November 5, 2025
Last Updated on February 5, 2026 American Family Insurance (AmFam) can often insure vehicles with a rebuilt (also called reconstructed or prior-salvage) title. In most cases, getting liability coverage is easier than getting collision and comprehensive, and approval depends on your state, the vehicle, and underwriting review. This guide explains what AmFam typically looks for, […]
November 5, 2025
Last Updated on February 5, 2026 Travelers does not run a traditional, points-based loyalty program for personal auto insurance. Like most large insurers, Travelers primarily prices policies on risk factors (your driving history, vehicle, garaging ZIP code, mileage, and coverage choices), not how long you’ve been a customer. That said, Travelers offers several discounts and […]
November 4, 2025
Last Updated on February 5, 2026 American Family doesn’t run a points-based rewards “loyalty program” for insurance the way airlines or credit cards do. However, American Family does advertise a Loyalty discount for auto insurance in many states, where your savings can depend on how long you’ve been with the company. This guide explains what […]
January 22, 2025
Last Updated on February 5, 2026 USAA is known for member-focused service, but that doesn’t automatically mean it has a traditional “loyalty program” like points, tiers, or automatic price cuts just for staying insured year after year. In reality, USAA’s “loyalty” benefits tend to show up as insurance discounts, safe-driving programs, and (for some eligible […]
January 22, 2025
Last Updated on February 5, 2026 Yes—Nationwide does have a loyalty-style program, but it doesn’t look like a typical “points” club. Instead, Nationwide offers Loyalty Rewards benefits for certain tenured customers (availability depends on your policy form, endorsements, and state). Nationwide also offers other long-term value programs—like safe-driving discounts, bundling savings, telematics programs, and Vanishing […]
November 6, 2024
Last Updated on February 5, 2026 Travelers is a major auto insurer, but rebuilt-title vehicles can be a tough fit for many “standard” carriers. If your car has a rebuilt (prior salvage) title, your ability to get coverage depends on the vehicle’s history, state rules, and the insurer’s underwriting guidelines. Quick Answer: Will Travelers Insure […]
July 17, 2024
Last Updated on February 5, 2026 Farmers auto insurance will often consider vehicles with a rebuilt (also called reconstructed or prior-salvage) title—but approval and coverage options depend on the state, the vehicle, and underwriting guidelines. If you’re trying to insure a rebuilt title, the key questions are usually (1) whether the vehicle is legally roadworthy […]
May 14, 2024
Last Updated on February 5, 2026 The Hartford offers accident forgiveness through its AARP® Auto Insurance program, which is designed to “excuse” your first accident once you meet eligibility requirements. Like most auto insurance features, availability and rules vary by state and policy. Below is a clear, up-to-date explanation of how The Hartford’s accident forgiveness […]
May 8, 2024
Last Updated on February 5, 2026 Allstate may insure vehicles with a rebuilt (or reconstructed) title, but approval and available coverages are typically handled on a case-by-case basis. Availability can vary by state, vehicle history, and underwriting guidelines—so it’s smart to confirm options before you buy or register the vehicle. If you’re new to branded […]
April 30, 2024
Last Updated on February 5, 2026 Liberty Mutual is one of the major U.S. insurers that may write policies for vehicles with a rebuilt (prior salvage) title. But rebuilt-title insurance is not priced or underwritten the same way as insurance for a clean-title car. If you’ve repaired a previously totaled vehicle and your state has […]
April 22, 2024
Last Updated on February 5, 2026 Accident forgiveness is an optional feature some auto insurers offer that can help prevent a rate surcharge after your first eligible at-fault accident. Whether it’s available “through MetLife” depends on which MetLife-related auto program you’re talking about. Here’s the important update: MetLife’s retail Auto & Home insurance business was […]
April 3, 2024
Last Updated on February 5, 2026 USAA may insure vehicles with a rebuilt (prior salvage) title for eligible members, depending on the vehicle, state rules, and underwriting requirements. The key is that the car must be legally registrable and roadworthy under your state’s process (which is different from a salvage certificate). Quick Answer: Will USAA […]
March 28, 2024
Last Updated on February 5, 2026 GEICO is known for competitive pricing and a long list of discounts. But many drivers still wonder: does GEICO reward you for staying with the company year after year? Does GEICO Have a Loyalty Program? Not in the traditional sense. A true customer loyalty program usually means points, tiered […]
March 27, 2024
Last Updated on February 5, 2026 If you’re asking whether Allstate lowers your rate just because you’ve been a customer for years, the answer is usually no. Allstate pricing is based on underwriting factors (like location, claims history, vehicle, and driver profile), not simply the length of time you’ve had the policy. For a broader […]
March 21, 2024
Last Updated on February 5, 2026 State Farm doesn’t advertise a points-based “loyalty program” for auto or home insurance the way airlines or credit cards do. Instead, most savings come from eligibility-based discounts and underwriting factors that can change at renewal. That means staying with the company for years doesn’t automatically guarantee lower rates. But […]
March 7, 2024
Last Updated on February 5, 2026 Honda CR-V insurance can be relatively affordable compared to many other SUVs, but the price you pay depends heavily on your location, driving record, coverage choices, and even your insurer’s rating model. That’s why two CR-V owners can see dramatically different premiums for the “same” car. Average Honda CR-V […]
March 5, 2024
Last Updated on February 5, 2026 Toyota Corollas are typically affordable to insure compared to many vehicles, but the price you pay still depends heavily on your location, driver profile, and coverage choices. Based on recent published rate datasets (refreshed in late 2025 and early 2026), many drivers see full coverage Toyota Corolla insurance land […]
March 2, 2024
Last Updated on February 5, 2026 Texas Farm Bureau Insurance offers auto, home, farm/ranch, life, and other coverage options for Texans. If you’re researching coverage, start with our Texas Farm Bureau auto insurance review. The insurer says it protects Texans through a large statewide network of local agents and offices (and has been serving customers […]
February 28, 2024
Last Updated on February 5, 2026 Root Insurance is a digital-first insurer based in Columbus, Ohio. Most support happens through the Root app, but you can also call or email for help with billing, policy changes, cancellations, and general questions. Root’s availability can change by state, but it’s commonly offered in large markets like Texas, […]
February 27, 2024
Last Updated on February 5, 2026 CarShield sells vehicle service contracts (VSCs) designed to help cover certain repair costs after your factory warranty ends. It’s not auto insurance—think of it as closer to an extended warranty with its own terms, exclusions, and claims process. Important: Always use the phone number printed on your contract if […]
February 26, 2024
Last Updated on February 5, 2026 Need help with your MAPFRE policy? The fastest way to reach the right team is to match the contact method to the company name on your declarations page (for example, The Commerce Insurance Company, American Commerce Insurance Company, or MAPFRE Insurance Company) and your state. If you’re researching the […]
February 25, 2024
Last Updated on February 5, 2026 Elephant Insurance is a direct-to-consumer insurer founded in 2009 and based in the Richmond, Virginia area. If you need help with a quote, policy change, billing question, claim, or roadside emergency, the fastest option depends on what you’re trying to do. Below are the most common Elephant Insurance customer […]
February 16, 2024
Last Updated on February 5, 2026 After you buy a car from a dealership, you’ll usually drive away with a temporary tag or temporary registration while the dealer and your state motor vehicle agency (DMV/BMV/MVD) finalize your paperwork. In many states, permanent plates and registration arrive within about 2–6 weeks, but timing varies a lot […]
February 15, 2024
Last Updated on February 5, 2026 Sleeping in your car is often not a crime by itself—but whether it’s legal where you’re parked can change from one city block to the next. In the U.S., rules are usually enforced through parking restrictions, “no camping” ordinances, trespassing laws, and public-land regulations (like parks and BLM areas). […]
February 12, 2024
Last Updated on February 13, 2026 If you have State Farm’s Emergency Road Service (often shown as Coverage H), towing is generally covered to the nearest repair facility when your vehicle is on (or immediately next to) a public road and can’t be safely driven. The key detail: State Farm’s benefit is based on nearest—not […]