James Shaffer
James Shaffer James Shaffer is a writer for InsurancePanda.com and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.

Will Auto Insurance Pay for Lost Keys?

Just about every driver loses his or her keys at least once.  If you end up in this unfortunate situation, replacing your keys will likely prove easier than you think.  Those who have auto insurance might have emergency roadside service coverage that makes it easy Read More…

Is Auto Insurance Cheaper for Drivers in Their 40s?

Auto insurance is typically cheaper for middle-aged adults, those with clean driving records, and those who marry.  However, plenty of people question if auto insurance is cheaper in one’s 40s as opposed to the 30s, 50s, 60s, and other ages.  After all, it seems to Read More…

Insurance for Modified Cars

When you make modifications to your car, you might want to notify your car insurance company. There are a lot of ways that you can modify your car. If you want to make sure that damages or replacement of your modifications are covered, you should Read More…

What is an Excluded Driver for Car Insurance?

There are a lot of things about car insurance that can be confusing, and one of them is excluded drivers. You may have heard of excluded drivers, but not know what they are or why they are necessary. Car insurance companies typically want to have Read More…

Is Good2Go Auto Insurance Legit?

If you are like most people, you have not heard of Good2Go Auto Insurance. Even if you caught wind of this auto insurance provider, you probably do not know much about it. Good2Go Auto Insurance takes pride in providing customers with affordable auto insurance. This Read More…

One Week Auto Insurance

Many people are not aware that you can get auto insurance for just one week. There are several situations in which you might need temporary car insurance coverage. Not all states allow for temporary coverage, and not all car insurance companies offer short-term coverage. Here’s Read More…

How Does Force Placed Insurance Work?

Force placed insurance is a term that most people are not familiar with. When it comes to car insurance, most people are familiar with their state’s minimum insurance requirements, as well as the insurance requirements of their lender. However, force placed insurance on a vehicle Read More…

What is a Collision Deductible Waiver? Is It Worth It?

There are a lot of options available with a car insurance policy depending on your state and the car insurance company that holds your policy. One of the features that you can get is a collision deductible waiver (CDW). Before jumping into this additional coverage, Read More…

Can Car Insurance Companies Check Phone Records?

When you have a car insurance claim, your car insurance company may request many different types of information from you. One of the things that car insurance companies sometimes ask for is phone records. It is important that you understand what information you are responsible Read More…

Is Car Insurance Cheaper for Commute or Pleasure?

It is no secret that car insurance is a necessary expense that can sometimes add up depending on several factors. One of the things that determine your car insurance rates is what you use your vehicle for. If you use your vehicle for commuting to Read More…

All About the Good Driver Discount

When it comes to car insurance, any discount you can receive is a good thing. Car insurance can be quite expensive, depending on several factors such as where you live and what type of car you drive. One of the universal discounts that is often Read More…

Are There Car Insurance Discounts for Nurses?

Nurses are the unsung heroes of healthcare. As a nurse, you work up to 12-hour shifts taking care of others. It is only right that you get some discounts and perks for all of the education you went through, as well as your hard work Read More…

Does Car Insurance Cover Towing?

You count on your car insurance to cover you in a pinch, but does car insurance cover towing? The answer to that can be complicated. Whether or not towing is covered can depend on the reason you need the tow and what type of coverage Read More…

How Do You Get Rid of Points on Your Driver’s License?

Having points on your driver’s license can increase your car insurance rates. Often you’ll be paying more for car insurance until the points are removed from your license completely, which can be anywhere from three to five years after the incident. However, it is sometimes Read More…

Does Car Insurance Renew Automatically?

Every state requires that you maintain car insurance coverage on your vehicle. With continuous coverage requirements, many people prefer automatic renewal so they are not left uninsured. Car insurance companies also prefer automatic renewal as it helps retain customers. But will your car insurance always Read More…

Does Car Insurance Follow the Car or the Driver?

One of the most commonly asked questions in the context of auto insurance is whether car insurance follows the vehicle or the driver. There is no clear answer to this question. An array of variables are in play ranging from the type of insurance to Read More…

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