Is Rodney D. Young Insurance Legit?
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If you’re looking for cheap auto insurance, one strategy is to look at local car insurance providers for affordable coverage. Rodney D. Young is an auto insurer based in Fort Worth, Texas. They offer car insurance coverage in Texas as well as in Arizona, Colorado, Missouri, Nevada, North Carolina, and New Mexico. If you live in one of these states and are looking for car insurance coverage, you may be wondering if Rodney D. Young Insurance is legit. Here’s what you need to know about this low-cost insurance company.
About Rodney D. Young Insurance
Rodney D. Young is a company that specializes in car insurance and offers insurance for homeowners, renters, and businesses. They are also well-known for offering travel and car insurance for those going to Mexico. They are based in Fort Worth but have more than 40 locations throughout the states they serve where you can talk to an agent. They have been in business for over 60 years, and are now owned by the larger Fred Loya insurance company. They specialize in offering affordable car insurance and small down payments regardless of your driving record.
Rodney D. Young Car Insurance Policies
Rodney D. Young offers a variety of affordable car insurance policies that will protect you while you are on the road. If you are legally considered a high-risk driver or have a less than stellar driving record, you can still get an affordable policy from Rodney D. Young – they don’t discriminate based on your record. Here are some types of car insurance that Rodney D. Young sells.
- Liability insurance: This is required in all states, although the amount of liability coverage required differs from state to state. Liability coverage pays for the other party’s property damage and medical coverage if you are found at fault in an accident.
- Collision insurance: This type of coverage pays for damage to your car if you get into a collision, either with another car or with an object, regardless of whether you are found at fault.
- Comprehensive insurance: This pays for damage to your car if you are a victim of vandalism, bad weather, or any other damage that does not result from a collision.
- Mexico car and travel insurance: Customers who live in Texas can get a policy that protects them if they cross the US/Mexico border. This will ensure you are covered if you get into a car accident or have any other issues while traveling to Mexico.
Rodney D. Young Quotes and Pricing
Rodney D. Young specializes in affordable car insurance. They were founded for the purpose of offering accessible car insurance to those who have poor driving records. Pricing for Rodney D. Young insurance will vary depending on factors like what car you’re driving and where you live. Although Rodney D. Young offers affordable insurance for high-risk drivers, those with a clean driving record can still receive the lowest prices. You can get a quote online through Rodney D. Young’s website, although it isn’t the most intuitive or user-friendly page to navigate. If you get a quote online, an agent will be in contact with you regarding the next steps. You cannot purchase a policy from Rodney D. Young online – you’ll need to purchase it at a local office or over the phone. Policies from Rodney D. Young are also available through the Fred Loya group.
Rodney D. Young Customer Service
Rodney D. Young offers customer service through its many local branches. If you have any issues or questions, you can contact them through your local agent or directly through their website. While they do have a toll-free number for claims and customer service, it is not available 24/7 the way that larger insurance companies are. This can be frustrating, as it can take a while to get in contact with a customer service agent when you need one. You can file claims and make payments on their website, but it is not the most user-friendly page and can be slow and confusing.
Is Rodney D. Young Trustworthy?
Rodney D. Young Insurance has a 60-year track record of serving customers in the Dallas area, as well as in other states. They have an A+ rating with the Better Business Bureau, however, they do not hold a BBB accreditation. They also do not have a rating from AM Best or any other organization that measures the financial health of insurers. This makes it difficult to tell how financially trustworthy Rodney D. Young is. They are owned by Fred Loya, a much larger insurance company, but they are not rated by AM Best either. The National Association of Insurance Commissioners (NAIC) also has no information on file for Rodney D. Young or Fred Loya.
Overview of the Pros and Cons of Rodney D. Young Insurance
To wrap up, let’s review the pros and cons of Rodney D. Young before we talk about whether or not this company is a good match for you.
|Affordable policies for high-risk drivers||Not available in every state|
|All policies meet the minimum requirements for your state||Customer service is not 24/7|
|Online quote comparison tool available||Spotty customer service record|
|Small down payments required||Not rated by AM Best|
|Convenient monthly payment plans||Mediocre customer reviews|
Is Rodney D. Young the Right Insurance Company for Me?
Rodney D. Young could be a good insurance choice for you if you live in one of the states they offer and are looking for affordable insurance. Although they don’t offer as many add-ons or benefits as other insurance companies, their rates are very competitive. They are a particularly good option for those who require SR-22s or have a rocky driving record. They are also a good fit for young people on a budget who might otherwise have a hard time getting an insurance policy they can afford.
However, it’s important to be aware of the limitations of Rodney D. Young’s insurance policies. They don’t offer 24/7 customer service, and although they have a website, it doesn’t have the full functionality of many larger insurance companies. If you use Rodney D. Young’s insurance, you won’t be getting the great customer service that you would expect from larger insurance companies.