American Family KnowYourDrive Review – Is It Worth It?

Last Updated on December 21, 2021

KnowYourDrive is an app by American Family Insurance that helps you track your driving habits and learn safer driving methods along the way. When you drive safely with the KnowYourDrive app, you can qualify for discounts on your American Family car insurance policy. This is one of many apps out there right now that will track your driving performance and give you insurance discounts accordingly. You may be wondering if it’s worth it to sign up for American Family KnowYourDrive – here’s what you need to know.

How Does KnowYourDrive work?

american family knowyourdrive reviewKnowYourDrive is an app available for iPhone or Android smartphones. You’ll need a reliable data plan in order for the app to work. As you drive, KnowYourDrive tracks your driving patterns and identifies any driving behaviors that could be potentially dangerous. KnowYourDrive gives you a safety score from 1 to 100, which updates after every trip. If you have a good score, you can qualify for discounts on your AFI policy. When you install KnowYourDrive, you’ll immediately get a five percent discount, and as your score improves, you could earn discounts up to 20 percent. You’ll need to keep using the app as you drive in order to keep your discount.

About American Family Insurance

American Family Insurance is a reliable insurance company that offers coverage in 19 US states. They have an excellent range of car insurance coverage types. They offer the standard liability coverage, as well as collision, comprehensive, personal injury protection, underinsured motorist, rideshare coverage, gap coverage, and more. They have an excellent financial rating from AM Best, and they also have strong customer service ratings. Compared to their competitors, they receive fewer than average complaints. In addition to KnowYourDrive, they also offer discounts for bundling your car insurance with a home or a life insurance policy, as well as general safety discounts. AFI has a user-friendly website where you can pay bills, file claims, track your claim status, and more. Pricing for AFI policies varies depending on what state you are in, your driving history, the type of car you drive, and other individual factors.

KnowYourDrive Competitors

There are many other car insurance companies that are now offering apps similar to KnowYourDrive. Esurance offers DriveSense Mobile, Liberty Mutual offers RightTrack, and Allstate offers DriveWise. State Farm also has its Drive Safe & Save program, which only works in OnStar-enabled vehicles. This program uses the OnStar system instead of the app to track your driving habits and give you discounts.

Is It Worth It?

There are many advantages to using KnowYourDrive if you already have an American Family Insurance policy. The biggest reason is that it can save you a significant amount of money on your car insurance, particularly if you are already a very safe driver. The app is very easy to use, and there isn’t much work involved on your part. The app can also help you learn how to drive more safely, so you can avoid car accidents in the future.

If you are using another car insurance company, it may be worth it to see if they have a similar app with a discount program before switching to American Family Insurance. If your insurance company doesn’t already have an app similar to KnowYourDrive, it may be worth it to switch, as the app can give you a significant discount. It’s also worth keeping in mind that you should regularly compare car insurance prices from different companies to make sure you are getting the best value. There is rarely one insurance company that is the absolute cheapest for everyone, which is why getting an individual quote is so important.

There are some situations where you may not want to use KnowYourDrive. If you do not have a cell phone plan with reliable data coverage, it could end up increasing your cell phone bill dramatically. Although the app uses WiFi whenever possible, there’s still a good chance that you will end up using quite a bit of data. If you’re not a particularly safe driver, you also may want to consider improving your driving habits before starting KnowYourDrive. The last thing you want is for your insurance company to know about the ways you are putting yourself and your car at risk, even if the app can’t technically raise your rates. However, you should keep in mind that you do have the option to adjust some of the information the app receives if it is wrong.

Overall, American Family Insurance’s KnowYourDrive program has many benefits. It’s one of the easiest ways to get a discount on your insurance if you have a policy with American Family.

James Shaffer
James Shaffer James Shaffer is a writer for and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.
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