How Much Does GEICO Charge for Towing?

Last Updated on November 8, 2023

GEICO provides roadside assistance to drivers for as little as $14 per year.

GEICO’s roadside assistance covers towing, battery jumpstarts, flat tire changes, and certain other roadside incidents. For just over $1 per month, you could receive free towing from GEICO, making it one of the best roadside assistance deals in the industry.

Keep reading to find out how much GEICO charges for towing – and how much you could save by adding roadside assistance to your policy.

Key Takeaways:

• GEICO offers one of the best roadside assistance deals in the industry, with free towing to the nearest repair facility for as low as $14 per year.
• GEICO’s roadside assistance covers a range of common roadside emergencies, such as flat tires, battery jumpstarts, lockouts, and winching.
• GEICO’s roadside assistance can be easily requested via the mobile app, which uses GPS to locate your vehicle and dispatch help quickly.
• GEICO’s roadside assistance can also reimburse you for towing expenses if you were unable to contact them at the time of the incident.

GEICO Provides Complimentary Towing & Roadside Assistance for As Low As $14 Per Year

For just $14 per year or less, you could add roadside assistance to your GEICO policy. All standard roadside assistance plans include towing.

If you have not already added roadside assistance to your GEICO policy, you cannot add roadside assistance after an incident takes place. Instead, it needs to be active on your policy at the time of the incident.

However, you can still contact GEICO’s roadside assistance team for towing without an active roadside assistance plan on your policy. GEICO negotiates discounted rates with towing companies nationwide, and they could dispatch a tow truck driver to your location at a lower price than you would pay on the open market.

GEICO’s Roadside Assistance Includes Free Towing

As long as you’ve already activated GEICO’s roadside assistance, you should receive complimentary towing from GEICO as part of your roadside assistance package.

GEICO, like most roadside assistance providers, offers complimentary towing as part of its standard coverage package.

GEICO has a 20-mile limit for towing. GEICO will cover the cost of towing your vehicle to the nearest repair facility capable of repairing your vehicle as long as it’s within a 20-mile radius. Anything past 20 miles will result in a per-mile fee out of pocket.

As long as you haven’t exceeded your annual number of complimentary service calls, you should pay nothing for GEICO’s roadside assistance with free towing.

What Does GEICO’s Roadside Assistance Cover?

GEICO’s standard roadside assistance package is called Emergency Road Service. It covers a standard range of roadside emergencies – from towing to flat tire changes to vehicle lockouts.

According to GEICO, items covered under GEICO’s roadside assistance include:

• Towing to the nearest repair facility where repairs can be made to your vehicle
• Battery jumpstarts
• Flat tire changes (assuming you have a functional spare)
• Lockout service up to $100 (say, if you lock your keys inside your vehicle or require other locksmith services)
• Winching (assuming your vehicle is stuck on a roadway or immediately next to a roadway)
• Fuel delivery (the fuel itself costs extra)

GEICO’s roadside assistance covers all standard passenger vehicles, including cars, trucks, and other ordinary vehicles. You can also add coverage for motorcycles, boats, and RVs, although these vehicles require special endorsements.

Unlike other providers, GEICO does not set a towing limit. Most other insurance companies only tow your vehicle up to five or 10 miles, for example, before requiring you to pay an extra per-mile rate. GEICO towing is complimentary regardless of the distance.

How to Request GEICO Towing

You can request free towing from GEICO through the mobile app. Available for iOS and Android, the mobile app lets you request help in under two minutes. It’s available 24/7, and the app can use a GPS locator to pinpoint your location.

GEICO can dispatch a tow truck driver to your location with a few taps. That towing will be complimentary as long as you have roadside assistance on your GEICO policy.

How GEICO’s Free Towing Works

GEICO’s free towing coverage works similarly to the free towing provided by other roadside assistance plans.

Here’s how it works:

Step 1) You experience a roadside emergency, and your vehicle needs to be towed. For example, your car may have broken down or slid off the road.

Step 2) You contact GEICO via the mobile app to request roadside assistance at your location.

Step 3) GEICO dispatches a tow truck to your location. That tow truck will tow your vehicle (and you) to the nearest service center. If your vehicle needs to be winched (say, if it’s in the ditch on the side of the road), then the technician will winch your vehicle back onto the road.

Step 4) Once service is complete, the technician bills GEICO for the towing or winching. As long as your GEICO roadside assistance policy was active at the time of the incident, you’ll pay nothing for the service call – GEICO covers all billing behind the scenes.

Receive Reimbursement for Towing After a Service Call

GEICO’s roadside assistance may also reimburse you after a complete service call.

If you were unable to contact GEICO’s roadside assistance, for example, or if you were unaware you had roadside assistance coverage at the time of the incident, then you can submit proof to GEICO and receive compensation.

As long as you legitimately needed towing or winching and had an active roadside assistance policy at the time of the incident, GEICO should reimburse you for the cost of towing your vehicle to the nearest service station.

To submit a claim for reimbursement, follow the steps at GEICO.com here.

I Don’t Have GEICO Roadside Assistance: Now What?

If you have not already added roadside assistance to your GEICO policy, you can still request roadside assistance through GEICO and pay a cheaper rate than you normally would.

Here’s how GEICO explains the situation at GEICO.com:

“If you don’t have our Emergency Road Service coverage yet, you can still give us a call! We negotiate with local service providers and could assist in finding you roadside help.”

GEICO works with tow truck companies across North America. Depending on your location, you could receive discounted towing rates than you would normally pay on the open market.

Contact GEICO’s roadside assistance or request help via the mobile app to see how affordable towing can be.

Final Word

GEICO charges $14 per year for its roadside assistance policy, which includes towing to the nearest repair facility.

As long as you have already added GEICO’s roadside assistance to your policy, you’ll pay nothing to tow your GEICO-insured vehicle. Towing is complimentary and included with all standard roadside assistance packages – and there’s no mileage limit.

To learn more about GEICO’s roadside assistance or to add roadside assistance to your policy today, contact GEICO.