November 26, 2018
Last Updated on October 7, 2026 A blown engine can feel like the exact kind of “disaster” car insurance should cover—until the estimate comes back at thousands of dollars. The tricky part is that insurance usually pays for sudden, accidental damage (crashes, theft, storms), while most engine failures are treated as mechanical breakdown or wear […]
November 19, 2018
Last Updated on October 15, 2026 If you’re financing or leasing a car, the lender usually has rules about insurance—especially who the policy is written for and what it covers. A common question is whether your car insurance has to be in the same name as the auto loan (and whether your insurance and registration […]
November 16, 2018
Last Updated on October 18, 2026 You have health insurance and you have car insurance. If you get injured in a car accident, who pays your medical bills first — your auto insurer or your health insurer? The most accurate answer is: it depends on your state and what coverages you carry. In many cases, […]
November 15, 2018
Last Updated on October 14, 2026 Getting into a crash is stressful. Getting into a crash with an expensive car can feel terrifying—because the dollar signs add up fast. The good news is that the outcome usually comes down to something simple: your liability limits (plus whether anyone was injured). Quick answer: what happens if […]
November 9, 2018
Last Updated on October 12, 2026 A gap (or “lapse”) in car insurance coverage happens when one policy ends and no replacement coverage is active. A lapse can affect what you pay for a new policy, but there is no universal surcharge: the impact varies by insurer, state, lapse length, driver profile, coverage choices, and […]
October 29, 2018
Last Updated on October 12, 2026 You’ve seen the GEICO commercials for years: “15 minutes could save you 15% or more on car insurance.” But can you really save 15% by switching to GEICO — or is it just a catchy slogan? The honest answer: yes, it’s possible — but it’s not guaranteed. Whether you […]
October 23, 2018
Last Updated on October 20, 2026 You’re driving the speed limit and minding your own business when—out of nowhere—you get rear-ended or T-boned. Even a “minor” crash can turn into a big headache. At least, you think, the at-fault driver’s insurance will pay for the damage and medical bills. Then you find out the worst-case […]
October 22, 2018
Last Updated on October 20, 2026 It happens—rent is due, groceries cost more than you expected, and your car insurance bill lands at the worst possible time. If you’re strapped for cash, it’s tempting to assume you can pay a few days late because “there’s always a grace period.” Sometimes a carrier will give you […]
October 20, 2018
Last Updated on October 18, 2026 Maybe you’re traveling for an extended period of time, your kid is leaving for college (and the car is staying home), or your car is broken down and you won’t be driving it for a while. In any of these situations, putting the car in storage can be a […]
October 18, 2018
Last Updated on October 18, 2026 Tinting your car windows can make driving more comfortable (less glare and heat) and give you more privacy. But it’s smart to ask the money question first: will tinted windows change what you pay for insurance? After all, nobody wants to pay more for auto insurance than they need […]
October 17, 2018
Last Updated on October 20, 2026 Figuring out who belongs on your car insurance policy can get confusing fast—especially when you have family members at home who don’t drive. Rates can also change based on factors like where you live and your age, so it’s worth getting the “who must be listed” part right. In […]
October 15, 2018
Last Updated on October 14, 2026 Can you transfer car insurance between people? For example, if you have car insurance and a family member doesn’t, can you just swap policies between two different people? In most cases, you can’t “transfer” an auto insurance policy to another person like you’d transfer a phone plan. An auto […]
October 8, 2018
Last Updated on October 18, 2026 When it comes to modern American muscle cars, two names dominate the conversation: the Chevy Camaro and the Ford Mustang. They’re fast, fun, and iconic—but they’re also usually more expensive to insure than the average sedan. If you’re cross-shopping these two, the “real” cost isn’t just what you pay […]
October 6, 2018
Last Updated on October 12, 2026 Auto insurance claims don’t always wrap up quickly. Even if you’ve paid premiums for years, a claim can stay open until the insurer finishes investigating, confirms what’s covered, and (when needed) negotiates a final settlement. If you’re dealing with an accident, theft, or other loss and you’ve decided to […]
October 5, 2018
Last Updated on October 8, 2026 Motorcycles are riskier to ride than cars — but motorcycle insurance is usually cheaper than car insurance. The main reason is simple: most bikes cost less to repair or replace than a car, so insurers often pay smaller property-damage claims. That said, there isn’t one “always” answer. A high-performance […]
October 1, 2018
Last Updated on October 16, 2026 The General is one of America’s best-known cheap car insurance providers, thanks to its long-running commercials (including ads featuring Shaquille O’Neal). But a big brand doesn’t automatically mean a good fit—and it doesn’t answer the real questions most shoppers have: Is The General legit? Is it a scam? And […]
September 28, 2018
Last Updated on October 18, 2026 When people ask whether car insurance companies “do background checks,” they usually mean: What information does an insurer pull about me before offering a policy? The short answer is yes—most insurers verify details about you before they quote or bind coverage. But it’s typically not the same kind of […]
September 27, 2018
Last Updated on October 12, 2026 Nothing ruins a hot day faster than turning on your car’s A/C and getting a blast of warm air. Besides comfort, a broken A/C can be a real safety issue—and you’re probably already thinking about the repair bill. So, does car insurance cover air conditioning repairs? Most of the […]
September 26, 2018
Last Updated on October 20, 2026 If your boyfriend or girlfriend drives your car often—or you’re moving in together—you may be wondering whether you can add them to your car insurance. In many cases, you can add a significant other. The bigger question is whether you should, and whether your insurer will require you to […]
September 24, 2018
Last Updated on October 20, 2026 Guaranteed asset protection (GAP) coverage is designed to pay the “gap” between what your car is worth (its actual cash value) and what you still owe on your loan or lease after a total loss. If you want a full primer, start here: What is GAP insurance & do […]
September 23, 2018
Last Updated on October 20, 2026 Falling asleep at the wheel isn’t just “being tired” — it’s a form of impaired driving that can lead to serious crashes, injuries, and major insurance consequences. If you’ve been in an accident after dozing off (or you’re worried about what would happen), the big question is usually the […]
September 21, 2018
Last Updated on October 20, 2026 Getting married comes with a long checklist—some fun, some not. One “not-so-romantic” item: updating your auto insurance so you and your spouse are properly covered (especially if you need auto insurance immediately after the wedding, a move, or a new car purchase). A common question newlyweds ask is: do […]
September 19, 2018
Last Updated on October 14, 2026 GEICO is one of the biggest auto insurers in the U.S. (its parent, Berkshire Hathaway, ranked third in private passenger auto premiums in 2025 with an 11.6% market share, according to the Insurance Information Institute), and it’s widely known for being competitively priced—especially for drivers who want a mostly-digital […]
September 18, 2018
Last Updated on October 20, 2026 Whether your car is brand new, it’s a classic that you painstakingly restored yourself, or it’s simply your daily driver, discovering that someone keyed it is a gut punch. Beyond the “who would do this?” frustration, there’s the money question. Even “just scratches” can turn into a costly body […]
September 17, 2018
Last Updated on October 14, 2026 Allstate and State Farm are two of the biggest names in auto insurance. They both sell the same core coverages (liability, collision, comprehensive), both sell in nearly every state, and both can be competitively priced—depending on your state, driving record, vehicle, and discount eligibility. So which is better for […]