James Shaffer
James Shaffer James Shaffer is a writer for InsurancePanda.com and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.

The Top 10 Ways To Save Money On Driving

Unless they live in an area that is well served by public transportation, most people find it necessary to own a vehicle. Owning a car allows you the freedom to get to and from the places that you need to go without worrying much about it. Read More…

Car Insurance Is Getting Cheaper And Cheaper

Since the 1990s, car insurance has been growing increasingly affordable in the United States. This improvement can be seen by both low and middle-income families in the country. A recent report published by the Insurance Research Council (IRC) concluded that all but six states (including Washington D.C.) saw an improvement Read More…

How to Get Cheap Auto Insurance Rates for Students

Generally speaking, students are young and inexperienced drivers. Because of this, young students are typically faced with sky-high auto insurance rates. Younger people are more at risk for accidents and, because of that, pose a higher risk to their insurance companies. The good news is Read More…

One Day Auto Insurance Explained

If you do not have a car, one of the challenges you may face when you either rent a car or borrow one from a friend is whether or not you need to buy insurance. Most of the time the thought of insurance gets lost Read More…

Auto Insurance For The Elderly

How to Get Cheap Auto Insurance for Elderly Drivers People are currently living longer than those in past generations. In fact, the census for the United States predicts that by the year 2030 the number of people that are over 70 years of age will Read More…

How to Switch to a New Auto Insurance Provider

Before we get into the topic of “how to switch to a new auto insurance provider”, you should first ask yourself – Why switch to a new auto insurance provider? People move their car insurance coverage to another insurance company for many different reasons. Some of Read More…

Rental Car Insurance Explained

Most drivers wind up renting a car at some point in their lives; perhaps they are “between vehicles,” or are having their primary vehicle serviced. The most common scenario, however, is when one takes a vacation. Most auto rental agencies offer optional insurance for a Read More…

Auto Liability Insurance Explained

Auto liability insurance is the type of car insurance coverage that covers the other party’s expenses in an accident you are responsible for. If you cause an accident, for example, your liability coverage will pay to fix the other driver’s vehicle. If there are medical Read More…

Washington DC Car Insurance

We’ve helped thousands of drivers in our nation’s capital find cheap car insurance quotes online. Over the years, we’ve noticed certain companies tend to appear on this list more frequently than others. Some companies offer particularly cheap car insurance prices in Washington DC, consistently coming Read More…

Top 10 Gas Saving Apps

Gas prices are something that everyone tries to pay attention to on a regular basis. A small increase in the average gas price can definitely have a huge impact on your monthly budget, especially if you are someone who has to drive a relatively long Read More…

The Top 21 Cheapest Cars To Drive

When you are on the hunt for a brand new car, you are usually going to use the price of the car as one of the main determining factors in your final decision. While finding the best value is always a better option than simply Read More…

Insurance Rates Likely to Rise in New York State

Like many states, New York was on a mission over the holidays. While many residents were out doing their holiday shopping, police officers were also out in shopping for a different item: dangerous drivers. It has become commonplace now for states to up their police Read More…

How Dangerous Driving Can Cause Accidents

There’s a chance the majority of us have been driving down the highway and encountered the notorious line of traffic that is synonymous with an accident. We never think that it can happen to us but many people have dangerous driving habits that can lead Read More…

Why Auto Insurance Is So Cheap In North Carolina

If you live in North Carolina, you are enjoying some of the lowest car insurance rates in the country reports ClaimsJournal.com. Based on information compiled by the National Association of Insurance Commissioners (NAIC), the average premium on a policy that had liability, collision, and comprehensive coverage Read More…

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