August 12, 2019
As an international or exchange student in the United States, having access to a car can make life much easier. You might want to drive to university classes, work, or social activities, and host families may be willing to share access to a vehicle. The biggest hurdle usually isn’t the car itself—it’s getting affordable car […]
August 3, 2019
A disappearing deductible (also called a vanishing or diminishing deductible) isn’t a magic trick. It’s an optional feature some insurers offer that can reduce what you pay out of pocket for certain claims over time—usually as a reward for safe driving or staying claim-free. It can be appealing if you carry a higher deductible to […]
July 31, 2019
People often hesitate to make changes to their car insurance because they assume it’s a hassle or that they’re “stuck” until the policy renews. Others worry they’ll lose money or pay penalties if they adjust coverage mid-term or switch auto insurance providers before their current policy ends. The truth is, you usually have more flexibility […]
July 24, 2019
The last thing most people want to think about is their accident history. Unfortunately, your claims and accident history play a huge role in determining your auto insurance rates. Even if you’d rather forget past fender-benders, insurance companies definitely don’t. Understanding what’s in your claims history—and how to check it—can help you avoid surprises and […]
July 23, 2019
After hurricanes, tropical storms, and heavy rain events, it’s unfortunately common to see cars sitting in rising water—or fully submerged. If you’re dealing with water in (or around) your vehicle, the big question is simple: Will car insurance cover flood damage? Flooding is handled very differently under auto insurance than it is under homeowners insurance. […]
July 12, 2019
If you are involved in an auto accident and the other driver refuses to provide their insurance information, all hope is not lost. It’s frustrating, but it does not automatically mean you’ll be stuck paying for everything out of pocket. The key is to stay calm, gather as much information as you can, and follow […]
July 9, 2019
It happens more often than you’d think: drivers assume they’re insured, only to learn their coverage has lapsed, was canceled, or never renewed. Having an auto insurance policy on paper doesn’t always mean it’s currently active—you typically need to keep payments current, avoid cancellation triggers, and make sure the policy is still within its effective […]
July 8, 2019
Just about every driver loses their keys at least once. If you end up in this unfortunate situation, getting back into your car is usually easier than it feels in the moment. If you have emergency roadside service coverage, your insurer may help unlock the vehicle or tow it somewhere safe. However, that’s very different […]
June 20, 2019
You finally decided to upgrade your ride, trading in an older Chevy Malibu for a much newer Nissan Altima. The newer model, lower mileage, and updated tech all feel great… until you get your renewal notice and see that your auto insurance rates are going up. What gives? As many drivers find out the hard […]
June 11, 2019
Auto insurance is often cheapest for middle-aged drivers with clean records and stable lives. That usually means people in their 30s, 40s, and early 50s. But many drivers specifically wonder if insurance is cheaper in your 40s than in your 30s, 60s, or beyond. On the surface, it seems logical that someone with a couple […]
May 28, 2019
When shopping for auto insurance, you not only choose which company to buy from—you also choose how you buy it. You can work with a captive insurance agent, an independent agent, or buy your policy directly online. Each option has its benefits, and each can impact pricing, convenience, and service in different ways. So, is […]
May 27, 2019
If your auto insurance bill is ever going to feel “cheap,” it’s most likely when you’re in your 50s. For many people, their 50s are a financially stable time in life. They’re often at or near the peak of their careers, may be close to paying off a mortgage, and are planning for retirement and […]
May 24, 2019
Upgrading your car can make it safer, more comfortable, or more fun to drive—but it can also change how your vehicle is insured. Most car insurance companies price and settle claims based on your vehicle’s factory configuration unless you tell them about changes and add the right coverage. If you want your custom parts to […]
May 21, 2019
Car insurance can be confusing, and excluded drivers are one of the most misunderstood parts of a policy. Most car insurance companies want to know who lives in your household and who has access to your vehicles—because it affects risk and pricing. If there’s someone in your home you don’t want covered (or a driver […]
May 18, 2019
Yes—Good2Go Auto Insurance is legitimate. It’s best known for quick online quotes and low-cost, state-minimum liability policies, which can help drivers get legal fast. The tradeoff is that coverage options, service, and claims experiences can vary because policies may be issued through different underwriting companies, so it’s important to confirm what you’re actually buying before […]
May 18, 2019
There is no doubt that car insurance can be expensive—especially for high school students. Young drivers pay some of the highest premiums in the country because insurers see them as higher risk. The good news? There are many ways for high school students to lower their costs, especially when they remain on a parent’s policy. […]
May 9, 2019
Floods, hurricanes, tornadoes, wildfires, hailstorms, and other extreme weather events can damage vehicles anywhere in the U.S. Even if your area “doesn’t get hit often,” one bad storm can be enough to total a car—especially when strong wind, debris, and heavy rain are involved. (If you’re driving when conditions turn bad, these tips for driving […]
April 29, 2019
Most drivers don’t realize you can buy auto insurance for as little as one week. While short-term car insurance isn’t available in every state and not all insurers offer it, there are legitimate situations where temporary coverage makes sense. Below is everything you need to know about getting legitimate one-week auto insurance, when you might […]
April 26, 2019
You probably have a lot of people telling you that you need car insurance. Most states have minimum required coverage you must carry to drive legally. The car dealership will also likely tell you that you should have car insurance before driving the vehicle off the lot. And if you financed your vehicle, your lender […]
April 25, 2019
Force-placed insurance can be a nasty surprise for drivers with an auto loan or lease. Most people understand their state’s minimum insurance requirements and their lender’s insurance requirements, but they don’t realize the lender can buy its own policy if it believes you’re uninsured or underinsured—and then bill you for it. This coverage is often […]
April 19, 2019
It’s no secret that teenagers pay the most for car insurance. Even when you add a teen to a parent’s policy instead of giving them their own, premiums can still jump dramatically. Once your child turns 18 or older and moves out on their own, those costs can climb even higher. When a teen driver […]
April 16, 2019
Most drivers know their collision deductible is what they pay out of pocket after an accident before insurance helps cover repairs. A collision deductible waiver (often shortened to CDW) is an optional add-on that can eliminate that deductible in a very specific situation: when an uninsured driver hits you and your own collision coverage has […]
April 15, 2019
When you file a car insurance claim, your insurer may ask for a lot of information – photos, repair estimates, medical bills, and sometimes even your phone records. Requests like this can feel invasive, so it’s important to know what your rights and obligations are. Can insurance companies check your phone records? Do you have […]
April 9, 2019
Car insurance is a necessary expense, and your rate depends on several factors – including how you use your vehicle. One of the first questions insurers ask is whether your car is used primarily for commuting or for pleasure. In general, if everything else is the same, a car rated for pleasure use is often […]
March 30, 2019
Because auto insurance is required by law in most states, it can feel like you have no leverage when an insurer is slow to respond, changes your bill unexpectedly, or doesn’t handle a claim the way you believe it should. And after an accident—when you’re already stressed—you may be trying to decide whether you should […]