April 9, 2020
Last Updated on October 16, 2026 Shelter Insurance® is a regional mutual insurer that sells car insurance through local agents in 14 states: Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Ohio, Oklahoma and Tennessee. If your state is not on that list, Shelter is not an option for you. One figure […]
April 8, 2020
Last Updated on October 16, 2026 Yes—social media posts can absolutely hurt an insurance claim. After a crash, insurers (and defense attorneys) look for anything that contradicts your story, suggests you were distracted, or minimizes your injuries. The safest approach is simple: don’t post about the accident or your injuries while your claim is open. […]
April 6, 2020
Last Updated on October 16, 2026 J.D. Power is a consumer research company that surveys real policyholders and turns that feedback into customer satisfaction scores and rankings. In other words: these rankings aren’t “expert opinions” and they aren’t financial-strength grades—they’re a snapshot of how customers feel about their experience with different car insurance companies. This […]
April 4, 2020
Last Updated on October 12, 2026 AAA and Good Sam are two of the most popular roadside assistance programs in the U.S.—but they solve problems in different ways. AAA is best known for its member-based roadside assistance (you’re covered in most cars you ride in), plus travel perks and discounts. Good Sam is best known […]
April 2, 2020
Last Updated on October 16, 2026 Gabi is an auto and home insurance comparison site that helps you shop quotes from several insurers in one place. Two things are worth knowing before you use it. It is not an insurer: it is a licensed agency, Gabi Personal Insurance Agency, Inc., which earns a commission from […]
April 1, 2020
Last Updated on October 18, 2026 You buy car insurance for protection—so it’s frustrating when a claim drags on. While some claims wrap up quickly, others can take weeks or months depending on the facts, the injuries, and how many parties are involved. If you’re just starting the process, make sure you’ve covered the basics […]
March 31, 2020
Last Updated on October 20, 2026 Sometimes you wish you could “pause” car insurance—like putting Netflix on hold while you’re away. In reality, most insurers don’t offer a true pause button on standard auto policies. But you usually can lower costs temporarily by changing coverages, switching to a storage-style setup, or (in some cases) canceling […]
March 27, 2020
Last Updated on October 16, 2026 Say Insurance was Shelter Insurance’s own direct brand, and Shelter has closed it. The notice is on Say’s own homepage: “Shelter Insurance® is no longer selling policies through the Say Insurance brand.” If you hold a Say policy, the company behind it is fine. Shelter Insurance is a going […]
March 26, 2020
Last Updated on October 16, 2026 GAINSCO is a non-standard auto insurer that sells policies through a network of independent agents and web marketplaces. It’s often marketed to drivers who need basic coverage quickly—especially shoppers with tickets, accidents, lapses in coverage, or those who need proof-of-insurance filings. So, is GAINSCO auto insurance “good”? It can […]
March 26, 2020
Last Updated on October 15, 2026 Titan Auto Insurance used to be known as a non-standard option for drivers who had trouble qualifying for “standard” coverage—like people who need an SR-22 filing, have multiple tickets, or have had lapses in coverage. If you’re searching “Is Titan Auto Insurance good?” today, the answer depends on what […]
March 25, 2020
Last Updated on October 7, 2026 Yes—your vehicle registration can be suspended. And when it is, you generally can’t legally drive that vehicle (even if your driver’s license is still valid). A suspended registration is different from simply being late on renewal. Think of it as a DMV “stop” on that vehicle: the state is […]
March 24, 2020
Last Updated on October 16, 2026 Freeway Insurance is an insurance agency, not an insurance carrier. It helps drivers compare policies from multiple companies, often with a focus on high-risk drivers. The licensed business behind the sign is Freeway Insurance Services America, LLC, which holds Texas agency license 19554 and California agency license 6002326. If […]
March 23, 2020
Last Updated on October 20, 2026 Driving on tribal land is common across the U.S.—whether you live nearby, you’re visiting friends and family, or you’re road-tripping through a rural area. A lot of drivers wonder the same thing: does auto insurance still apply on an Indian reservation? In most situations, the answer is yes: your […]
March 23, 2020
Last Updated on October 7, 2026 Mileage is one of the simplest ways insurers estimate “exposure” to risk: the more you drive, the more chances you have to get into a crash. That’s why your annual mileage often comes up when you get a quote. So, how many miles does the average American drive each […]
March 21, 2020
Last Updated on October 16, 2026 Alliance United is a retired brand name. Kemper bought the company in 2015 and folded the name away: Alliance United does not appear on Kemper’s own list of underwriting companies in use, and the California Department of Insurance has its license down as withdrawn. Nobody can sell you an […]
March 21, 2020
Last Updated on October 12, 2026 Usually, yes—you’ll need to provide proof to get (and keep) a good student discount. Most insurers won’t just take your word for it, and they’ll ask for documentation like a report card, transcript, or a school verification form. If you want the full eligibility rules (who qualifies, what “good” […]
March 20, 2020
Last Updated on October 12, 2026 Drivers in North Carolina sometimes get a letter from the DMV saying their insurance “terminated” or “lapsed.” When that happens, the DMV may require an FS-1 form—a certificate your insurance company submits to prove you have (or had) valid North Carolina liability coverage. Think of the FS-1 as North […]
March 19, 2020
Last Updated on October 18, 2026 You buy car insurance to protect your finances if there’s a crash. But what about the people riding with you—are passengers covered by car insurance? In most accidents, yes, passengers are covered for injuries—but which policy pays depends on fault, state law, and the coverages on the vehicles involved. […]
March 18, 2020
Last Updated on October 15, 2026 VIN etching is a simple anti-theft upgrade that can make your car less appealing to steal. The big question is whether it also helps your insurance rate. Sometimes. A few insurers offer a small discount for VIN etching (usually under the umbrella of anti-theft discounts), while others don’t give […]
March 17, 2020
Last Updated on October 16, 2026 SafeAuto (often written as “Safe Auto”) was known for selling state-minimum car insurance and other non-standard policies—meaning it was often marketed to drivers who may have a harder time getting coverage elsewhere. As of October 16, 2026, SafeAuto is no longer sold under its own name. The safeauto.com home […]
March 16, 2020
Last Updated on October 16, 2026 Acceptance Insurance is a name many drivers run into when they’re shopping for non-standard auto insurance—especially if they’ve had a ticket, a lapse in coverage, or need an SR-22. First, the thing to get straight: Acceptance is an insurance agency, which means it sells you somebody else’s policy. The […]
March 14, 2020
Last Updated on October 16, 2026 The American National name is being taken off the property and casualty business, auto included, and replaced with Farm Family. American National says so itself: its homepage no longer lists auto among its products for individuals, and it carries the line “Information about Farm & Ranch, Business, and other […]
March 13, 2020
Last Updated on October 16, 2026 Alfa Insurance can be a strong option for drivers who want a regional insurer with local agents. It ranked highest in the Southeast in J.D. Power’s 2024 U.S. Auto Insurance Study, though Erie led the region in 2025 and 2026, and very few complaints about its auto policies reach […]
March 12, 2020
Last Updated on October 14, 2026 Running a red light is a serious moving violation—and a common cause of severe intersection crashes. But whether it increases your auto insurance rates depends on how you were ticketed (camera vs. officer) and how your state treats camera enforcement. Here’s the rule of thumb: if the violation shows […]
March 6, 2020
Last Updated on October 18, 2026 Auto insurance is best known for paying for car repairs and medical bills after a crash. But if an accident turns fatal, many families ask the same question: will car insurance pay for funeral costs? Often, yes — but it depends on what coverages are on the policy and […]