FAQs

Need quick answers? Our Frequently Asked Questions archive tackles the most pressing concerns drivers have about their policies. From understanding deductible options and coverage limits to navigating the claims process after an accident, access clear, plain-English answers designed to resolve your doubts and help you manage your insurance with confidence.

Can You Get Full Coverage With a Salvage Title?

Last Updated on October 15, 2026 If you have a vehicle with a salvage title, it’s normal to want full coverage auto insurance—especially if you’re worried about theft, weather damage, or another big loss. In most cases, you can’t buy a standard “full coverage” policy on a salvage-title vehicle because salvage vehicles typically can’t be […]

How Much Does It Cost to Replace an Alternator?

Last Updated on October 15, 2026 The alternator plays a crucial role in your vehicle’s operation. It helps power electrical systems while you drive and keeps the battery charged. Most alternator replacements at a shop run several hundred dollars, and some top $1,000. Kelley Blue Book’s repair guide gives an average of $747 to $842. […]

How Much Does It Cost to Insure a Bugatti?

Last Updated on October 13, 2026 Bugatti builds some of the world’s most exclusive hypercars, with limited production and ultra-high repair costs. That combination is exactly why insuring a Bugatti is different from insuring a “normal” luxury vehicle. Instead of focusing on a single “average premium” (which is rarely published and often misleading), the most […]

Does Safeco Have Good Roadside Assistance Coverage?

Last Updated on October 16, 2026 You cannot start a new Safeco policy. Liberty Mutual retired the Safeco brand in the independent agent channel on April 25, 2026, and safeco.com now redirects to Liberty Mutual. If you still hold a Safeco policy it runs until its renewal date, and the roadside assistance on it still […]

How Much Does It Cost to Replace a Side Mirror?

Last Updated on October 14, 2026 A broken side mirror is more than an annoyance—it can reduce visibility during lane changes, merging, and parking. The good news: many mirror issues can be repaired. When replacement is needed, the price depends heavily on whether you’re replacing only the mirror glass or the entire mirror assembly (especially […]

Does Sprint Offer Roadside Assistance Coverage?

Last Updated on October 14, 2026 Sprint Drive was a connected-car add-on sold under the Sprint brand before Sprint became part of T-Mobile. It combined an OBD-II plug-in device with an app for vehicle location, Wi-Fi hotspot features, diagnostics, and in-app roadside help. If you’re searching for “Sprint roadside assistance” today, the key thing to […]

How Is Liberty Mutual’s Non-Owner Car Insurance?

Last Updated on October 14, 2026 You don’t need to own a vehicle to buy car insurance. Liberty Mutual is a large auto insurer. We could not confirm from anything Liberty Mutual publishes that it sells non-owner car insurance, so check with a Liberty Mutual agent whether a non-owner policy is available in your state […]

How Is Farmers’ Non-Owner Car Insurance?

Last Updated on October 14, 2026 Farmers Insurance may offer a non-owner car insurance policy designed for drivers who regularly drive but don’t own a vehicle. This type of policy is most useful if you borrow cars occasionally, rent vehicles frequently, use some car-sharing services, or need proof of insurance (like an SR-22 or FR-44) […]

Does State Farm Offer Mechanical Breakdown Insurance?

Last Updated on October 14, 2026 State Farm is one of the biggest auto insurers in the U.S.—but as of October 2026, it does not offer mechanical breakdown insurance (MBI) as an auto policy add-on. MBI is sometimes described as “car repair insurance.” It helps pay for certain sudden, unexpected mechanical or electrical failures on […]

Is Progressive’s Mechanical Breakdown Insurance Worth It?

Last Updated on October 13, 2026 Progressive auto insurance is one of the largest insurers in the U.S. and offers mechanical breakdown protection through options that can function similarly to an extended warranty—helping pay for covered repairs after a sudden, unexpected failure. In this guide, we’ll break down how Progressive’s Mechanical Breakdown Insurance (MBI) works, […]

How Much Does AAA Charge for Towing?

Last Updated on October 7, 2026 AAA towing is often “free” up to your plan’s mileage limit—then you pay the overage. The catch is that AAA benefits vary by region (AAA is a network of local auto clubs), so the exact towing miles, fees, and rules depend on your club and where you break down. […]

Can You Get Auto Insurance Without a Driver’s License?

Last Updated on October 12, 2026 You can often buy auto insurance without a driver’s license—but the policy needs to be set up correctly. Most insurers will require at least one licensed driver to be listed, and you’ll need to be clear about who will actually drive the car. This comes up more than you’d […]

What Is a Good Comprehensive Deductible?

Last Updated on October 20, 2026 Choosing the right comprehensive deductible is one of the easiest ways to balance your monthly premium with what you could afford to pay out of pocket after a claim. Insurers commonly offer comprehensive deductibles from about $100 up to $1,000 or more (Progressive lists $100 to $2,000 in most […]

Does Farm Bureau Have Good Roadside Assistance Coverage?

Last Updated on October 16, 2026 Farm Bureau sells auto insurance through separate state-based companies, so roadside assistance benefits can look a little different depending on where you live. In general, Farm Bureau roadside assistance works like other emergency roadside assistance plans: you call for help, a provider is dispatched, and the service is covered […]

Does OnStar Have Good Roadside Assistance Coverage?

Last Updated on October 16, 2026 Some Chevrolet, Buick, GMC, and Cadillac vehicles come with OnStar trials or included connected services. With an active OnStar plan, you can press the blue button to reach an Advisor and request help if you’re stranded. So, is OnStar roadside assistance worth it? The answer depends on what you […]

Does MetLife Have Good Roadside Assistance Coverage?

Last Updated on October 16, 2026 If you have a legacy MetLife Auto & Home policy, your roadside assistance (if you added it) is typically administered through Farmers. Coverage details vary by state and by policy form, so your declarations page and policy documents control what’s covered and your per-event limits. This guide explains how […]

Does Amica Have Good Roadside Assistance Coverage?

Last Updated on October 16, 2026 Amica offers optional roadside assistance through an auto policy add-on commonly called Towing and Labor. It’s designed to help with common breakdown problems like towing, lockouts, and jump-starts. This guide explains what Amica roadside assistance covers, how the limits typically work, and how to decide whether it’s the right […]

Does Verizon Have Good Roadside Assistance Coverage?

Last Updated on October 18, 2026 Verizon offers an add-on perk called roadside assistance that can help with common breakdowns like a dead battery, a flat tire, or a tow. It’s a subscription feature (not auto insurance), and it’s designed for quick help when you’re stuck on the road. So—is Verizon’s plan “good”? For many […]

Is Founders Insurance Legit?

Last Updated on October 16, 2026 Yes—Founders Insurance Company is a legitimate, licensed property and casualty insurer. The company is domiciled in Illinois (NAIC 14249) and is part of the Utica National Insurance Group. Like many insurers focused on “non-standard” (higher-risk) auto, customer experiences can vary widely—especially around claims handling and responsiveness. This guide breaks […]

Is There a Fee to Cancel MetLife Insurance?

Last Updated on October 20, 2026 If you’re trying to cancel MetLife auto insurance, the first thing to know is that many “MetLife Auto & Home” policies were transferred to Farmers Insurance after Farmers acquired MetLife’s U.S. property and casualty business in April 2021. That means your billing, service, and cancellation process may be handled […]

Is There a Fee to Cancel Mercury Insurance?

Last Updated on October 20, 2026 Mercury Insurance sells auto coverage through a network of local, independent agents, and its About page lists car insurance in 11 states: Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia (rules vary by state). If you cancel mid-term, you might see a cancellation […]

Is There a Fee to Cancel AAA Insurance?

Last Updated on October 7, 2026 AAA auto insurance is sold through regional AAA clubs and affiliated insurance companies, so cancellation rules can vary by state and by the specific AAA insurer on your policy. If you’re planning to cancel, the two big questions are: (1) will you owe a cancellation fee, and (2) how […]

Is There a Fee to Cancel Travelers Insurance?

Last Updated on October 20, 2026 Travelers was the eighth-largest writer of private passenger auto insurance in the U.S. in 2025, with 1.9% of the market by premiums, according to the Insurance Information Institute. If you’re thinking about canceling, the key thing to know is that your total “cost to cancel” can come from two […]

Will Auto Insurance Replace Headlights?

Last Updated on October 15, 2026 Headlights and taillights can be damaged in accidents, storms, and other unexpected events. Whether auto insurance will pay to replace them depends on what caused the damage and which coverages you carry. In general, insurance can cover headlight repairs or replacement when the damage happens in a covered loss—like […]

How Much Is Budget Rental Car Insurance?

Last Updated on October 7, 2026 Budget sells five optional protection products you can add to a rental: a loss damage waiver (LDW), supplemental liability insurance (SLI), personal accident and effects coverage (PAE), an emergency sickness plan (ESP) and third-party liability (TPL). Your total cost depends on what you select, where you rent and the […]