September 13, 2019
Last Updated on January 8, 2026 Grange Insurance is a regional carrier headquartered in Columbus, Ohio, known for selling auto policies primarily through independent agents. That agent-first model can be a big advantage if you want help choosing the right limits and add-ons — but it may feel inconvenient if you prefer instant online quotes […]
September 11, 2019
Last Updated on February 5, 2026 USAA is best known for serving the military community—offering auto and home insurance to people who have served (or who qualify through an eligible family member). If you’re eligible, USAA’s base rates are often competitive, and you may be able to lower your premium even more by stacking discounts. […]
September 10, 2019
Last Updated on February 5, 2026 Losing your auto insurance card is annoying—but it’s usually an easy fix. Because many states require drivers to carry proof of insurance, it’s smart to replace your card (and save a backup) as soon as you notice it’s missing. Below is the fastest way to get a new card, […]
September 9, 2019
Last Updated on January 6, 2026 Fred Loya Insurance (part of the Loya Insurance Group) is best known for selling budget-friendly, state-minimum policies through a large network of local offices. For some drivers—especially those who’ve had trouble getting insured elsewhere—it can be a practical way to stay legal on the road. But “good” depends on […]
September 8, 2019
Last Updated on January 6, 2026 Progressive’s Name Your Price® tool can help you find a cheaper Progressive policy — but it doesn’t magically create a “custom deal” that other shoppers can’t get. What it really does is take Progressive’s existing quote options and quickly shows you which combinations of coverage, limits, deductibles, and discounts […]
September 7, 2019
Last Updated on January 6, 2026 Travelers has joined other major insurance companies offering telematics (usage-based insurance) programs that track your driving and adjust your price based on what the data shows. Travelers’ program is called IntelliDrive, and it can be a great deal for some drivers—but it’s not “risk-free” in every state. Here’s the […]
September 6, 2019
Last Updated on February 5, 2026 You’re in a crash, but you didn’t cause it. The police report is filed, you get no ticket, and it’s clear the other driver was at fault. So… will that accident still show up when it’s time to renew your insurance policy? Usually, yes: the incident can still appear […]
September 4, 2019
Last Updated on January 6, 2026 If you’re a consistently safe driver, it’s normal to wonder why your premium isn’t lower. That’s exactly why many insurers now offer “telematics” programs — discounts based on how you actually drive, not just your age, ZIP code, or record. State Farm’s telematics option is called Drive Safe & […]
September 4, 2019
Last Updated on January 11, 2026 Roadside assistance is one of the most practical auto insurance add-ons you can buy—especially if you commute, travel, or drive an older vehicle. Instead of paying out of pocket, you can get help for common breakdowns like towing, a dead-battery jumpstart, and lockout assistance. GEICO offers an add-on called […]
August 30, 2019
Last Updated on January 6, 2026 Telematics (usage-based insurance) is one of the biggest ways drivers can save on auto coverage—especially if they’re already good behind the wheel. Instead of relying on guesswork, insurers use safe driver programs that monitor your driving and adjust your discount based on what the data shows. Nationwide’s version is […]
August 24, 2019
Last Updated on February 5, 2026 USAA and Allstate are both major auto insurers, but they’re built for very different audiences. USAA is typically a standout on customer satisfaction and value — if you qualify. Allstate is available to nearly anyone and offers a large agent network plus solid optional features, but pricing can vary […]
August 23, 2019
Last Updated on January 6, 2026 If you’re in California, there’s a good chance you’ve heard of the Automobile Club of Southern California (ACSC), one of the largest AAA-affiliated motor clubs in the country. Along with membership perks (like roadside help, travel tools, and discounts), ACSC also offers auto insurance through AAA-affiliated insurance companies. So, […]
August 22, 2019
Last Updated on January 26, 2026 Metromile is a legitimate auto insurance company (now part of Lemonade) that prices your policy using a pay-per-mile model. If you drive far less than the average American, pay-per-mile insurance can save you money—sometimes significantly. But it’s not automatically cheaper for everyone. If you found Metromile while shopping for […]
August 20, 2019
Last Updated on January 6, 2026 MAPFRE Insurance isn’t as widely known as some national giants, but in parts of the U.S. (especially Massachusetts) it’s a major auto insurer. If you’ve come across MAPFRE through a quote or an independent agent, the natural question is: is MAPFRE good for auto insurance? The short answer: it […]
August 19, 2019
Last Updated on February 5, 2026 Choosing auto insurance isn’t easy — especially when two big-name companies look similar on paper. Liberty Mutual and Allstate both offer the core coverages most drivers need, plus a long menu of optional add-ons and discounts. The tricky part is that the “better” company depends on your rating factors […]
August 17, 2019
Last Updated on January 6, 2026 NJM Insurance Group (often called “New Jersey Manufacturers” or “NJM”) is a long-established, policyholder-focused insurer that’s best known for strong customer service and claims handling. If you live in NJM’s service area and you’re comparing quotes, it’s absolutely worth putting NJM on your shortlist. NJM is especially popular with […]
August 16, 2019
Last Updated on January 6, 2026 It can be — but The Hanover tends to be a better fit for drivers who prefer working with an independent agent and want strong coverage options (especially when bundling), rather than shoppers hunting for the cheapest possible rate online. The Hanover Insurance Group traces its roots back to […]
August 14, 2019
Last Updated on February 5, 2026 If you’re deciding between Liberty Mutual and State Farm, you’re comparing two household names—but the “better” choice usually comes down to how you drive, where you live, and what kind of service you want (local agent vs. more online-first). Below is a practical, updated comparison—without pretending there’s one universal […]
August 13, 2019
Last Updated on February 5, 2026 Yes — Dollar-a-Day car insurance in New Jersey is legit. It’s officially called the Special Automobile Insurance Policy (SAIP), and it’s a state-created, ultra-low-cost policy for drivers who qualify for Federal Medicaid with hospitalization. But there’s a big catch: SAIP is not “regular” car insurance. It’s medical-only coverage with […]
August 12, 2019
Last Updated on January 11, 2026 Allstate’s roadside assistance is generally a solid value if you want 24/7 help for the most common breakdown problems—towing, jump-starts, flat tires, lockouts, and fuel delivery—without committing to a full auto club like AAA. That said, whether it’s “good” for you depends on which version you buy (policy add-on […]
August 10, 2019
Last Updated on February 5, 2026 When the cost of repairs (or a total loss) is higher than the at-fault driver’s property-damage limit, it can feel like you’re stuck covering the gap. But “policy limits” usually just means the other insurer has reached their cap — not that you’re out of options. Below are the […]
August 9, 2019
Last Updated on February 5, 2026 Having a baby is a huge life change—and yes, it can affect your car insurance, just not in the way most people think. In most cases, you do not need to “add” your newborn to your auto policy the way you would add a licensed driver. But it’s still […]
August 8, 2019
Last Updated on February 5, 2026 If your vehicle is totaled in an accident, it can feel confusing — especially if the car still runs or the damage “doesn’t look that bad.” And even if you agree it’s a total loss, you might still want to keep it (for sentimental reasons, to fix it yourself, […]
August 7, 2019
Last Updated on February 5, 2026 If you live in the Pacific Northwest, you’ve probably heard of PEMCO Insurance. PEMCO (short for Public Employees Mutual Insurance Company) is a mutual insurer — meaning policyholders are effectively owners of the company. PEMCO has deep Northwest roots. It grew out of an organization created to serve educators […]
August 7, 2019
Last Updated on February 5, 2026 Yes — many auto insurers offer discounts for anti-theft devices. The catch is that the discount amount (and which devices qualify) varies a lot by company, state, and even your specific vehicle. In most cases, insurers apply anti-theft discounts only to the parts of your policy that pay for […]