November 10, 2025
Last Updated on October 12, 2026 If you’ve picked up points on your driving record, it’s normal to see your auto insurance premium jump at your next renewal. Insurers don’t usually price policies based on your DMV “point total” alone—they price based on the violations and accidents that caused those points. This guide breaks down […]
November 7, 2025
Last Updated on October 19, 2026 $100 per month for car insurance ($1,200 per year) can be either a great deal or overpriced—it depends on what you’re buying and the risk factors insurers see in your application. For context, NerdWallet’s October 2026 analysis puts the national average at about $197 a month for full coverage […]
November 6, 2025
Last Updated on October 19, 2026 Some Citi credit cards come with rental car insurance (often called Worldwide Car Rental Insurance or an Auto Rental Collision Damage Waiver benefit), but not every Citi card includes it. Even when the perk exists, you must follow specific rules—like paying with the card and declining the rental company’s […]
November 5, 2025
Last Updated on October 15, 2026 American Family Insurance (AmFam) doesn’t publish its rules for vehicles with a rebuilt (also called reconstructed or prior-salvage) title, so the answer for your car comes from an AmFam agent and its underwriters. Across insurers, getting liability coverage is usually easier than getting collision and comprehensive, and approval depends […]
November 5, 2025
Last Updated on October 20, 2026 Travelers does not run a traditional, points-based loyalty program for personal auto insurance. Travelers prices policies mainly on risk factors (your driving history, vehicle, garaging ZIP code, mileage, and coverage choices). The one discount tied to staying with Travelers is its continuous insurance discount, for customers who have kept […]
November 4, 2025
Last Updated on October 20, 2026 American Family doesn’t run a points-based rewards “loyalty program” for insurance the way airlines or credit cards do. However, American Family does list a Loyalty discount for auto insurance, where your savings depend on how long you’ve been with the company. Like its other discounts, eligibility and amounts vary […]
January 22, 2025
Last Updated on October 20, 2026 USAA is known for member-focused service, but that doesn’t automatically mean it has a traditional “loyalty program” like points, tiers, or automatic price cuts just for staying insured year after year. In reality, USAA’s “loyalty” benefits tend to show up as insurance discounts, safe-driving programs, and (for some eligible […]
January 22, 2025
Last Updated on October 20, 2026 Yes—Nationwide does have a loyalty-style program, but it doesn’t look like a typical “points” club. Instead, Nationwide offers Loyalty Rewards benefits for certain tenured customers (availability depends on your policy form, endorsements, and state). Nationwide also offers other long-term value programs—like safe-driving discounts, bundling savings, telematics programs, and Vanishing […]
November 6, 2024
Last Updated on October 12, 2026 Travelers is a major auto insurer, but rebuilt-title vehicles can be a tough fit for many “standard” carriers. If your car has a rebuilt (prior salvage) title, your ability to get coverage depends on the vehicle’s history, state rules, and the insurer’s underwriting guidelines. Quick Answer: Will Travelers Insure […]
July 17, 2024
Last Updated on October 12, 2026 Farmers auto insurance will often consider vehicles with a rebuilt (also called reconstructed or prior-salvage) title—but approval and coverage options depend on the state, the vehicle, and underwriting guidelines. If you’re trying to insure a rebuilt title, the key questions are usually (1) whether the vehicle is legally roadworthy […]
May 14, 2024
Last Updated on October 15, 2026 The Hartford offers accident forgiveness through its AARP® Auto Insurance program, which is designed to “excuse” your first accident once you meet eligibility requirements. Like most auto insurance features, availability and rules vary by state and policy. Below is a clear, up-to-date explanation of how The Hartford’s accident forgiveness […]
May 8, 2024
Last Updated on October 7, 2026 Allstate does not publish a rule about rebuilt (or reconstructed) titles anywhere on its site. It will not say in advance whether it writes them, which coverages it will add, or in which states. What Allstate does say is that a rebuilt title “can diminish the value of a […]
April 30, 2024
Last Updated on October 12, 2026 Liberty Mutual is one of the major U.S. insurers that may write policies for vehicles with a rebuilt (prior salvage) title. But rebuilt-title insurance is not priced or underwritten the same way as insurance for a clean-title car. If you’ve repaired a previously totaled vehicle and your state has […]
April 22, 2024
Last Updated on October 20, 2026 Accident forgiveness is an optional feature some auto insurers offer that can help prevent a rate surcharge after your first eligible at-fault accident. Whether it’s available “through MetLife” depends on which MetLife-related auto program you’re talking about. Here’s the important update: MetLife’s retail Auto & Home insurance business was […]
April 3, 2024
Last Updated on October 7, 2026 USAA does not publish a rule about rebuilt (prior salvage) titles, and its auto policy forms filed with state regulators say nothing about branded titles. Whether USAA will write a particular rebuilt-title car is an underwriting decision, which means the only way to find out is to ask about […]
March 28, 2024
Last Updated on October 15, 2026 GEICO is known for competitive pricing and a long list of discounts. But many drivers still wonder: does GEICO reward you for staying with the company year after year? Does GEICO Have a Loyalty Program? Not in the traditional sense. A true customer loyalty program usually means points, tiered […]
March 27, 2024
Last Updated on October 20, 2026 If you’re asking whether Allstate lowers your rate just because you’ve been a customer for years, the answer is usually no. Allstate pricing is based on underwriting factors (like location, claims history, vehicle, and driver profile), not simply the length of time you’ve had the policy. For a broader […]
March 21, 2024
Last Updated on October 15, 2026 State Farm doesn’t advertise a points-based “loyalty program” for auto or home insurance the way airlines or credit cards do. Instead, most savings come from eligibility-based discounts and underwriting factors that can change at renewal. That means staying with the company for years doesn’t automatically guarantee lower rates. But […]
March 7, 2024
Last Updated on October 12, 2026 Honda CR-V insurance can be relatively affordable compared to many other SUVs, but the price you pay depends heavily on your location, driving record, coverage choices, and even your insurer’s rating model. That’s why two CR-V owners can see dramatically different premiums for the “same” car. Average Honda CR-V […]
March 5, 2024
Last Updated on October 11, 2026 Toyota Corollas are typically affordable to insure compared to many vehicles, but the price you pay still depends heavily on your location, driver profile, and coverage choices. Based on recent published rate comparisons (refreshed in late 2025 and early 2026), many drivers see full coverage Toyota Corolla insurance land […]
March 2, 2024
Last Updated on October 19, 2026 Texas Farm Bureau Insurance offers auto, home, farm/ranch, life, and other coverage options, and only in Texas. If you’re researching coverage, start with our Texas Farm Bureau auto insurance review. It sells through local agents and county offices, and the company says it has been serving customers since 1952. […]
February 28, 2024
Last Updated on October 19, 2026 Root Insurance is a digital-first insurer based in Columbus, Ohio. Most support happens through the Root app, but you can also call or email for help with billing, policy changes, cancellations, and general questions. Root also sells through independent agents now, on a product that doesn’t use the app […]
February 27, 2024
Last Updated on October 19, 2026 CarShield sells vehicle service contracts (VSCs) designed to help cover certain repair costs after your factory warranty ends. It’s not auto insurance—think of it as closer to an extended warranty with its own terms, exclusions, and claims process. Important: Always use the phone number printed on your contract if […]
February 26, 2024
Last Updated on October 19, 2026 Need help with your MAPFRE policy? The fastest way to reach the right team is to match the contact method to the company name on your declarations page (for example, The Commerce Insurance Company, American Commerce Insurance Company, or MAPFRE Insurance Company) and your state. If you’re researching the […]
February 25, 2024
Last Updated on October 19, 2026 Elephant Insurance is a direct-to-consumer insurer that started writing policies in Virginia in 2009 and is based in Richmond. It writes in a handful of states. Its homepage lists Georgia, Indiana, Maryland, Ohio, Tennessee, Texas and Virginia, and another page on its site also lists Illinois. Since January 2026 […]