November 9, 2019
Last Updated on October 18, 2026 Hard braking can affect your auto insurance rate—but usually not directly unless your insurer has a way to measure it. In a traditional policy, your company doesn’t see every stop you make. Instead, rates typically change after things insurers can verify, like tickets, accidents, and insurance claims. That’s where […]
November 7, 2019
Last Updated on October 20, 2026 American Family’s KnowYourDrive® was a usage-based discount program that used a smartphone app to track a few key driving behaviors and reward safer habits with savings. American Family no longer lists it. As of October 18, 2026, its usage-based insurance page offers two programs: DriveMyWay, an app-based program that […]
November 5, 2019
Last Updated on October 18, 2026 Farmers Insurance offers multiple ways to save, including telematics programs that reward (or penalize) driving behavior. Signal by Farmers is a smartphone app that tracks certain driving habits and gives you an initial discount for enrolling. From there, your renewal price may go down if you drive safely — […]
November 2, 2019
Last Updated on October 16, 2026 USAA’s SafePilot is a usage-based discount program that uses USAA’s SafePilot app to measure certain driving behaviors and reward safer drivers with lower premiums. If you already have USAA (or you’re thinking about switching), SafePilot can be an easy way to lower your bill—especially if you don’t touch your […]
November 1, 2019
Last Updated on October 20, 2026 GEICO’s DriveEasy is a telematics program inside the GEICO Mobile app that uses your phone’s sensors to measure driving habits and adjust your rate based on how you drive. If you’re already working on safer habits (or want an extra nudge), it can pair nicely with these safe driving […]
October 28, 2019
Last Updated on October 18, 2026 Running out of gas is one of those “how did this happen?” moments—especially if it’s on a busy highway, late at night, or during extreme weather. The short answer: auto insurance usually won’t deliver gas as part of a standard car insurance policy. But fuel delivery is commonly included […]
October 26, 2019
Last Updated on October 16, 2026 AAA is best known for roadside assistance, but a membership can also unlock travel discounts, driver resources, and other perks through your local auto club. The big question is whether the annual fee is worth it for your driving habits. In general, AAA tends to be worth it if […]
October 25, 2019
Last Updated on October 20, 2026 Usage-based car insurance (telematics) is one of the most common ways insurers reward safer driving. Instead of pricing you only on demographics and driving history, telematics programs track how you drive and adjust your discount based on the data. Esurance’s telematics program is called DriveSense. It uses a smartphone […]
October 25, 2019
Last Updated on October 18, 2026 A dead battery is one of those problems that shows up at the worst possible time—usually when you’re already running late. So it’s natural to wonder: will auto insurance pay for a battery change? Most of the time, no. Car insurance generally does not pay to replace a battery […]
October 24, 2019
Last Updated on October 18, 2026 There are lots of ways to get help when you’re stranded—auto insurance add-ons, motor clubs, credit card perks, and on-demand apps. Urgently (formerly Urgent.ly) built its name on “tap-to-request” roadside help with live tracking, but most of its work now happens behind carmakers, insurers, fleets and apps rather than […]
October 23, 2019
Last Updated on October 19, 2026 In almost every situation, auto insurance will not pay for an oil change. Oil changes are routine maintenance (like tire rotations or brake pads), so they aren’t covered by collision, comprehensive, liability, or any other standard auto insurance coverage. If you’re wondering when you should change your oil (or […]
October 21, 2019
Last Updated on October 18, 2026 When shopping for car insurance, you may hear the term non-standard auto insurance. It sounds complicated, but it’s really just a label insurers use for policies written for drivers they consider higher risk than “standard” customers. Below is a clear explanation of what non-standard insurance is, who typically needs […]
October 19, 2019
Last Updated on October 18, 2026 Denver drivers aren’t imagining it: auto insurance in the metro area has gotten expensive. Colorado is already one of the pricier states for car insurance: the National Association of Insurance Commissioners puts the state’s average expenditure per insured vehicle at $1,601.22 for 2024, 12th highest of the 50 states […]
October 15, 2019
Last Updated on October 18, 2026 Liberty Mutual’s 24-Hour Roadside Assistance can be a convenient safety net—especially if you already have (or are considering) Liberty Mutual auto insurance. It’s typically offered as an optional endorsement (often referred to as Towing & Labor coverage) that helps when your car is disabled due to a breakdown. So, […]
October 14, 2019
Last Updated on October 18, 2026 “Self-driving car” can mean anything from basic lane-keep assist to vehicles that can handle certain driving tasks with minimal input. Either way, the big question for most shoppers is practical: how much do these high-tech cars cost to insure? In most cases, cars with advanced driver-assistance systems (ADAS) are […]
October 8, 2019
Last Updated on October 12, 2026 Usually, car insurance does not pay for clutch damage — because most clutch problems come from normal wear and tear. A clutch is a “consumable” drivetrain part, and insurers generally don’t cover breakdowns from age, heat, friction, or maintenance issues. That said, insurance can cover clutch-related repairs in certain […]
October 6, 2019
Last Updated on October 19, 2026 Potholes can crack wheels, blow tires, bend suspension components, and throw your alignment off in seconds. If you hit one and your car is damaged (or someone is injured), you may be able to recover some or all of the costs through (1) your insurance, (2) the city/county/state that […]
October 5, 2019
Last Updated on October 18, 2026 A car crash can wipe out more than just your vehicle—especially if you have kids riding with you. One of the most common (and expensive) items parents need to replace after a crash is a child’s car seat. The big question: will car insurance pay for a new car […]
October 3, 2019
Last Updated on October 18, 2026 State Farm and Esurance used to be an easy head-to-head comparison: State Farm was the giant, agent-driven insurer, and Esurance was the digital-first “buy it online” option. Today, there’s an important twist: as of October 16, 2026, Esurance no longer sells new car insurance policies under its own name. […]
October 2, 2019
Last Updated on October 16, 2026 Progressive offers roadside assistance as an optional add-on, similar to many other insurers. If you already have Progressive (or you’re shopping for a policy), it’s natural to ask: is Progressive’s roadside assistance actually good—and is it worth paying for? In most cases, Progressive’s roadside assistance is a solid, low-cost […]
September 30, 2019
Last Updated on October 18, 2026 Progressive and Esurance used to be easy to compare: two digital-first carriers with competitive pricing and strong online tools. But here’s the big update: as of October 16, 2026, Esurance no longer sells new car insurance policies under its own name. Allstate, its parent, said in 2019 it would […]
September 29, 2019
Last Updated on October 16, 2026 If you already have State Farm auto insurance, adding Emergency Road Service (State Farm’s roadside assistance add-on) can be an easy way to avoid out-of-pocket towing and “help me now” expenses. The catch is that roadside coverage is not the same as a membership plan like AAA—State Farm pays […]
September 25, 2019
Last Updated on October 18, 2026 Choosing between USAA and Progressive comes down to one big question first: are you eligible for USAA? If yes, USAA deserves your first quote: it sells only to military members, veterans and qualifying family members, and AM Best affirmed its A++ (Superior) financial strength rating, the top grade, on […]
September 24, 2019
Last Updated on October 7, 2026 USAA and State Farm are two of the most well-known auto insurers in the U.S.—but they’re “best” for different kinds of drivers. Start with the part that settles it for most people: USAA sells only to the military community. In its own words it “serves 14 million members of […]
September 22, 2019
Last Updated on October 18, 2026 When signing up for car insurance, you’ll see terms that feel like legal-speak—especially if you’re financing a vehicle. One of the most important is lienholder. If you have an auto loan, your lienholder impacts what coverage you must carry, how claims checks are paid, and what happens if you […]