James Shaffer
James Shaffer James Shaffer is a writer for InsurancePanda.com and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.

How to Get Cheap Auto Insurance Rates for Students

Generally speaking, students are young and inexperienced drivers. Because of this, young students are typically faced with sky-high auto insurance rates. Younger people are more at risk for accidents and, because of that, pose a higher risk to their insurance companies. The good news is Read More…

One Day Auto Insurance Explained

If you do not have a car, one of the challenges you may face when you either rent a car or borrow one from a friend is whether or not you need to buy insurance. Most of the time the thought of insurance gets lost Read More…

How to Switch to a New Auto Insurance Provider

Before we get into the topic of “how to switch to a new auto insurance provider”, you should first ask yourself – Why switch to a new auto insurance provider? People move their car insurance coverage to another insurance company for many different reasons. Some of Read More…

Rental Car Insurance Explained

Most drivers wind up renting a car at some point in their lives; perhaps they are “between vehicles,” or are having their primary vehicle serviced. The most common scenario, however, is when one takes a vacation. Most auto rental agencies offer optional insurance for a Read More…

Auto Liability Insurance Explained

Auto liability insurance is the type of car insurance coverage that covers the other party’s expenses in an accident you are responsible for. If you cause an accident, for example, your liability coverage will pay to fix the other driver’s vehicle. If there are medical Read More…

Top 10 Gas Saving Apps

Gas prices are something that everyone tries to pay attention to on a regular basis. A small increase in the average gas price can definitely have a huge impact on your monthly budget, especially if you are someone who has to drive a relatively long Read More…

The Top 21 Cheapest Cars to Drive

Some cars are cheaper to drive than others. Some cars have lower maintenance costs, for example, while others are surprisingly cheap to insure. When you buy a car, you need to consider more than just the MSRP. You need to consider the total cost of Read More…

Insurance Rates Likely to Rise in New York State

Like many states, New York was on a mission over the holidays. While many residents were out doing their holiday shopping, police officers were also out in shopping for a different item: dangerous drivers. It has become commonplace now for states to up their police Read More…

How Dangerous Driving Can Cause Accidents

There’s a chance the majority of us have been driving down the highway and encountered the notorious line of traffic that is synonymous with an accident. We never think that it can happen to us but many people have dangerous driving habits that can lead Read More…

Why Auto Insurance Is So Cheap In North Carolina

If you live in North Carolina, you are enjoying some of the lowest car insurance rates in the country reports ClaimsJournal.com. Based on information compiled by the National Association of Insurance Commissioners (NAIC), the average premium on a policy that had liability, collision, and comprehensive coverage Read More…

Does Your Electric Car Need Different Insurance?

When you go to buy a car in today’s market, you have multiple options. Automotive brands are constantly trying to one-up each other with the newest technology and sometimes they forget about the most person: you. It can be confusing to navigate all the features Read More…

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