Is Arbella Good For Car Insurance?
Last Updated on February 3, 2020
The average Arbella auto insurance customer is more than happy with the company’s service, pricing and coverage levels. This auto insurance superstar provides coverage through a network model based on independent agents. The company’s rates, range of insurance protection and customer service care have earned favor amongst those living throughout the northeastern region of the United States.
Founded more than 30 years ago by Frank Bellotti, Lee McClain, and John Donohue, Arbella Insurance Group is a regional casualty and property insurance provider. This company provides commercial and personal insurance coverage to policyholders in Connecticut, Massachusetts, Rhode Island, and New Hampshire. Arbella employs about 1,000 individuals throughout the northeastern region of the United States. The company has a robust network of more than 600 independent auto, homeowners and business insurance agents. If you are looking to insure an automobile or motorcycle, you should give serious consideration to an Arbella policy.
Arbella Auto Insurance Discounts
Arbella provides all sorts of driver discounts. A discount of up to 36% is available for drivers willing to install an anti-theft device in their vehicle. Those on active military duty are provided with an Arbella auto insurance discount up to 10%. Even students who have good grades are eligible for a 5% auto insurance discount. Discounts up to but not in excess of 7% are available for new customers as well as those who partake in driver training courses. Additional discounts are available to customers who pay their premium in full or take out a multi-vehicle policy with the company.
Arbella Even Insures the Pets You Transport in Your Vehicle
Nowadays, it seems like everyone wants their furry friend to be alongside them wherever they go. Sadly, most auto insurance providers do not extend insurance coverage to pets. Arbella bucks the trend by providing insurance coverage to customers’ furry friends. This way, if your dog or cat is injured in an auto accident, Arbella will cover upwards of $500 of vet fees.
Additional Arbella Insurance Perks
Arbella provides an array of additional coverage perks for its valued customers. As an example, Arbella customers can group their auto insurance with personal property insurance and even snowplow insurance for a lower aggregate monthly premium than would be available if these coverages were acquired independently of one another. If you attach a snowplow to your truck or SUV and it breaks, Arbella’s snowplow insurance will kick in as long as the damage exceeds $200.
Arbella Car Insurance Options
Arbella provides the standard auto insurance coverages with additional options that prove especially appealing to those living in the greater New England area. Comprehensive insurance is available for reimbursement to cover the costs of fire, flood, theft, glass breakage or vandalism. Collision coverage helps cover the cost of damage to a vehicle regardless of which party’s negligence led to the accident. Personal injury protection is available to cover upwards of $8,000 of medical expenses, 75% of lost wages causally related to the auto accident and replacement services.
Even if you are at fault for the accident, your personal injury protection through Arbella will still apply. Arbella’s bodily injury protection to others covers the cost of bodily injury to another person up to but not in excess of $20,000 per individual. This coverage also covers up to $40,000 per accident if the insured party accidental causes injury to another individual while driving. In fact, Arbella’s bodily injury to others even helps cover the cost of the ensuing legal defense to boot.
Arbella also provides coverage for bodily injury resulting from uninsured motorists. This coverage protects the insured party as well as those who drive the insured party’s vehicle against losses resulting from hit-and-run accidents as well as collisions with uninsured drivers. The company mandates a minimum limit of $40,000 per accident and $20,000 per person. Arbella also provides OEM coverage. If an insured customer’s vehicle requires repair, he or she will be provided with parts from the original equipment manufacturer (or OEM for short). If there is an accident deemed a total loss, the company’s loan/lease gap protection covers the difference between the vehicle’s depreciated value and the total cost of replacement.
Is Arbella Worthy of Your Business?
In short, yes. Arbella is a fantastic auto insurance provider, especially for those who drive throughout the greater New England area. The company’s drive-in claims centers are conveniently accessible. Arbella’s deep discounts and customer loyalty program, dubbed the Disappearing Deductible Rewards Plus program, are the icing on the cake. Customers who renew their auto insurance policy through Arbella after a period without an at-fault claim are provided with a $100 credit toward their collision deductible. In other words, Arbella pays you for being a good driver. All in all, Arbella’s auto insurance rates are competitively priced for drivers in nearly every age cohort. This is one of the better auto insurance companies around.