August 21, 2020
Last Updated on February 16, 2026 You can usually cancel (withdraw) a car insurance claim after you’ve filed it—especially if the claim is still being reviewed and no money has been paid. People commonly cancel claims when the damage ends up being minor, the deductible is nearly as high as the repair bill, or they […]
August 20, 2020
Last Updated on February 16, 2026 Most car insurance settlements from a crash are not taxable—but some parts can be. The IRS looks at why you received the money (in other words, what the payment is meant to replace). If it’s meant to make you “whole” after a physical injury or property loss, it’s often […]
August 20, 2020
Last Updated on February 5, 2026 Working from home can lead to cheaper car insurance — but not automatically. Most insurers don’t have a specific “work from home discount.” Instead, they price your policy based on how much and why you drive (annual mileage, commute vs. pleasure use, where the car is garaged, and more). […]
August 19, 2020
Last Updated on February 5, 2026 Drivers in Philadelphia complain about a lot of things — including high car insurance premiums. So is car insurance actually more expensive in Philly than the rest of Pennsylvania? In many cases, yes. Even though Pennsylvania’s statewide averages are often close to the national average, Philadelphia drivers frequently pay […]
August 17, 2020
Last Updated on February 16, 2026 A 22-year-old driver may have a few years behind the wheel, but insurers still consider most drivers under 25 “higher risk.” Less driving experience (and less insurance history) usually means higher premiums—especially if you’ve had tickets, claims, or lapses in coverage. So what should a 22-year-old expect to pay […]
August 16, 2020
Last Updated on February 16, 2026 If you’re like most people, you probably have a growing pile of old paperwork—receipts, bills, loan statements, pay stubs, and insurance documents. Eventually you hit a breaking point and wonder: Do I actually need to keep all of this? When it comes to auto insurance, the answer depends on […]
August 15, 2020
Last Updated on February 16, 2026 If it’s been determined that you were the at-fault driver in an auto accident, it’s normal to panic—especially if the other driver starts talking about “getting a lawyer” or you receive a letter demanding money. Here’s the reality: yes, you can be sued after a crash even if you […]
August 15, 2020
Last Updated on February 16, 2026 Car insurance can be expensive, so it’s tempting to keep costs down by adding drivers to one policy instead of buying separate coverage. But auto insurers usually rate policies by household—meaning they expect the listed drivers to live at the same primary address. So what if you want to […]
August 14, 2020
Last Updated on February 16, 2026 Car inspections help keep vehicles safe, reduce breakdown-related crashes, and (in many places) cut down on tailpipe pollution. Depending on where you live, you may need an inspection when you renew registration, buy a car, or move a vehicle into a new state. But drivers often ask: Do you […]
August 14, 2020
Last Updated on February 5, 2026 Car insurance can be a big budget line item—especially in a time when vehicle prices, repair costs, and claim severity have all climbed. The good news: Alabama is still generally cheaper than many states for auto insurance. Recent industry pricing data puts full coverage in Alabama at roughly $2,200 […]
August 13, 2020
Last Updated on February 16, 2026 If your car has been in an accident (or suffered major damage another way), your insurer may decide it’s a total loss. Instead of paying a repair shop, the insurance company typically offers a settlement based on what the vehicle was worth right before the loss. But you can […]
August 12, 2020
Last Updated on February 5, 2026 If you live in Maryland, you’ve probably noticed that car insurance can feel expensive—especially compared to states with lower required coverage. Part of that comes down to the law: Maryland has relatively strong minimum liability requirements, and it also requires both personal injury protection (PIP) and uninsured motorist coverage. […]
August 11, 2020
Last Updated on February 16, 2026 If you use a vehicle for work—delivering items, visiting job sites, hauling tools, or driving clients—you may have (or need) commercial auto insurance. The confusing part is personal use: does commercial auto insurance still cover you when you’re off the clock? The answer is: often yes, but it depends […]
August 11, 2020
Last Updated on February 5, 2026 Car insurance is often a major expense—especially for young drivers. If you’re under 25, it’s common to see much higher premiums than older drivers with similar vehicles and coverage. That’s why many young adults try to stay on a parent’s auto policy as long as possible. But what happens […]
August 10, 2020
Last Updated on February 5, 2026 Paying with a credit card can simplify rental car insurance—but only if you understand what’s covered (and what isn’t). Some cards include rental car coverage, while others exclude it entirely or limit protection to certain rentals. This guide explains how American Express rental car insurance works, when you can […]
August 9, 2020
Last Updated on February 5, 2026 Car insurance rates can feel brutal lately—repair costs are up, cars are more expensive to replace, and claims are costlier across the country. South Carolina drivers may feel that sting even more depending on where they live, what they drive, and how much coverage they carry. If you’re shopping […]
August 9, 2020
Last Updated on February 16, 2026 If you’re on Medicaid, you already know it can make healthcare more affordable. But a lot of drivers ask the same thing: does Medicaid cover car insurance—or unlock special auto insurance pricing? Medicaid does not pay for auto insurance premiums, and there’s no such thing as “Medicaid car insurance.” […]
August 8, 2020
Last Updated on February 16, 2026 Bicycles and cars share the road, which raises a common question: does car insurance cover bicycle accidents? In many situations, yes—but only when a motor vehicle is involved (or when your auto policy includes certain “people” coverages that can follow you outside the car). If you simply wipe out […]
August 4, 2020
Last Updated on January 7, 2026 COUNTRY Financial® isn’t a household name nationwide, but in the states where it operates, it’s known for agent-led service, a strong menu of coverages, and solid financial strength. The tradeoff is simple: you’ll typically get a more personal, local experience than a “click-to-buy” national carrier—while pricing can be competitive […]
August 3, 2020
Last Updated on January 7, 2026 Cost-U-Less Insurance is a California-focused insurance agency that helps drivers shop for auto coverage—especially drivers who want a lower-cost policy or who’ve had trouble finding affordable rates elsewhere. Because Cost-U-Less operates primarily in California, it’s less recognizable nationwide, and “Cost-U-Less car insurance reviews” can be harder to find than […]
August 1, 2020
Last Updated on February 5, 2026 Losing a spouse is hard enough without worrying about paperwork and surprise bills. Unfortunately, many drivers find that their car insurance doesn’t automatically get cheaper after a spouse dies—even if there’s one less person is on the policy. In some cases, premiums can even rise at renewal. Below is […]
August 1, 2020
Last Updated on February 5, 2026 If you’re thinking about switching carriers, selling a car, or tightening your budget, you might be wondering: does GEICO charge a cancellation fee if you end your auto policy early? In most cases, GEICO does not charge a cancellation fee for auto insurance. Instead, you typically receive a refund […]
July 31, 2020
Last Updated on February 5, 2026 Rodents like mice, rats, squirrels, and chipmunks can cause expensive car damage—especially by chewing wiring and building nests under the hood. In many cases, auto insurance can help, but it depends on your coverage. Most of the time, comprehensive auto insurance is the part of your policy that may […]
July 31, 2020
Last Updated on February 5, 2026 Your ZIP code can have a big impact on what you pay for car insurance. That’s because most insurers price policies using “rating territories” (often based on ZIP codes or groups of ZIP codes) to estimate how likely you are to file a claim—and how expensive those claims tend […]
July 29, 2020
Last Updated on February 5, 2026 Getting car insurance as an undocumented immigrant can feel confusing. Still, the rules are usually simpler than they sound. If you can legally get a driver’s license in your state (or you have another qualifying legal status), you can typically buy car insurance like anyone else. This guide explains […]