June 8, 2019
Last Updated on February 5, 2026 Both Florida and New York are expensive states for car insurance, largely because they have large populations and lots of dense, high-claim metro areas. If you’re moving between Florida and New York, don’t treat insurance as an afterthought — your monthly car insurance premium can swing your budget more […]
June 7, 2019
Last Updated on February 5, 2026 Car insurance in New Orleans is expensive even compared to the rest of Louisiana. Depending on your ZIP code, driving record, and vehicle, “full coverage” premiums can land in the $400–$500 per month range (and sometimes higher). That price isn’t caused by one thing. It’s a stack of risk […]
June 6, 2019
Last Updated on January 6, 2026 Arbella is a regional insurer that sells auto (and other) policies through independent agents across New England. If you prefer working with a local agent, want solid “full coverage” options, and like the idea of add-ons such as a disappearing deductible or optional pet coverage, Arbella is usually worth […]
June 5, 2019
Last Updated on February 5, 2026 Progressive and Allstate are both household-name auto insurers, but they tend to win for different types of drivers. Progressive is known for flexible underwriting and a digital-first shopping experience, while Allstate is known for its local captive-agent network and a broad lineup of insurance and financial products. So which […]
June 4, 2019
Last Updated on February 5, 2026 Miami drivers often pay more for car insurance than most other parts of Florida — and Florida is already one of the most expensive states for auto coverage. Recent pricing estimates commonly put full coverage in Miami around the mid-$4,000s per year (and in some analyses closer to $4,900+), […]
May 30, 2019
Last Updated on February 5, 2026 Trying to decide between GEICO and Allstate? They’re both household-name insurers, and they’re both part of the group of largest auto insurance companies in the U.S.—but they feel very different to buy from, manage, and file claims with. The “better” company depends on what you value most: rock-bottom price, […]
May 29, 2019
Last Updated on February 5, 2026 When you see your premium jump at renewal, it’s easy to assume you’re paying some of the highest car insurance rates around. The reality is more nuanced: Arizona is usually closer to “middle of the pack,” but certain cities and ZIP codes can get pricey fast. Below is what […]
May 23, 2019
Last Updated on February 5, 2026 Buying car insurance can feel overwhelming, especially when you’re deciding whether to work with an insurance broker or an insurance agent. Both can help you shop, compare, and purchase a policy—but they don’t work the same way, and the best choice depends on how you want to shop (and […]
May 22, 2019
Last Updated on February 5, 2026 Car insurance in Kentucky can feel shockingly expensive — but insurers aren’t “picking” on Kentucky drivers. Pricing is largely a math problem: companies set rates based on how often claims happen and how expensive those claims are when they do happen. Your personal price still depends on individual factors […]
May 20, 2019
Last Updated on February 5, 2026 If you’re new to the state or just got your license in Texas, one of the first questions is simple: do you legally need car insurance? In most cases, yes—Texas requires drivers to show “financial responsibility,” and the most common way to meet that requirement is an auto insurance […]
May 7, 2019
Last Updated on February 5, 2026 AAA and GEICO are both well-known names in auto insurance, but they’re built very differently. AAA is a membership organization with insurance offered through regional AAA clubs, while GEICO is a direct-to-consumer insurer built around online and phone service. So which one is “better”? It depends on what you […]
May 6, 2019
Last Updated on February 5, 2026 “Reckless driving” can mean different things depending on the context. In everyday conversation, people often use it to describe patterns like repeated major speeding, multiple recent at-fault accidents, or behavior that’s similar in severity to a DUI. Legally, reckless driving is usually defined more narrowly as driving with “reckless […]
May 4, 2019
Last Updated on February 13, 2026 How does Texas car insurance compare with other states when it comes to auto insurance rates? If you live in a big metro area, it can definitely feel overpriced — but the real answer depends heavily on where you live, what you drive, and your personal risk factors. Texas […]
May 2, 2019
Last Updated on February 5, 2026 Your car gets older every year, yet your auto insurance goes up at renewal. Annoying? Yes. Random? Not really. The biggest reason is that your premium isn’t based only on what your car is worth today. It’s priced around what insurers expect to pay out for claims in your […]
May 1, 2019
Last Updated on February 9, 2026 A fallen tree (or even a single heavy branch) can crush glass, dent a roof, and sometimes total your vehicle. The good news: most drivers are covered for this kind of “out of nowhere” damage — but only if they carry the right part of their policy. Quick Answer: […]
April 27, 2019
Last Updated on February 5, 2026 Progressive and State Farm are two of the biggest names in auto insurance. Together with GEICO and Allstate, the four largest insurers write well over half of all U.S. private passenger auto premiums—so it makes sense that many drivers end up comparing these two first. But “better” depends on […]
April 24, 2019
Last Updated on February 5, 2026 USAA and GEICO are both strong car insurance options—but they’re “better” for different people. USAA is famous for member-focused service and consistently strong pricing for eligible military households. GEICO is widely available, often very competitive for many driver profiles, and built for fast online/phone service. If you’re eligible for […]
April 23, 2019
Last Updated on February 5, 2026 Yes—Florida requires most drivers to carry car insurance to register and keep a vehicle registered in the state. Florida’s rules are different from many states because it uses a no-fault system for injuries, which can contribute to higher rates and confusion after a crash. Below is what Florida requires, […]
April 20, 2019
Last Updated on February 5, 2026 Marriage changes a lot of “paperwork” details—car insurance included. If you and your spouse started out with separate auto policies, you might wonder whether you have to combine coverage or add your spouse to your policy. In most cases, the practical answer is yes—you should list your spouse with […]
April 18, 2019
Last Updated on February 5, 2026 Getting a speeding ticket is annoying in the moment—but the bigger hit often comes later, when you find out how it affects your driving record and car insurance costs. So, is it worth fighting a speeding ticket? Sometimes, yes—especially if fighting it could keep a conviction off your record, […]
April 17, 2019
Last Updated on February 5, 2026 Filing a car insurance claim can be stressful—especially right after an accident or loss. One of the most common questions drivers have is whether they need a police report. In many situations, you can file a claim without one. But in others (especially theft, vandalism, or disputes), a police […]
April 15, 2019
Last Updated on February 5, 2026 Pizza delivery drivers keep restaurants running and customers happy—but delivering in your own car creates a common (and expensive) insurance problem: many personal auto policies don’t cover accidents that happen while you’re delivering for pay. Most pizza shops will ask you to show an insurance card as proof of […]
April 13, 2019
Last Updated on February 5, 2026 When you’re shopping for car insurance, discounts can make a real difference—especially if you qualify for multiple offers and stack them together. Progressive is relatively transparent about savings opportunities, and you can view a full list of discounts on Progressive’s website. Still, not every discount shows up automatically in […]
April 11, 2019
Last Updated on February 5, 2026 Car insurance for a 21-year-old is usually pricey—mostly because insurers consider drivers in their early 20s higher risk than more experienced drivers. The good news: rates often start trending down as you build a longer safe-driving history, especially as you approach your mid-20s. So, how much should you budget? […]
April 10, 2019
Last Updated on February 5, 2026 Car insurance is required in nearly every state in the U.S., including Washington D.C. But New Hampshire is different. Most drivers are not required to carry an auto insurance policy—yet you can still be on the hook financially (and legally) if you cause a crash. If you’re considering driving […]