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Since the 1990s, car insurance has been growing increasingly affordable in the United States. This improvement can be seen by both low and middle-income families in the country. A recent report published by the Insurance Research Council (IRC) concluded that all but six states (including Washington D.C.) saw an improvement Read More…
Generally speaking, students are young and inexperienced drivers. Because of this, young students are typically faced with sky-high auto insurance rates. Younger people are more at risk for accidents and, because of that, pose a higher risk to their insurance companies. The good news is Read More…
The idea of shopping for car insurance online seems easy. However, when you start the process of actually comparing quotes, you might start to think otherwise. In fact, many drivers find that shopping for car insurance online is extremely frustrating. Shopping for auto insurance is Read More…
If you do not have a car, one of the challenges you may face when you either rent a car or borrow one from a friend is whether or not you need to buy insurance. Most of the time the thought of insurance gets lost Read More…
Elderly drivers have plenty of good, affordable options for car insurance in the United States. As an older adult, you may have different insurance needs. Some older adults want maximum protection for peace of mind. Others want the cheapest possible minimum liability insurance policy – Read More…
Before we get into the topic of “how to switch to a new auto insurance provider”, you should first ask yourself – Why switch to a new auto insurance provider? People move their car insurance coverage to another insurance company for many different reasons. Some of Read More…
Most drivers wind up renting a car at some point in their lives; perhaps they are “between vehicles,” or are having their primary vehicle serviced. The most common scenario, however, is when one takes a vacation. Most auto rental agencies offer optional insurance for a Read More…
No matter what part of the country you live in, except for, perhaps, extreme southern areas, winter driving habits differ from those used in other times of the year. Even northern Florida has bridges that are prone to icing up on cold nights, creating what Read More…
Auto liability insurance is the type of car insurance coverage that covers the other party’s expenses in an accident you are responsible for. If you cause an accident, for example, your liability coverage will pay to fix the other driver’s vehicle. If there are medical Read More…
Gas prices are something that everyone tries to pay attention to on a regular basis. A small increase in the average gas price can definitely have a huge impact on your monthly budget, especially if you are someone who has to drive a relatively long Read More…
While most people are only looking to purchase the best possible insurance policy on the market, the reality is that balance is more important than anything else. You are probably not going to be able to afford a policy that protects you against every little Read More…
When it comes to managing the risks in your life, purchasing insurance is usually one of the best options. Having said that, purchasing insurance is not always the only option on the table. As long as you are able to avoid and reduce the risks Read More…
One of the most important things that you need to remember when it comes to purchasing insurance is that it is always best to keep things as simple as possible. Although purchasing any kind of insurance can seem like a daunting task at first, the Read More…
Some cars are cheaper to drive than others. Some cars have lower maintenance costs, for example, while others are surprisingly cheap to insure. When you buy a car, you need to consider more than just the MSRP. You need to consider the total cost of Read More…
It is a fact that many are spending much more than necessary on car insurance simply because they do not take the time to shop for different quotes before purchasing car insurance. If you are a new motorist looking to insure your car or if Read More…
Like many states, New York was on a mission over the holidays. While many residents were out doing their holiday shopping, police officers were also out in shopping for a different item: dangerous drivers. It has become commonplace now for states to up their police Read More…
There’s a chance the majority of us have been driving down the highway and encountered the notorious line of traffic that is synonymous with an accident. We never think that it can happen to us but many people have dangerous driving habits that can lead Read More…
If you live in North Carolina, you are enjoying some of the lowest car insurance rates in the country reports ClaimsJournal.com. Based on information compiled by the National Association of Insurance Commissioners (NAIC), the average premium on a policy that had liability, collision, and comprehensive coverage Read More…
Whether you love it or hate it, technology is ever present in our lives. More and more people are becoming familiar with things like smartphones and GPS and our grandparents have even learned to Skype. With the growing technology, one of the biggest things that Read More…
Lawmakers in Nebraska are working to implement three separate bills that would increase traffic safety regulation in the state. This could involve charging drivers with fines and increased insurance rates if they violate the laws. Some may not agree with the new measures but it Read More…
When you generally think about what determines your auto insurance rates, the standard things come to mind. The kind of car you drive, how far you drive to work, what your credit score is, and oh yeah, your driving history. Typically, it will be your Read More…
With 75 fatal crashes this year, Vermont officials are asking all drivers to seriously consider the safety of their driving habits. Last year, Vermont had 51 deaths so they’re making an effort to educate the public on driving habits that may save their life. The Read More…
Since 1972, the number of traffic deaths has decreased due to stricter enforcement of the laws and improved driver training programs but accidents still happen. In the first three months of 2012 alone, traffic fatalities rose by 13.5%. Over 7,000 people lost their lives. But Read More…
Caffeine, the powerful stimulant found in coffee, gives millions of Americans an extra boost everyday. Many people drink coffee to focus at work, or even to get out of bed in the morning. A set of qualitative, behavioral experiments suggest that coffee has yet another Read More…
When you go to buy a car in today’s market, you have multiple options. Automotive brands are constantly trying to one-up each other with the newest technology and sometimes they forget about the most person: you. It can be confusing to navigate all the features Read More…
