August 3, 2023
Last Updated on October 7, 2026 State Farm, like every insurer, needs the person buying the policy to have an insurable interest in the car. That normally means the owner. It is why insuring a car that’s not in your name is difficult, and it is a legal requirement rather than a company preference. State […]
July 31, 2023
Last Updated on October 7, 2026 State Farm offers towing as part of its optional roadside assistance add-on, called Emergency Road Service (often shown as Coverage H on policy documents). If your vehicle is disabled, State Farm may help pay for a tow to the nearest repair facility—so you may not have to pay the […]
July 28, 2023
Last Updated on October 15, 2026 After a car accident, you might be entitled to a settlement—either for vehicle damage, injuries, or both. A common question is: how long does it take to get a car accident settlement check? There isn’t one universal timeline. Some payments go out quickly once a claim is straightforward and […]
July 27, 2023
Last Updated on October 19, 2026 GEICO’s optional roadside add-on—called Emergency Road Service (ERS)—can be added for as little as $14 per year per car (pricing varies by state, vehicle, and policy). If your car breaks down, ERS can help with common emergencies like towing, jump-starts, tire changes, lockouts, and more. For a broader overview […]
July 20, 2023
Last Updated on October 19, 2026 Auto-Owners Insurance is a Lansing, Michigan-based mutual insurer founded in 1916. The company writes business through a network of local independent agents and operates in 26 states. If you need help with your policy, billing, or a claim, the fastest route is usually your local agent. Auto-Owners has no […]
July 19, 2023
Last Updated on October 19, 2026 AAA isn’t a single nationwide insurer with one universal call center. It’s a network of regional auto clubs and AAA-affiliated insurance companies (including providers like CSAA)—so the “right” customer service contact depends on whether you need roadside help, membership support, or insurance service. If you’re trying to reach AAA […]
July 19, 2023
Last Updated on October 7, 2026 GEICO’s corporate headquarters is at 7272 Wisconsin Avenue in Bethesda, Maryland, and its own company facts page calls it the third-largest private passenger auto insurer in the United States. If you need help with your policy, billing, claims, or roadside service, GEICO points you to the app and your […]
July 17, 2023
Last Updated on October 19, 2026 The General offers an optional roadside assistance add-on for drivers who want help with common breakdown problems like towing, jumpstarts, tire changes, and lockouts. This type of add-on is often called emergency roadside assistance coverage. It’s designed for quick, on-the-road help—separate from accident claim handling—and it can be especially […]
July 13, 2023
Last Updated on October 7, 2026 It’s true: some credit cards can help you get roadside assistance—either by dispatching a provider at a set price or by reimbursing part of the bill on select premium cards. The catch is that “roadside assistance” can mean very different things depending on your card: some programs are pay-per-use […]
July 12, 2023
Last Updated on October 14, 2026 Yes—Farmers offers rideshare insurance (often sold as an endorsement/add-on to a personal auto policy) in 23 states, according to Farmers. It’s designed to help close coverage gaps that can happen when you drive for Uber, Lyft, and other transportation network companies (TNCs). Farmers isn’t the only carrier with this […]
June 29, 2023
Last Updated on October 7, 2026 If you already have Allstate auto insurance and you buy a new vehicle, you may have a short “newly acquired auto” grace period where your existing policy can temporarily extend to the new car. In the Allstate policy forms we checked, you have 30 days to add an extra […]
June 28, 2023
Last Updated on October 16, 2026 If you’re searching “Is Patriot Insurance Company legit?” you’re likely trying to confirm you’re dealing with the real carrier—not a similarly named business or a scam. The short answer: yes, the Maine-based Patriot Insurance Company (headquartered in Yarmouth) is a legitimate, regulated insurance company that sells coverage through independent […]
June 27, 2023
Last Updated on October 13, 2026 If you already have auto insurance with Progressive and you buy another vehicle, you may have a short “new car grace period” (often called newly acquired vehicle coverage) before the car must be officially added to your policy. Progressive’s own guidance says you typically have up to 30 days […]
June 19, 2023
Last Updated on October 13, 2026 If you drive for Uber, Lyft, or a delivery app, your personal auto policy may not cover you the same way once you turn the app on. USAA offers an add-on commonly referred to as rideshare gap coverage to help address that “app-on” coverage gap for eligible drivers. Yes, […]
June 17, 2023
Last Updated on October 15, 2026 If you’re financing a car, your lender has a financial interest in the vehicle until the loan is paid off. That’s why most lenders require you to carry what people often call full coverage car insurance on a financed car. In practice, “full coverage” usually means you keep the […]
June 16, 2023
Last Updated on October 13, 2026 If you drive for Uber, Lyft, or delivery apps, you’ve probably heard about “coverage gaps” between your personal auto policy and the insurance provided by the app. That gap is exactly why Allstate auto insurance offers a rideshare add-on called Ride for Hire. Ride for Hire is designed for […]
June 10, 2023
Last Updated on October 19, 2026 Direct Auto is a nonstandard auto insurance brand that’s been serving drivers since 1991. It is part of the Allstate family through National General, an Allstate company. If you need help with billing, policy changes, claims, or roadside emergencies, the fastest option is usually calling the correct department—or using […]
June 9, 2023
Last Updated on October 7, 2026 State Farm offers several ways to get help—whether you need to report a claim, request roadside service, make a payment, or update your policy. The fastest option depends on what you’re trying to do, so it helps to use the right department and phone number from the start. State […]
June 8, 2023
Last Updated on October 19, 2026 If you need help with a policy, billing, a new quote, or a claim, it’s best to contact The General using the channel that matches your request. That helps you avoid long holds and makes it more likely you’ll reach the right team on the first try. Quick Ways […]
June 8, 2023
Last Updated on October 15, 2026 Yes—GEICO may be able to help if you lock your keys in your car, but it typically depends on whether you added Emergency Road Service (ERS) to your policy. ERS is an optional add-on separate from standard auto coverages like liability, collision, and comprehensive. This guide explains how GEICO […]
June 6, 2023
Last Updated on October 14, 2026 If you have State Farm car insurance and lock your keys in your car, State Farm can usually help by dispatching roadside lockout service (typically a locksmith) through its emergency roadside network. Whether it’s covered depends on your policy. If you carry Emergency Road Service (often shown as Coverage […]
May 30, 2023
Last Updated on October 16, 2026 SmartFinancial is not an insurance carrier. It is an online insurance marketplace that connects shoppers with insurance companies and licensed agents based on the information you enter. Its own about page calls it “a leading insurance marketplace serving the needs of insurance customers across all 50 states” and “a […]
May 29, 2023
Last Updated on October 19, 2026 Old American Indemnity Company (often shortened to OAIC) focuses on nonstandard private passenger auto insurance—coverage designed for drivers who may have trouble qualifying for standard insurers because of tickets, accidents, lapses, or other underwriting factors. The practical thing to know first: you cannot buy this one directly. Old American […]
May 28, 2023
Last Updated on October 16, 2026 American Freedom Insurance Company is a property and casualty insurer specializing in personal auto insurance. Based in Mount Prospect, Illinois, the company primarily works through independent agents and is known for offering policies designed to meet state minimum insurance requirements—often for drivers who need flexible underwriting. American Freedom currently […]
May 26, 2023
Last Updated on October 22, 2026 Adirondack Insurance Exchange stopped selling insurance at the end of 2024 and no longer writes or renews policies. It announced in July 2024 that it was leaving the New York market, and New York was the only state it operated in, so there is nothing left to quote. Adirondack […]