprehensive coverage to protect your vehicle outside of accidents. Like collision coverage, comprehensive coverage comes with a deductible. You pay that deductible, then the company covers the remaining cost of repairing or replacing your vehicle. Comprehensive coverage covers theft, vandalism, flood damage, hail damage, fire damage, animal collisions, glass breakage, and more.

Medical Payments Coverage: Medical payments coverage functions like health insurance, covering certain medical expenses after a collision. If you or others in your vehicle are injured after a collision, your medical payments coverage could cover the cost.

Uninsured and Underinsured Motorist Coverage: Farm Bureau Insurance of Tennessee offers uninsured and underinsured motorist coverage, including bodily injury coverage and property damage coverage for motorists who don’t have adequate insurance. If you or your car are damaged by an uninsured or underinsured motorist, then you can make a claim through this coverage.

Emergency Road Service: Like most insurers, Farm Bureau Insurance of Tennessee offers emergency road service coverage. For a few extra dollars per month, you can get coverage for emergency roadside expenses. Your insurance can cover towing related to mechanical or electrical issues, locksmith service, gas delivery, and more.

Rental Reimbursement: If your car is in the shop for repairs after a covered incident, then you can make a claim through rental reimbursement coverage. Farm Bureau Insurance of Tennessee will cover the cost of renting a vehicle for as long as your car is in the shop.

What Makes Farm Bureau Insurance of Tennessee Unique?

Tennesseans have many options for car insurance, including nationwide insurance companies and locally-based firms. What makes Farm Bureau Insurance of Tennessee different? Why pick Farm Bureau? Here are some of the unique advantages offered by the company:

Based in Columbia: Farm Bureau Insurance of Tennessee is one of the largest Tennessee-based insurance companies. The Columbia-based company was founded in Tennessee in 1948, and it continues to operate in Tennessee today. If you like the idea of dealing with a Tennessee-based company for your insurance needs, then Farm Bureau Insurance of Tennessee may be the right choice.

Requires Farm Bureau Membership: Like other Farm Bureau members, Farm Bureau Insurance of Tennessee requires you to be a Farm Bureau member to buy insurance. You pay an annual fee of $30 per year for membership.

Other Farm Bureau Membership Perks: As a Farm Bureau member, you receive other perks. You can receive discounted tickets to Dollywood and other Tennessee attractions. Farm Bureau members also save on mowers, tractors, utility vehicles, and more.

Available to All Residents of Tennessee: Farm Bureau Insurance of Tennessee originally launched as an insurance company for farmers. Today, membership is open to all residents of Tennessee. The company is popular with people in both urban and rural areas of the state.

Competitive Prices: Farm Bureau Insurance of Tennessee is known for its competitive prices across Tennessee. The company offers cheaper-than-average prices compared to most competitors. If you want cheap car insurance or home insurance, then Farm Bureau Insurance of Tennessee may be the right choice for you.

Farm Bureau Insurance of Tennessee Discounts

Farm Bureau Insurance of Tennessee offers similar insurance discounts to other Tennessee insurance companies, including all of the following:

Bundling Discounts: If you have multiple insurance policies with Farm Bureau Insurance of Tennessee, then you can save money across all policies by bundling them together. Bundling is available for home and auto insurance policies.

Multi-Vehicle Discount: If you insure multiple vehicles with Farm Bureau Insurance of Tennessee, then you save money across all vehicle insurance policies.

Safe Driving Discount: Drivers with three or more years of safe driving history may qualify for a safe driving discount. The longer you drive without a claim, at-fault accident, or incident, the more you can save.

Good Student Discount: Full-time students with a B average or better could qualify for additional car insurance savings.

Safe Young Driver Discount: Drivers under 25 who complete an approved driver safety course could save on car insurance.

Low Mileage Discount: Do you drive fewer than 7,500 miles per year? You could qualify for a low mileage discount.

Farm Bureau Insurance of Tennessee Reviews & Ratings: What Do Customers Have to Say?

Farm Bureau Insurance of Tennessee is not large enough to appear on J.D. Power’s rankings. J.D. Power ranks auto insurance companies across the United States based on claims satisfaction and customer service.

The company has a financial strength rating of A+ (Superior) from A.M. Best, which assesses the financial strength of insurance companies across the country. A.M. Best analyzes each company based on its assets and liabilities. A rating of A+ (Superior) is considered very good, indicating that the company is in a strong financial position.

Farm Bureau Insurance of Tennessee has also received Ward’s Top 50 recognition. Ward’s 50 companies are analyzed based on financial performance.

Farm Bureau Insurance of Tennessee has an A+ rating from the Better Business Bureau (BBB).

WalletHub has awarded Farm Bureau Insurance of Tennessee an average rating of 3.9 stars out of 5 based on 60+ customer reviews. Clearsurance has a rating of 4.20 stars out of 5 based on 380+ reviews. Both websites are independent insurance review aggregation sites.

Final Word on Farm Bureau Insurance of Tennessee

Farm Bureau Insurance of Tennessee is a Columbia-based insurance company covering thousands of homeowners, drivers, and policyholders across the Volunteer State.

To learn more about Farm Bureau Insurance of Tennessee or to request a quote today, contact the company through FBITN.com