August 6, 2019
Last Updated on January 6, 2026 Usage-based car insurance (also called telematics) is one of the most common ways insurers offer “personalized” rates. Instead of pricing you only on demographics and driving history, these programs use a smartphone app (and sometimes a plug-in device) to measure how, when, and how much you drive. If you […]
August 5, 2019
Last Updated on January 11, 2026 You’re cruising along when the temperature gauge spikes and steam starts rolling out from under the hood. You weren’t in an accident — your car just quit on you — and now you need help fast. Maybe you remember seeing “roadside assistance” when you signed up for auto insurance. […]
August 3, 2019
Last Updated on February 5, 2026 Collision claims are well-known for raising car insurance rates — but what about comprehensive claims? Comprehensive coverage pays for damage to your vehicle from non-collision events (think: theft, vandalism, weather, falling objects, glass damage, and animal strikes). Depending on your insurer and state, a comprehensive claim can lead to […]
August 2, 2019
Last Updated on February 5, 2026 Carvana changed the car-buying experience by letting you shop online, view detailed photos and a 360° tour, and schedule delivery or pickup—without spending hours at a dealership. Most listings also include a link to the free CarFax report so you can review title and accident history before you commit. […]
August 1, 2019
Last Updated on February 5, 2026 Yes—car insurance can deny a claim if the address on your policy is false, but it depends on why the address is wrong and whether it changed your insurer’s pricing or coverage decision. In the simplest cases (you moved and forgot to update it), the insurer may still pay […]
July 30, 2019
Last Updated on February 5, 2026 After an accident, you want your car repaired correctly—and many drivers prefer original equipment manufacturer (OEM) parts because they’re made by (or for) your vehicle’s brand. The big question is whether your auto insurance company will actually pay for OEM parts, or if they’ll authorize aftermarket or recycled parts […]
July 26, 2019
Last Updated on February 5, 2026 If your car is declared a totaled automobile after a wreck, it usually can’t just sit where it ended up. It may be towed to an impound lot, body shop, or storage yard while the insurance company investigates and determines the total-loss payout. That’s where storage fees can pile […]
July 25, 2019
Last Updated on February 5, 2026 If you live in the Northeast or Midwest, adding a snowplow to a pickup truck can be a smart way to handle winter storms without paying for a snow removal service. But before you mount a plow and head out, there’s one important question: will your auto insurance policy […]
July 22, 2019
Last Updated on February 5, 2026 Tennessee requires drivers to carry auto insurance (or another approved form of financial responsibility) to legally drive and register a vehicle. If you’re new to the state—or you’re reviewing your policy at renewal—here’s what Tennessee requires, what’s optional, and what coverage is worth strongly considering. For a quick comparison […]
July 20, 2019
Last Updated on February 5, 2026 Liberty Mutual and GEICO are both household names in auto insurance—but they’re built a little differently. GEICO is known for a mostly direct-to-consumer model (online/app/phone), while Liberty Mutual combines digital tools with more agent options and a wider menu of add-ons. The “better” company usually comes down to your […]
July 18, 2019
Last Updated on February 28, 2026 It’s surprisingly common to get into a crash with someone who’s insured by the same company—especially if one carrier dominates your area. The good news: the claims process usually works a lot like any other accident. The “different” part is mostly behind the scenes, where your insurer has to […]
July 17, 2019
Last Updated on January 6, 2026 The Hartford is one of the oldest insurance companies in the U.S., and it’s especially well known today for its long-running relationship with AARP. If you’re 50+ (or shopping through AARP), The Hartford can be a strong option thanks to mature-driver-focused pricing and unique benefits you don’t always see […]
July 16, 2019
Last Updated on February 5, 2026 Sharing a car with a partner, sibling, or roommate is common—especially if you live somewhere with great transit and you only drive occasionally. The question that comes up fast is whether two different people can carry two separate car insurance policies on the exact same vehicle. In most situations, […]
July 15, 2019
Last Updated on February 5, 2026 Hitting debris, a pothole edge, or another road obstruction can wreck a tire, bend a rim, crack a bumper, or damage your suspension—and it can happen even when you’re driving carefully. The big question isn’t just “Will insurance cover this?” It’s “Is filing a claim worth it after the […]
July 11, 2019
Last Updated on January 6, 2026 If you’re shopping for car insurance in the Midwest, South, or parts of the West, Auto-Owners Insurance is a strong regional option to compare. The company is known for agent-based service, a deep menu of coverage add-ons, and competitive pricing for drivers with solid records. That said, Auto-Owners isn’t […]
July 10, 2019
Last Updated on February 5, 2026 Being self-employed doesn’t automatically make your car insurance cheaper—but it can change your rate. The big idea is simple: insurers price you based on how much you drive and what you use your vehicle for. If you’re now mostly working from home, you may qualify for a lower mileage […]
July 4, 2019
Last Updated on February 5, 2026 Airbag deployment is a big deal—but it doesn’t automatically mean your car is a total loss. Whether a vehicle is considered “totaled” depends on how much it’s worth right before the crash (its actual cash value, or ACV), how much it would cost to repair safely, and your state’s […]
June 27, 2019
Last Updated on January 6, 2026 Amica isn’t the loudest insurance brand on TV, but it consistently shows up on “best of” lists thanks to strong customer satisfaction, solid claims handling, and a long track record of financial stability. So, is Amica good for car insurance? For many drivers—especially those who value service and don’t […]
June 25, 2019
Last Updated on January 6, 2026 With car insurance rates rising across the country, more drivers are looking for ways to save money without sacrificing coverage. One of the biggest “maybe” discounts is usage-based insurance (UBI), also known as telematics—where your price is influenced by how (and sometimes when) you drive. Most of the biggest […]
June 21, 2019
Last Updated on February 5, 2026 Farmers Insurance has been around since 1928 and is consistently listed among the largest auto insurers in the U.S. One reason it stays competitive: a long list of discounts that can lower your premium—sometimes significantly—if you qualify for multiple at once. Below is a practical, driver-friendly breakdown of the […]
June 19, 2019
Last Updated on February 5, 2026 Liberty Mutual is one of the largest insurers in the U.S., with roots dating back to 1912. Today, Liberty Mutual sells auto coverage nationwide and offers a long list of discounts that can help bring the price down—especially if you bundle policies, insure multiple vehicles, or qualify for safe-driving […]
June 17, 2019
Last Updated on February 5, 2026 Car insurance is notoriously pricey in New Jersey. Recent rate estimates from major quoting datasets often put the average “full coverage” policy in the low-to-mid $3,000s per year—well above many states. But what you personally pay can be dramatically higher or lower based on your ZIP code, vehicle, driving […]
June 15, 2019
Last Updated on February 5, 2026 Planning a move between Arizona and California? Car insurance is one of those “silent” costs that can change fast after you update your address—especially if you’re moving into (or out of) a dense metro area. Most of the time, car insurance is cheaper in Arizona than in California. But […]
June 14, 2019
Last Updated on January 6, 2026 If you’re researching MetLife auto insurance, the first thing to know is that “MetLife” isn’t the auto insurer most drivers remember anymore. MetLife sold its U.S. Auto & Home business to Farmers, and today the MetLife auto quote flow typically routes shoppers into the Farmers GroupSelect program (an employer/association […]
June 12, 2019
Last Updated on February 5, 2026 Nevada drivers often feel sticker shock when they shop for car insurance—especially in and around Las Vegas. While your exact price depends on your driving record, vehicle, and coverage choices, Nevada regularly lands above the national average, and full coverage can easily run into the thousands per year. If […]