September 15, 2022
Last Updated on October 15, 2026 Farmers sells auto insurance mainly through local agents, though not in every state. Its state directory has listed car insurance in 42 states, and Farmers stopped selling Farmers-branded auto policies in Florida in 2023. Whether Farmers will file an SR-22 for you depends on your state and your record. […]
September 14, 2022
Last Updated on October 20, 2026 Farmers offers accident forgiveness to qualifying drivers as an optional add-on (availability and eligibility vary by state and policy type). Accident forgiveness is meant to protect you from a premium surcharge after a qualifying at-fault accident. With Farmers, the headline feature is that it can apply again over time—rather […]
September 12, 2022
Last Updated on October 20, 2026 American Family Insurance (AmFam) offers accident forgiveness in many situations as an optional feature that can help protect your premium after your first at-fault accident (availability and rules vary by state and policy). If you cause an accident and file a claim, your rate can increase at renewal. But […]
September 11, 2022
Last Updated on October 15, 2026 Allstate offers accident forgiveness in many states, but it’s not automatically included on every policy and it isn’t available everywhere. In simple terms, accident forgiveness is a feature that can prevent an at-fault accident from triggering a surcharge on your next renewal. Allstate sells it as an optional feature […]
September 10, 2022
Last Updated on October 7, 2026 Windshield chips and cracks are common (and annoying). The key question is how the damage happened—and what coverages you carry. In most cases, windshield damage is covered under comprehensive coverage (for non-collision events like rocks, hail, vandalism, and falling objects). If the crack happened in a crash, it’s usually […]
September 4, 2022
Last Updated on October 15, 2026 When dealing with car insurance—filing a claim, updating your registration, or sharing info after a crash—you may need your policy number. Most insurers print the policy number directly on your car insurance ID card. You can also find it on your declarations page, online account, billing statements, or in […]
September 1, 2022
Last Updated on October 7, 2026 Sometimes—but not always. Whether a car title needs to be notarized depends on your state’s DMV rules (and sometimes the specific form or situation, like a lienholder or a bill of sale). This guide explains when notarization is required, common exceptions, and how to avoid the title-transfer mistakes that […]
August 29, 2022
Last Updated on October 7, 2026 A vehicle title is the legal document that proves ownership. If your title is lost, stolen, damaged, or never arrived in the mail, replacing it quickly can help you avoid headaches when selling the car, registering it, or handling a future claim. In most states, you replace a missing […]
August 27, 2022
Last Updated on October 16, 2026 Otto Insurance (often branded as “OTTO Quotes”) is an insurance shopping and referral platform. It does not underwrite policies or act as your insurer—instead, it matches shoppers with insurance companies and/or local agents who can provide quotes. If you’re wondering whether Otto is “legit,” the most important thing to […]
August 21, 2022
Last Updated on October 14, 2026 Progressive, like many insurers, offers a good student discount for eligible student drivers. According to Progressive, the good student discount is for full-time students under age 23 who maintain a B average or better. In most states, Progressive says the discount starts at 5%. It starts lower in North […]
August 17, 2022
Last Updated on October 7, 2026 Your car’s suspension affects steering, braking stability, tire wear, and ride comfort. If something is worn or damaged, the bill ranges from about $131 for a pair of sway bar links to more than $1,300 for shocks or struts, going by RepairPal’s national averages. Alignment, which most suspension work […]
August 15, 2022
Last Updated on October 15, 2026 GEICO offers multiple ways for students to save on auto insurance, including the well-known good student discount. In general, GEICO’s good student discount is designed for full-time students who maintain strong academic performance. Discounts vary by state and policy, and eligibility depends on the specific rules that apply to […]
August 9, 2022
Last Updated on October 13, 2026 AAA may offer SR-22 coverage in many states, helping drivers who need proof of financial responsibility get back on the road. But “AAA insurance” isn’t one national insurer—coverage is sold through regional AAA clubs and agencies, and policies may be underwritten by different insurance companies depending on where you […]
August 9, 2022
Last Updated on October 27, 2026 Liberty Mutual may be able to file SR-22 insurance paperwork for drivers who must prove they meet their state’s minimum liability insurance requirements. If your DMV (or a court) says you need an SR-22, you’ll need an insurer to file it on your behalf and keep it active for […]
August 7, 2022
Last Updated on October 15, 2026 Catalytic converter theft surged during the pandemic years, largely because converters contain valuable metals. The National Insurance Crime Bureau (NICB) reported more than 64,000 catalytic converter thefts in 2022, up from 16,660 theft claims in 2020. Thefts have dropped sharply since then: State Farm said in September 2024 that […]
August 6, 2022
Last Updated on October 12, 2026 AAA, like many insurers, offers a good student discount to help families lower the cost of insuring teen and college-age drivers. Because AAA insurance is sold through regional AAA clubs (and their underwriting partners), discount rules and savings vary by state. The best approach is to understand the usual […]
July 26, 2022
Last Updated on October 15, 2026 Vehicle inspection rules vary a lot by state. Some states require periodic safety inspections, some require emissions (smog) testing in certain counties, and many require neither. If you’re trying to plan your day, the bigger question usually isn’t just the inspection itself—it’s also the line, paperwork, and whether you […]
July 22, 2022
Last Updated on October 7, 2026 State Farm is often asked about “accident forgiveness”—the feature that can keep your premium from jumping after your first at-fault accident. Here’s the important distinction: many insurers sell accident forgiveness as an optional add-on, but State Farm is more likely to offer accident-free and good driving discounts instead. Those […]
July 21, 2022
Last Updated on October 16, 2026 Mercury offers auto insurance with an optional roadside assistance add-on in the states where it writes auto policies. Mercury roadside assistance is meant for common non-accident breakdown situations—like needing a tow, jump-start, lockout help, a flat-tire change, or emergency fuel/fluid delivery. Coverage and limits depend on your state and […]
July 12, 2022
Last Updated on October 12, 2026 USAA offers accident forgiveness in many states, but availability and rules depend on your location and policy form. In general, accident forgiveness is meant to help protect you from a premium surcharge after one eligible at-fault accident. This guide explains how USAA’s accident forgiveness typically works, what it can […]
July 11, 2022
Last Updated on October 15, 2026 Progressive includes accident forgiveness benefits for many drivers through its Loyalty Rewards structure, and it also offers an optional add-on in many states. At a high level, accident forgiveness is meant to prevent a premium surcharge after an eligible accident claim. Progressive’s version is commonly described in three layers: […]
July 8, 2022
Last Updated on October 15, 2026 Liberty Mutual, like many insurers, offers accident forgiveness as optional coverage that keeps a qualifying driver’s price from going up because of a first accident. Liberty Mutual says it is for new customers, it is not available in California, and terms and eligibility rules apply. Accident forgiveness can be […]
July 8, 2022
Last Updated on October 20, 2026 Accident forgiveness (which GEICO calls Claim Forgiveness) can help protect you from a premium surcharge after your first qualifying, at-fault loss. GEICO offers Claim Forgiveness in many states as either an earned perk or a paid upgrade, depending on your eligibility and where you live. Below is what GEICO’s […]
July 7, 2022
Last Updated on October 7, 2026 Costco is known for member perks—but roadside help can be confusing. In most cases, roadside assistance is not included just because you pay for a Costco membership. Instead, “Costco roadside assistance” usually means one of two things: (1) a roadside dispatch benefit tied to the Costco Anywhere Visa® Card […]
July 2, 2022
Last Updated on October 7, 2026 License plate numbers can feel like a shortcut to identifying another driver—but in the U.S., plate-to-address lookups are heavily restricted. In most everyday situations, you can’t legally find someone’s home address from a license plate number as a member of the public. This guide explains what’s actually possible, what’s […]