February 1, 2021
Last Updated on January 8, 2026 SECURA can be a strong regional insurer for business, farm, and specialty coverage, but it may not be the best place to shop for a new personal auto policy today. In October 2023, SECURA announced it is exiting the personal lines market (home and auto) through a transition process, […]
January 26, 2021
Last Updated on January 8, 2026 Hastings Mutual (now branded as Hastings Insurance Company) can be a good option for car insurance if you live in one of its active states and prefer working with an independent agent. It’s a regional carrier with a long operating history, a local-service model, and coverage that looks similar […]
January 25, 2021
Last Updated on February 5, 2026 Electronic stability control (ESC) is a proven safety technology that helps prevent skids and loss of control. It can lower your car insurance cost—but usually as part of broader vehicle safety and collision-risk pricing, not as a big, standalone “ESC discount.” Some insurers still offer small discounts for ESC […]
January 20, 2021
Last Updated on January 8, 2026 Wisconsin Farm Bureau can be a solid choice for auto insurance if you want a Wisconsin-only carrier with local agents and you’re comfortable joining Farm Bureau to qualify. Coverage is offered through Rural Mutual Insurance Company, and the best fit is typically drivers who value in-state service over national […]
January 20, 2021
Last Updated on January 8, 2026 Rockford Mutual can be a good auto insurance company for drivers who want to work with a local independent agent and prefer a regional carrier instead of a national brand. The right fit depends on where you live, what coverages you need, and whether Rockford Mutual’s pricing and service […]
January 19, 2021
Last Updated on January 8, 2026 Western National can be a solid auto insurance choice if you live in its service area and want a mutual insurer that sells through independent agents. The biggest strengths are its agent-first model, a long operating history, and strong financial-strength ratings from independent analysts. Below is a practical review […]
January 17, 2021
Last Updated on February 5, 2026 Safe Auto offers several ways to lower your auto insurance premium, but most discounts depend on your state, driver profile, and how you buy and manage the policy. The easiest savings usually come from qualifying for the right discount category and making sure it’s actually applied to your quote. […]
January 16, 2021
Last Updated on February 5, 2026 21st Century Insurance offers a wide range of auto insurance discounts, but eligibility and savings vary by state, driver profile, and vehicle. The best way to lower your rate is to confirm which discounts apply to you at quote time—and then verify they’re listed on your policy documents after […]
January 10, 2021
Last Updated on February 5, 2026 If you’re planning to cancel Nationwide auto insurance, it’s smart to check for two things first: whether your policy includes any cancellation-related charges and whether you’ll get a refund for unused premium. In most cases, Nationwide lets you cancel by contacting an agent or calling Nationwide directly, and any […]
January 9, 2021
Last Updated on February 5, 2026 Farmers Insurance typically does not charge a separate cancellation fee for ending an auto policy early. In most cases, you can cancel at any time, and any unused prepaid premium is refunded on a prorated basis (subject to your state’s rules and your specific policy terms). This guide explains […]
January 4, 2021
Last Updated on February 5, 2026 Sometimes—daytime running lights (DRLs) can qualify for a small auto insurance discount, but many insurers no longer list it separately because DRLs are now standard on most newer vehicles. The safest approach is to verify whether your carrier rates DRLs as a standalone discount, bundles them into a broader […]
January 1, 2021
Last Updated on February 5, 2026 The Hartford offers a wide range of auto insurance discounts, but the biggest savings usually come from combining multiple eligible programs—especially if you buy coverage through the AARP Auto Insurance Program. Discount availability and amounts vary by state, driver profile, and policy type, so it’s important to review what’s […]
December 30, 2020
Last Updated on January 7, 2026 Pioneer State Mutual Insurance Company (PSMIC) is a Michigan-based insurer headquartered in Flint that sells auto, home, farm, and business coverage through independent agents. If you’re comparing local insurers, Pioneer State Mutual can be a strong fit—especially for Michigan drivers who want a regional carrier with a long history […]
December 29, 2020
Last Updated on January 7, 2026 Missouri Farm Bureau is a common pick for drivers across Missouri who prefer working with a local agent and don’t mind joining an organization to access insurance. The best fit depends on how you like to manage your policy, what discounts you qualify for, and whether you need specialty […]
December 28, 2020
Last Updated on January 7, 2026 Safety Insurance is a regional insurer that sells auto and other property-and-casualty coverage in Massachusetts, Maine, and New Hampshire. If you live in one of those states, it can be a solid option—especially if you prefer working with an independent agent and want practical coverage upgrades designed for New […]
December 22, 2020
Last Updated on February 5, 2026 Most Liberty Mutual auto policyholders can cancel at any time without a separate cancellation fee. In many cases, you’ll receive a prorated refund for any unused premium—although the exact refund method and any minimum earned premium rules depend on your state, billing plan, and policy terms. Below is what […]
December 21, 2020
Last Updated on January 7, 2026 Yes—Indiana Farm Bureau is often a strong choice for Indiana drivers who want a local agent, solid coverage options, and a membership-based insurer with a long track record. However, you must maintain Farm Bureau membership to buy (or renew) most personal lines, and pricing still depends on your driving […]
December 21, 2020
Last Updated on February 5, 2026 USAA is one of the most popular and best-rated car insurance companies in the United States. If you’re planning to switch carriers or change coverage, the big question is simple: is there a fee to cancel USAA car insurance? In most situations, USAA does not charge a separate cancellation […]
December 20, 2020
Last Updated on February 5, 2026 100/300 car insurance is shorthand for your bodily injury liability limits: $100,000 per person and $300,000 per accident. These higher limits can help protect your savings and future income if you cause a serious crash and injuries are expensive. Below is how 100/300 coverage works, what it pays for, […]
December 18, 2020
Last Updated on February 5, 2026 The Hanover offers several ways to lower your auto insurance premium—mostly through its Smart Savings program, which includes bundling credits, policy discounts, and payment-related savings. Because availability varies by state and policy type, the fastest way to confirm which discounts apply is to review your options with an independent […]
December 18, 2020
Last Updated on January 7, 2026 California Casualty can be a good car insurance company if you’re eligible for its member-focused program and live in a state where it currently writes policies. It’s best known for serving educators, nurses, and public safety professionals, but availability is limited compared to large national insurers. Founded in 1914, […]
December 16, 2020
Last Updated on February 15, 2026 Main Street America Insurance sells auto insurance through a network of independent agents, which can be a good fit if you want help comparing coverage options and pricing. Availability and service can vary by state and by the individual agent, so it’s smart to verify the underwriting company on […]
December 14, 2020
Last Updated on January 7, 2026 AIS Insurance Specialists, or Automobile Insurance Specialists Insurance, isn’t like most other insurance companies featured on insurance-comparison websites. It’s a company that provides a service: you go to them when it’s time to insure your vehicle, and they shop around for you so that you will get the absolute […]
December 14, 2020
Last Updated on February 5, 2026 Nationwide and Liberty Mutual are both large, well-established auto insurers—but the “better” choice usually comes down to price in your ZIP code, the discounts you qualify for, and which optional coverages you actually need. Below is a practical side-by-side breakdown to help you compare features, common add-ons, and the […]
December 12, 2020
Last Updated on February 5, 2026 Nationwide and State Farm are both major insurers with broad coverage options, strong claims infrastructure, and plenty of discounts. For most drivers, the better choice depends on your exact price, how you prefer to buy and manage your policy (agent vs. online/app), and which add-ons matter most. For deeper […]