May 14, 2020
Last Updated on February 5, 2026 If you’ve already filed one or two car insurance claims recently, it’s normal to wonder whether making another claim could come back to bite you. Will your insurer drop you? Is there a “limit” on how many claims you can file in a year? In most cases, there’s no […]
May 13, 2020
Last Updated on February 5, 2026 If you paid for gap insurance (sometimes sold as a “GAP waiver”) and you never used it, you might wonder if you can get that money back. The good news: a gap insurance refund is sometimes possible—but it depends on how you bought it (through a dealer/lender vs. an […]
May 7, 2020
Last Updated on February 5, 2026 If your vehicle slides into a ditch, gets buried in snow, or sinks into mud, you may need a “winch-out” (also called extrication) to pull it back onto solid ground. The big question: will your car insurance pay for winching? In most cases, standard car insurance coverage does not […]
May 7, 2020
Last Updated on February 5, 2026 Golf carts aren’t just for the course anymore. In many neighborhoods and retirement communities, they’re used for quick errands, visiting friends, and cruising local roads. That raises a practical question: do you actually need golf cart insurance—or will your home or auto policy cover it? The right answer depends […]
May 5, 2020
Last Updated on January 7, 2026 Countryway Insurance is a regional insurer that focuses on the coverage needs of farms and rural communities. If you prefer working with a local independent agent (instead of buying a policy entirely online), Countryway can be worth adding to your “compare quotes” list—especially if you want to bundle auto […]
May 2, 2020
Last Updated on January 7, 2026 2026 update: If you’re researching “Affirmative Insurance” for car insurance, it’s important to know that Affirmative Insurance Company was ordered into liquidation in March 2016 and is no longer writing new auto policies. This guide explains what that means for shoppers—and what to do if you had an older […]
May 1, 2020
Last Updated on January 7, 2026 Founded in 1929, Allied Insurance is part of the Nationwide family of companies and is commonly sold through independent agents. In practice, many Allied-branded policies are underwritten and serviced by Nationwide-affiliated insurers—so you’re often getting Nationwide-style coverage, discounts, and claims infrastructure with an agent-first shopping experience. Is Allied “good” […]
April 30, 2020
Last Updated on February 16, 2026 Car insurance in Los Angeles is expensive—often very expensive. Between heavy traffic, high repair costs, and elevated theft and claim frequency, LA tends to price above the rest of the state and well above the national average. That said, “expensive city” doesn’t mean you can’t find a cheaper policy. […]
April 29, 2020
Last Updated on January 7, 2026 Kelly Klee is a private client insurance agency (part of Foundation Risk Partners’ FRP Private Client practice) that helps high-net-worth individuals and families protect high-value assets—especially luxury vehicles, collector cars, high-value homes, valuables, and personal liability. It’s important to understand what Kelly Klee is (and isn’t): Kelly Klee is […]
April 25, 2020
Last Updated on February 5, 2026 Your driving record is one of the biggest inputs in your auto insurance price. So it’s common for drivers to search for “car insurance companies that don’t check driving records.” Here’s the reality: insurers price policies by risk. That means they review your profile (including your driving history) to […]
April 24, 2020
Last Updated on February 5, 2026 Snowmobiles are a blast in the winter—but they come with real financial risk. Even a low-speed crash can lead to expensive injuries, property damage, and a totaled sled. The good news: in most states, snowmobile insurance isn’t required. The catch: a handful of states (and many trail systems) do […]
April 22, 2020
Last Updated on February 5, 2026 Farmers and Progressive are two household names in auto insurance — but they’re built a little differently. Progressive is known for strong online tools and competitive pricing for many driver profiles, while Farmers is often chosen for agent-driven service and customizable coverage add-ons. Size-wise, both are major insurers. Based […]
April 21, 2020
Last Updated on January 7, 2026 Cincinnati Insurance Company (often called “Cincinnati Insurance,” “Cincinnati Financial,” or simply “The Cincinnati”) sells auto insurance and other property and casualty insurance products across the United States—primarily through local independent agents. If you like working with an agent (instead of buying a policy 100% online), Cincinnati can be a […]
April 20, 2020
Last Updated on February 5, 2026 Farmers and Allstate are two of the biggest names in auto insurance. But when you’re deciding between them, the “better” company usually comes down to your driver profile (ZIP code, driving record, vehicle, discounts, and coverage level) more than the brand name. In this guide, we’ll compare Farmers vs. […]
April 18, 2020
Last Updated on February 5, 2026 Car insurance rates depend on a wide variety of factors. To set your premium, insurers look at your overall profile (vehicle, driving record, location, coverage choices, and more) to determine how much of a risk you are. In many states, the gender marker on your application or driver’s license […]
April 18, 2020
Last Updated on January 7, 2026 Wawanesa is a long-running mutual insurer with roots in Canada (founded in 1896). In the United States, Wawanesa General Insurance Company is headquartered in San Diego and focuses primarily on California auto insurance. It’s best known for competitive pricing for “good drivers” and strong customer satisfaction history in California—though […]
April 17, 2020
Last Updated on February 5, 2026 In many cases, your standard auto insurance policy will cover a trailer for liability while it’s attached to your vehicle and being towed. That means if the trailer causes injuries or damages to someone else, your auto liability coverage is typically the first place the claim is handled. What’s […]
April 16, 2020
Last Updated on February 5, 2026 ATV (all-terrain vehicle) insurance can protect your finances if you hurt someone, damage property, or lose your four-wheeler to theft or weather. But is it required—or just a smart extra? The answer depends on where you ride, how you use your ATV (or UTV/side-by-side), and whether a lender, trail […]
April 15, 2020
Last Updated on January 6, 2026 If you’re shopping for budget-friendly auto insurance (especially after tickets, a lapse in coverage, or a license issue), you may come across Freedom National. The company is known for quick online quoting and policies that can work for “not-so-perfect” driving histories. That said, Freedom National isn’t a household-name insurer […]
April 15, 2020
Last Updated on February 5, 2026 Most car insurance companies do not drug test people when they apply for a policy. Unlike life insurance underwriting (which can involve medical exams), auto insurers typically price and approve coverage using things like your driving record, past claims, where you live/garage the car, and the vehicle you drive—not […]
April 14, 2020
Last Updated on February 5, 2026 If your car was towed to an impound lot, you’re probably trying to answer one question fast: can you get it back without insurance? In many cities and counties, the answer is no—at least not if you want to drive it off the lot. Impound lots (and the police […]
April 11, 2020
Last Updated on February 5, 2026 Consumer Reports auto insurance rankings can be a helpful shortcut when you’re trying to narrow down which insurers are worth your time. Instead of relying only on ads, brand recognition, or a friend’s recommendation, Consumer Reports publishes rankings based largely on how real policyholders say their insurance company performs. […]
April 11, 2020
Last Updated on January 6, 2026 “Ameriprise auto insurance” is still a common search — but the product most people mean today isn’t sold under the Ameriprise name anymore. Ameriprise sold its Auto & Home insurance business to American Family in 2019. It was later rebranded as American Family CONNECT, and as of late 2025, […]
April 9, 2020
Last Updated on January 6, 2026 Shelter Insurance® is a regional mutual insurer that sells car insurance through local agents in 14 states, mostly across the Midwest and South. The company is best known for strong customer satisfaction and solid financial stability—two of the biggest things to look at when you’re deciding whether an insurance […]
April 8, 2020
Last Updated on February 5, 2026 Yes—social media posts can absolutely hurt an insurance claim. After a crash, insurers (and defense attorneys) look for anything that contradicts your story, suggests you were distracted, or minimizes your injuries. The safest approach is simple: don’t post about the accident or your injuries while your claim is open. […]