March 3, 2020
Last Updated on February 5, 2026 Physical therapy is one of the most common (and expensive) parts of recovering from a car accident. The good news: auto insurance often can pay for physical therapy—but which policy pays (and how fast you get reimbursed) depends on your state, who was at fault, and what coverages you […]
February 27, 2020
Last Updated on February 5, 2026 Adding a roommate to your auto insurance can be smart, required, or totally unnecessary—depending on how you live and drive. Yes, you can put a roommate on your car insurance policy in many cases. And even if you don’t “add” them as a rated driver, some insurers still want […]
February 22, 2020
Last Updated on February 5, 2026 Parking tickets are frustrating (and sometimes pricey), but they usually don’t raise your car insurance rates. Insurance companies mainly price policies based on risk behind the wheel—things like your driving history, claims, location, vehicle, and other rating factors. A basic parking citation isn’t considered a sign you’re more likely […]
February 21, 2020
Last Updated on December 25, 2025 It can feel like car insurance is getting pricey everywhere — and Ohio is no exception. The good news: Ohio is still generally a below-average cost state for auto insurance, but your personal rate can be high if you live in a dense ZIP code, drive a higher-risk vehicle, […]
February 19, 2020
Last Updated on February 5, 2026 A lot of older articles still claim you can legally drive in Virginia without car insurance. That used to be true—Virginia allowed drivers to pay a state fee instead of buying insurance. But that loophole is gone. As of July 1, 2024, all vehicles registered in Virginia are required […]
February 18, 2020
Last Updated on February 5, 2026 After a crash, one of the first questions is: Do I file a claim with my insurance company or the other driver’s? The answer depends on fault, injuries, coverage, and how quickly you need your car fixed. Below is a practical guide to help you decide who to call, […]
February 18, 2020
Last Updated on February 5, 2026 A flat tire is one of those problems that can be anything from a 10-minute inconvenience to a trip-ruiner. So, will car insurance pay for a flat tire? Usually, no—at least not the way most drivers mean it (paying to repair or replace the tire). In most cases, your […]
February 10, 2020
Last Updated on February 5, 2026 Cosigning a car loan can help someone qualify when their income or credit doesn’t meet a lender’s requirements. But cosigning also raises a common insurance question: Do you have to be on the auto insurance policy, too? In most cases, no—but there are a few important exceptions and “smart […]
February 8, 2020
Last Updated on March 3, 2026 Important update (January 2024): 1st Auto & Casualty Insurance Company was ordered into liquidation in Wisconsin, and all 1st Auto policies were canceled effective January 17, 2024. That means you generally can’t buy a new policy from 1st Auto today. If you had a 1st Auto policy or need […]
February 8, 2020
Last Updated on February 5, 2026 Finding out that a vehicle might be registered in your name (without your permission) is scary—and it can turn into real headaches like parking tickets, toll bills, collections notices, or even problems renewing your license. While it’s not common, it does happen through identity theft, paperwork mix-ups, or a […]
February 6, 2020
Last Updated on February 5, 2026 Most drivers don’t get to “pick” a policy length—many insurers default to a 6-month term. But if you’re offered a choice, the best option usually comes down to how stable your life is right now (move? new car? teen driver?), how often you want to shop, and whether you’re […]
February 6, 2020
Last Updated on January 7, 2026 Rodney D. Young Insurance is a name many drivers see on storefronts when they’re shopping for low-cost auto insurance—especially if they’ve had tickets, accidents, a lapse in coverage, or other “high-risk” factors. So it’s normal to ask the big question: Is Rodney D. Young Insurance legit? In most cases, […]
February 5, 2020
Last Updated on February 5, 2026 It can be surprising to spot a car with no visible license plate. In most situations, it’s not legal to drive without plates—but there are a few common exceptions (like temporary tags for a newly purchased vehicle). The tricky part is that plate rules are set by each state, […]
February 5, 2020
Last Updated on February 5, 2026 Redlining is the practice of denying services—or charging more—based on where someone lives in a way that unfairly targets certain communities. In auto insurance, the term usually comes up when drivers in specific neighborhoods (often lower-income or majority-minority areas) pay noticeably higher premiums than similarly risky drivers elsewhere. Below […]
February 4, 2020
Last Updated on January 7, 2026 GoAuto Insurance is a regional auto insurer based in Baton Rouge, Louisiana, known for low-cost policies, flexible payment plans, and a mix of online/app access plus local storefront offices. If you’re shopping for budget-friendly coverage, it’s normal to wonder: is GoAuto legit—and what’s the catch? Below is a practical, […]
February 3, 2020
Last Updated on February 5, 2026 In car insurance, an “ISO rating” usually refers to the vehicle symbol (sometimes called an ISO Symbol) used in many insurers’ pricing formulas. These symbols come from the former Insurance Services Office (ISO), which is now part of Verisk and provides rating data that insurers and rating bureaus use […]
January 31, 2020
Last Updated on February 5, 2026 Usually, auto insurance will pay for a locksmith only if you have roadside assistance (sometimes called towing & labor or emergency road service). If you don’t have that add-on, you’ll typically pay out of pocket—unless you have a separate membership plan (like AAA), a credit card benefit, or an […]
January 31, 2020
Last Updated on February 5, 2026 Tornadoes can wreck a car in seconds—flying debris, falling trees, shattered glass, and even floodwater after the storm passes. The big question is whether your auto insurance helps pay for those repairs (or a total loss). In most cases, car insurance pays for tornado damage only if you carry […]
January 25, 2020
Last Updated on February 28, 2026 When you collide with another vehicle, you generally know what to do: pull over, exchange info, and file a claim. But what happens with your car insurance if you hit a pedestrian? Pedestrian crashes can turn into large injury claims quickly, and the insurance rules can feel confusing—especially if […]
January 24, 2020
Last Updated on February 5, 2026 Westfield Insurance is a regional property and casualty insurer best known for home and auto coverage sold through independent agents. It’s headquartered in Westfield Center, Ohio, and traces its roots back to 1848 (originally Ohio Farmers Insurance Company). Is Westfield good for auto insurance? For many drivers in Westfield’s […]
January 22, 2020
Last Updated on January 7, 2026 Fremont Insurance is a Michigan-based insurer that’s been around since 1876. If you’re shopping for a regional company (instead of a national giant), Fremont often comes up when drivers compare car insurance quotes in Michigan. So—is Fremont “good” for auto insurance? For many Michigan drivers, it can be a […]
January 21, 2020
Last Updated on February 5, 2026 Pronto Insurance is a South Texas–based provider best known for flexible policy terms and specialty coverage for drivers traveling between the U.S. and Mexico. If you live in the Southwest and want an in-person agent, Spanish-language support, or short-term policy options, Pronto may be worth a look. That said, […]
January 20, 2020
Last Updated on January 6, 2026 Anchor General Insurance Company is a San Diego–based insurer that focuses on non-standard car insurance—coverage built for drivers who may be priced out of (or declined by) many big-name carriers. Anchor General generally serves drivers in California, Arizona, and Texas, and policies are typically sold through independent agents (not […]
January 15, 2020
Last Updated on January 6, 2026 Omni Insurance is a name drivers still see on policy paperwork in some states, but the consumer-facing brand today is usually Good2Go. Omni got its start in Atlanta, Georgia, and it later became part of a larger group that consolidated multiple brands under the Good2Go umbrella. So, is Omni […]
January 13, 2020
Last Updated on February 5, 2026 If someone says you hit their car—but you’re sure you didn’t—it can feel like your word against theirs. The good news: insurers don’t decide liability based on whoever argues the loudest. They look for evidence (damage patterns, photos, witness statements, reports, and video) to figure out what really happened. […]