Is Farmers’ Signal Program Good?

Last Updated on June 5, 2021

Farmers Insurance offers several discount programs for their policyholders. One of these is Famers Signal, which is an app that tracks your driving habits and allows you to earn a discount for safe driving. If you have Farmers or are thinking of switching to a policy with them, you may be wondering if the Farmers Signal program is right for you. Here’s what you need to know about the Farmers Signal app.

How Does Farmers Signal Work?

farmers signal reviewSignal by Farmers is designed to track your driving habits. Car insurance companies like to learn as much as possible about their customers’ driving behaviors and will use this information to provide better coverage. The Signal app uses modern tracking technology to identify distracted driving behaviors and alert you to them. After every trip you take, the app will show you a map of your journey, identifying any places along the way where you made risky driving choices. The app will also calculate a driving safety score, which updates after every trip. The better your score, the better your discount will be. You’ll get a five percent discount just for signing up for the app and taking ten trips. After that, you can earn discounts of up to 15 percent for your next renewal. If you have more than one person on your policy, you can save even more by having all of your policyholders use the app. You can also save more by having drivers under the age of 25 use the app. Since younger drivers are statistically more likely to make risky decisions, the app rewards them highly for being a good driver.

There are a few different aspects of your driving that Farmers will assess. It tracks your speed, looking for instances where you go over the speed limit or accelerate at a rate that is too fast. It also tracks incidents of abrupt braking, which can also be very dangerous. The app will also detect phone use while you are driving, which could lead to a significant drop in your Signal score. Finally, it tracks the number of miles you drive, encouraging you to drive less. The more you drive, the more likely you are to get into an accident, and you’ll also be putting more wear and tear on your car.

Watch This Video for an Overview of the Farmers Signal App:

About Farmers Insurance

Farmers is a large auto insurance provider that offers policies in all 50 US states. They have a strong financial rating from AM Best, and they also receive excellent reviews for their customer service. Farmers is known for offering many different ways to customize your car insurance policy. They provide standard liability, comprehensive, collision, and personal injury protection insurance, but they also offer several other ways to customize your policy. For example, they offer rideshare insurance, new car replacement insurance, coverage for customized parts, roadside assistance coverage, and other coverage options to address the unique needs you may have. They also offer a wide range of discounts in addition to their Signal program. For example, you can get a discount for bundling your homeowners and auto insurance with Farmers. Overall, Farmers is a very reliable insurance company with plenty of unique insurance offerings that other providers don’t necessarily offer.

Is Signal by Farmers worth it?

You may be wondering if it’s worth it to sign up for Farmers Signal. If you already have Farmers insurance, there are plenty of benefits to adding the Signal program to your policy. If you’re a safe driver, you can quickly rack up a significant discount, lowering your monthly payments dramatically. The app can also help you improve your personal driving habits, making you far less likely to get into an accident. It is very easy to sign up for and use, although you do need a reliable data plan for your cell phone. However, it’s important to consider that the Signal program will give Farmers access to more data about your personal life. You’ll need to decide if this is something you are comfortable with before moving forward with the app.

If you don’t already have Farmers insurance, you’ll need to get a quote and compare it to your other insurance options before making the switch. Car insurance costs vary widely from person to person, so the company that is most affordable for one person may be very expensive for someone else. There are many other car insurance companies that have similar tracking apps to help you earn discounts, so you may want to see if your current company has this option. However, if your current insurance company doesn’t offer a discount app, you may want to consider switching to Farmers. If you are a safe driver, the Farmers Signal app could lower your auto insurance rates substantially.

James Shaffer
James Shaffer James Shaffer is a writer for and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.
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