James Shaffer
James Shaffer James Shaffer is a writer for InsurancePanda.com and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.

What Auto Insurance Limits Should I Have?

Auto insurance limits are a tricky subject. Some people are comfortable with low limits because they “never get into accidents”. Other people buy too much insurance and end up paying thousands of extra dollars for car insurance over the lifespan of their vehicles. What auto Read More…

How Do Car Insurance Companies Make Money?

While car insurance is one of the wisest investments you can make (in fact, if you want to drive a car legally, you have to purchase liability coverage, at the bare minimum), you still might be wondering how your carrier is profiting off of you. Read More…

Do Car Insurance Companies Investigate Claims?

If you are reading this, chances are that you or someone you know has been involved in a car accident that resulted in damage to a vehicle. If so, it’s likely that one of the first things you did was contact your car insurance company Read More…

How To Determine Fault In A Parking Lot Accident

Whether you’re running errands, going to work, heading to a movie – or going anywhere in public – if you leave your car in a parking lot, there’s always a risk that an accident will occur. Despite your best efforts to find the safest parking Read More…

Low-Income Auto Insurance Options in the US

If you’re a low-income individual or family, then you may be eligible for various government programs – including low-income car insurance options. Low-income households spend a disproportionately high percentage of their annual income on car insurance. A $1,500 car insurance policy accounts for 1% of Read More…

Best Auto Insurance Companies for Uber and Lyft Drivers

Getting the right car insurance is crucial for Uber and Lyft drivers. The wrong car insurance can leave you exposed to enormous liability. Today, we’re featuring the best car insurance companies for Uber and Lyft drivers, including the best rideshare auto insurance offered by America’s Read More…

Why Did My Car Insurance Company Raise My Rates?

Have you been shocked by your latest car insurance bill? You’re not alone. Every year, drivers across America get surprised by higher car insurance rates. Why do car insurance companies raise rates? Do insurance prices increase with inflation – or are there other reasons for Read More…

How Do Car Recalls Impact Car Insurance?

So your vehicle has been recalled. How does this affect your car insurance? Will you pay more or less for car insurance after an auto recall? Every year, more than 200 vehicles are recalled across the United States. Some of these recalls are minor issues Read More…

Does Car Insurance Cover Stolen Holiday Presents?

So you’re out shopping for Christmas presents and someone breaks into your car and steals your presents. Does your car insurance cover stolen holiday packages? Can you expect car insurance to pay for losses caused by the Grinch who stole your presents? Today, we’re explaining Read More…

How to File a Police Report After an Accident

A police report is an important document in the weeks following an accident. A police report can often be the difference between your claim being denied or accepted. It can also be the difference between you being found at-fault or not at-fault for the accident. Read More…

Car Insurance Quotes for Drivers Over 60

Conventional wisdom tells us that car insurance rates are the lowest for drivers in their 50s. As you get into your 60s, however, car insurance rates might start to rise. Today, we’re explaining everything you need to know about getting car insurance when you’re over Read More…

When to Hire an Auto Insurance Lawyer

Hiring an auto insurance lawyer can be a life-changing decision. Hiring a lawyer can be the difference between having your claim denied or approved. A good auto insurance lawyer can fight for greater compensation from your insurance company, including compensation for medical bills, pain and Read More…

What Are the Common Types of Car Insurance Fraud?

American insurance companies lose millions of dollars to car insurance fraud every year. Keep reading to discover the most common types of insurance fraud in the United States, including types of car insurance fraud that may affect you. Vehicle Dumping Some owners commit fraud by Read More…

How to Insure a Classic or Collector Vehicle

As a collector, you probably view your classic or antique vehicle not only as a hobby but as an investment as well. Protection of your investment includes many things, such as proper maintenance, keeping it clean, and parking it in a safe spot. It also Read More…

How Do You Insure a Driver with a Learner’s Permit?

Do you need new car insurance with a learner’s permit? How do you insure a driver on a learner’s permit? Do you need to upgrade your insurance policy, or is your teen driver already covered? Today, we’re explaining everything you need to know about insuring Read More…

Tort and No-Fault Auto Insurance Systems Explained

There are two general types of auto insurance systems in the United States, including tort systems and no-fault systems. What’s the difference between the two? What are the advantages of tort systems versus no-fault systems? Today, we’re explaining everything you need to know about the Read More…

Everything You Need to Know About Multi-Car Discounts

Multi-car discounts are the most common car insurance discount available to drivers in the United States. As long as you insure more than one of your automobiles with a single auto insurance provider, there’s a good chance you’ll qualify for this discount. Are you eligible Read More…

How Long is the Grace Period for Auto Insurance?

Does your car insurance policy come with a grace period? Will your insurer give you an extra few days to make a payment? Does your insurance end immediately after you miss a payment? These are all good questions. Today, we’re explaining everything you need to Read More…

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15