Is Liberty Mutual’s Roadside Assistance Coverage Worth It?

Last Updated on October 16, 2023

You have many options when shopping for a roadside assistance service, and at times it can be difficult to determine which companies are going to provide the best value. Liberty Mutual offers roadside assistance coverage as an add-on for their insurance policies, and it is a reliable option if you already use Liberty Mutual for your car insurance. Here’s what you need to know about Liberty Mutual roadside assistance.

Do I Need Roadside Assistance Coverage?

Virtually everyone can benefit from roadside assistance coverage. Even if you don’t drive often, you never know when your car might break down. Being stuck on the side of the road can be extremely dangerous, particularly if the weather is cold or if you are in a secluded area.

Roadside assistance coverage means that you’ll have resources if you get stuck. Paying the relatively small monthly price for premium coverage can also save you a significant amount of money in the long run. The cost of a tow truck and other roadside assistance services can add up quickly if you don’t have coverage.

What Services Does Liberty Mutual Roadside Assistance Coverage Provide?

Liberty Mutual roadside assistance is accessible 24 hours a day. It costs just a few extra dollars to add to your existing Liberty Mutual policy and will protect you if you get stuck out on the road. With their roadside assistance, you’ll get towing to the nearest repair facility, a battery jump-start, a tire change, fuel delivery, and emergency lockout service.

What Isn’t Included in Liberty Mutual’s Roadside Assistance Coverage?

There are some limitations to Liberty Mutual’s roadside assistance coverage. For example, Liberty Mutual will only tow you to the nearest repair facility. You won’t be able to choose which repair facility you go to. While they will deliver fuel, you will need to pay for the fuel and the cost of repairs yourself in most cases.

Compared to some other roadside assistance programs, like GEICO’s, Liberty Mutual’s roadside services are slightly limited, particularly in terms of where they will tow you and the type of repairs they can perform on-site. You also may have limits regarding how often you can use your roadside assistance coverage in a year. Make sure to check the conditions of your roadside assistance contract before signing, and ask questions about anything you don’t understand.

What Are My Alternatives to Liberty Mutual’s Roadside Assistance?

There are several alternatives to Liberty Mutual’s roadside assistance coverage that may be worth considering. There are many other insurance companies that offer their own roadside assistance plans to add to your existing insurance policy. If you can get a cheaper insurance policy from another company, it’s going to be financially smarter just to use their roadside assistance.

You can also purchase roadside assistance from a company like AAA that specializes in this service. The downside to this is that the cost of the roadside assistance is usually more than it would be from Liberty Mutual or another insurance provider. However, you may get more extensive coverage, and membership in these types of programs often gets you a discount on repairs and other car-related services. You’ll need to weigh your options to determine what makes the most sense for you and your budget.

Another comparable option is to try a roadside assistance app, where you only pay for the services as you use them. Apps like Urgent.ly have made roadside assistance more accessible and affordable. You won’t pay a monthly fee for services like this, but you will pay for the services you actually use. Although these roadside assistance services are relatively affordable, they are typically still more expensive than adding roadside assistance to an existing Liberty Mutual policy.

Should You Buy Liberty Mutual’s Roadside Assistance Coverage?

If you already use Liberty Mutual for your car insurance, it’s very affordable to add roadside assistance to your policy. Since roadside assistance can keep you safe and save you money if you get stuck on the road, it makes sense to include this in your policy. However, if you don’t already use Liberty Mutual for your insurance, you’ll need to determine if it makes sense to switch to them for your coverage. You’ll need to get a quote to see how their pricing fits with your budget, and make sure their roadside assistance options are satisfactory for your needs.

Liberty Mutual is a reliable car insurance company with a strong financial background and plenty of policy options to choose from. They are available in 45 US states.

As a driver, you’ll be safer on the road if you have some form of roadside assistance coverage. One of the easiest ways to get this coverage is by purchasing it through a car insurance company like Liberty Mutual. Liberty Mutual offers reliable roadside assistance coverage, and it’s very inexpensive to add to an existing policy.

Contact Liberty Mutual Roadside Assistance

If you have roadside assistance coverage with Liberty Mutual, you can request service by calling 1-800-426-9898 or using the Liberty Mutual Mobile App. You will need to provide your policy number, vehicle information, location, and the type of service you need. A Liberty Mutual representative will dispatch a service provider to your location and stay on the line with you until help arrives.

If you’d like to add Liberty Mutual’s roadside assistance to your policy, please contact Liberty Mutual today.