January 11, 2020
Last Updated on February 5, 2026 A car insurance deductible is the portion of a covered claim you’re responsible for before your insurer pays the rest. If your deductible feels too high, you usually can’t “skip” it—but there are a few legitimate situations where you won’t owe one (or you may get it reimbursed later). […]
January 11, 2020
Last Updated on February 5, 2026 Bumper damage is one of the most common (and annoying) types of car damage—everything from a low-speed rear-end collision to a parking-lot scrape can leave your front or rear bumper cracked, dented, misaligned, or peeling paint. So, does car insurance cover bumper damage? In many cases, yes—but which part […]
January 10, 2020
Last Updated on February 5, 2026 Car insurance is designed to cover injuries and damage from accidents — but what happens when the “injured party” is a dog? If you hit a dog with your car, insurance can get confusing fast because pets are usually treated as property (not people). That means the claim is […]
January 9, 2020
Last Updated on February 5, 2026 If you’ve ever had car insurance canceled, it can feel like you’re wearing a scarlet letter when you shop for coverage again. The good news: it’s usually possible to get insured—especially if the cancellation was for something like a missed payment. The bad news: insurers can often verify your […]
January 8, 2020
Last Updated on February 28, 2026 In many intersection crashes, one driver is going straight and the other is turning left across their path. In those situations, the left-turning driver is often found at fault — but not always. Fault depends on who had the right of way, what traffic signals showed, and whether either […]
January 7, 2020
Last Updated on February 5, 2026 Rhode Island is small, but car insurance prices can feel anything but. If you’re in Providence or you’ve had a recent ticket/claim, it can seem like every renewal comes with sticker shock. So why is car insurance so expensive in Rhode Island? It usually comes down to a mix […]
January 7, 2020
Last Updated on February 5, 2026 Drivers in Massachusetts often complain about the price of auto coverage. And in some ZIP codes—especially in and around Boston—those complaints are completely valid. But here’s the twist: car insurance in Massachusetts isn’t always expensive statewide. The biggest reason it feels expensive is that rates vary dramatically by where […]
January 6, 2020
Last Updated on February 5, 2026 A car insurance deductible is the amount you’re responsible for paying out of pocket on certain claims (most commonly collision and comprehensive) before your insurer pays the rest. The confusing part is when you actually pay it. Do you pay first? Do you pay after the repair? Do you […]
January 6, 2020
Last Updated on February 5, 2026 After a claim is approved, an insurance check can feel like a financial lifeline. So it’s natural to wonder: Can I keep the cash and not fix my car? In many cases, yes—but it depends on who owns the vehicle, how the check is written, and whether your car […]
January 4, 2020
Last Updated on February 28, 2026 Yes—both drivers can be at fault in the same car accident. Fault isn’t always all-or-nothing, and insurers often assign a percentage of responsibility to each driver based on the evidence. That fault split matters because it affects who pays, how much each person can recover, and whether you can […]
January 4, 2020
Last Updated on February 5, 2026 It happens fast: a tight turn, a parking misjudgment, or a slick winter road—and you smack a curb. The big question is whether your car insurance will pay for the damage. Usually, curb damage is covered only if you have collision coverage (and even then, your deductible applies). Below […]
January 1, 2020
Last Updated on February 9, 2026 If you’re shopping for car insurance in the Northeast, Plymouth Rock Assurance is one regional company you’ll see often—especially through independent agents. But is Plymouth Rock actually good for auto insurance? In most cases, Plymouth Rock is a solid option if you live in one of the states it […]
January 1, 2020
Last Updated on February 5, 2026 You worked hard to graduate from college—but does that translate into lower car insurance rates? Sometimes, yes. In many states, some insurers consider “non-driving” factors like education level when pricing a policy or placing you in a rating tier. But it’s not universal, it’s not always a clearly labeled […]
December 30, 2019
Last Updated on January 6, 2026 Dairyland® is a nonstandard auto insurer that’s often a solid option for drivers who are having trouble getting affordable coverage elsewhere (for example, after tickets, accidents, or an insurance lapse). But it’s not necessarily the best fit for everyone—especially if you have a clean record and qualify for preferred […]
December 27, 2019
Last Updated on January 6, 2026 Bristol West is a “nonstandard” auto insurer (a company that specializes in drivers who may have a hard time getting coverage elsewhere). It’s part of the Farmers Insurance Group and is best known for helping drivers who have a lapse in coverage, a less-than-perfect record, or need an SR-22 […]
December 27, 2019
Last Updated on February 5, 2026 You’ve probably heard your car insurance “goes up after a claim.” But how much it rises after a collision claim depends on three big things: whether you were at fault, your state’s rules, and how your insurer prices risk. Below is what most drivers can realistically expect after an […]
December 26, 2019
Last Updated on February 5, 2026 Sometimes, yes — doctors can qualify for car insurance discounts. But it’s not a universal “doctor discount” across every insurer. Most of the time, savings come through professional/affinity programs (like employer or association discounts) or through insurers that use occupation/education as a rating factor where allowed. This guide explains […]
December 23, 2019
Last Updated on February 5, 2026 If you have a disability, you might wonder whether car insurance is cheaper—or whether insurers can charge you more. In general, car insurance usually isn’t automatically cheaper just because you’re disabled. And while insurers generally can’t charge you more solely because you have a disability, they can price policies […]
December 21, 2019
Last Updated on February 5, 2026 Airbags are one of the most important safety features in a modern vehicle. They can reduce serious injuries in a crash—which can mean fewer (and smaller) injury claims. Because of that, some insurers offer an airbag or passive restraint discount. That said, airbags have been standard on most vehicles […]
December 19, 2019
Last Updated on February 5, 2026 If you’re hunting for easy ways to lower your car insurance, you’ve probably wondered whether parking in a garage helps. Sometimes it does — but usually it’s a small savings, and not every insurer gives a clear “garage discount” on the bill. Here’s the reality: insurers care about where […]
December 18, 2019
Last Updated on February 5, 2026 Many companies offer “thank you” perks for first responders — but a true car insurance first responder discount isn’t guaranteed. Some insurers offer an occupation discount, others offer savings through professional organizations (like police or firefighter unions), and some simply don’t offer anything specific beyond standard discounts. Here’s how […]
December 17, 2019
Last Updated on February 5, 2026 Uninsured motorist coverage can be a financial lifesaver after you’re hit by a driver with no insurance. But many drivers worry about the tradeoff: Will filing an uninsured motorist (UM) claim raise my car insurance rates? The honest answer is: often no (especially when you’re clearly not at fault), […]
December 16, 2019
Last Updated on February 5, 2026 If you’re a BJ’s Wholesale Club member, you might be wondering whether your membership can help you snag cheaper car insurance—similar to Costco. The short answer: BJ’s members may be eligible for a GEICO “organization/member” discount, but the savings aren’t guaranteed and the discount amount can vary by state. […]
December 14, 2019
Last Updated on February 5, 2026 Mexico is an easy road trip if you live in a border state like Texas, California, or Arizona. But before you head south of the border, it’s important to understand a key rule: your U.S. policy usually won’t satisfy Mexico’s legal insurance requirements, even if some parts of your […]
December 14, 2019
Last Updated on February 5, 2026 You already pay for renters insurance to protect your stuff and car insurance to protect your vehicle. So it’s natural to ask: can you save money by putting both policies with the same insurer? In many cases, yes. Most companies that sell multiple property and casualty insurance products offer […]