Is State Farm’s Roadside Assistance Coverage Worth It?

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State Farm is one of America’s largest insurance providers, offering a number of different types of coverage throughout the US. In addition to their traditional auto insurance coverage, they also offer emergency road service coverage. If you already have auto insurance through State Farm, you may wonder if the roadside assistance coverage is a worthwhile add-on to your policy. Here’s what you need to know about State Farm’s emergency roadside assistance and whether or not it’s worth it.

What’s Included in Roadside Assistance Coverage?

state farm roadside assistanceRoadside assistance coverage is intended to help you if your car breaks down while driving, or becomes temporarily unusable. They will pay for towing to the nearest repair center if your vehicle isn’t driveable. If your car gets stuck but is still driveable, they will pay for towing to get you back onto the nearest road. They will also pay for one hour of labor by a mechanic at the breakdown site to get your car up and running again. If you need a tire change, oil change, a tank of gas, or battery change, they will also cover the cost of these items and their delivery. If your key is lost, damaged, stolen, or stuck inside your car, they will also pay for one hour of locksmith labor to fix it. This is relatively extensive roadside coverage and should be enough to get you back out on the road again in most cases.

Is There Anything That State Farm Doesn’t Cover with Their Roadside Assistance Add-On?

State Farm’s roadside assistance policy is fairly comprehensive. However, there are some things they don’t cover that you should be aware of. For towing, they will only pay for the cost of a tow to the nearest repair center, so if you want to go any farther, you will need to pay for it on your own.

What Are the Benefits of State Farm’s Roadside Assistance Coverage?

State Farm’s roadside assistance program stands out from many of the options offered by other insurance providers. It’s one of the most affordable options available – in most cases, it will only cost around $5 to add roadside assistance to your existing policy. You also aren’t required to have comprehensive insurance to add on roadside assistance, the way you would be at some other insurance companies. As long as you have basic auto insurance coverage with State Farm, this add-on option will be available to you.

Another reason why people love State Farm’s roadside assistance program is that the services they offer are reliable and comprehensive. Some other insurance companies put a mileage limit on the amount of towing they will pay for. However, State Farm will pay for your towing to the nearest repair center, regardless of how far away it is. This is particularly helpful if you drive in rural areas, where it could be a significant distance to the nearest repair center.

Is State Farm’s Roadside Assistance Coverage Worth Buying?

If you already use State Farm for your auto insurance, it’s effortless and affordable to add this additional coverage to your policy, and it’s definitely something you should consider. You never know when your car might break down or encounter issues, and good roadside assistance coverage will ensure you won’t be stuck on the side of the road. Roadside emergencies are not only frustrating, but they can also be dangerous, so this isn’t something to take lightly. State Farm’s roadside assistance is reliable and professional, and you’ll know that you can trust them in the event of an emergency. Paying for towing or other roadside services out of pocket is also very expensive, so having roadside coverage can save you a significant amount of money in an already-stressful situation.

If you aren’t already using State Farm for your car insurance, you would need to purchase an auto insurance policy with them to qualify for their roadside assistance. In this case, you’ll need to compare their auto insurance policies with other companies to see if it’s worth making the switch overall. This will really depend on the extent of coverage you need for your car and the prices that State Farm can offer. You may also want to consider purchasing AAA or using a service like instead of getting roadside assistance coverage through your insurance provider. The best way to determine if State Farm is the right insurance provider for you is to talk to an agent and get a quote from them. The insurance agent will be able to answer your questions, and a quote will give you an idea of what kind of value they can offer in comparison with your existing insurance provider or any other providers you are interested in.

You shouldn’t skimp on roadside assistance protection – you never know when you’re going to find yourself in a difficult situation. State Farm encourages all of their customers to call them in the event of a roadside emergency, even if they haven’t purchased the roadside assistance add-on. They are willing to refer all of their customers to trusted towing and repair companies that offer reasonable prices. Overall, State Farm’s roadside assistance coverage is one of the most reliable offered by an auto insurance company, and it’s also one of the most affordable. It’s a great add-on to your existing insurance policy.

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