Does Amica Have Good Roadside Assistance Coverage?
Last Updated on October 15, 2023
Amica offers auto, home, and life insurance in select states. Many Amica policyholders have roadside assistance for added protection.
Amica’s roadside assistance covers towing, flat tire changes, battery jumpstarts, fuel delivery, and door unlocking, among other roadside emergencies.
Is Amica’s roadside assistance worth it? How much does Amica’s roadside assistance cost? Keep reading to discover everything you need to know about Amica’s roadside assistance and how it works.
Table of Contents:
- How Amica’s Roadside Assistance Works
- Understanding Amica’s Towing and Labor Coverage
- Where Is Amica’s Roadside Assistance Available?
- What Makes Amica’s Roadside Assistance Unique?
- How to Make an Amica Roadside Assistance Claim
- How Amica’s Auto Repair Assistance Works
How Amica’s Roadside Assistance Works
Amica’s roadside assistance covers:
- Towing (non-accident related)
- Changing flat tires
- Jumpstarting dead batteries
- Delivering fuel (say, if you run out of gas)
- Unlocking doors
To make a roadside assistance claim, you must add Amica’s Towing and Labor coverage to your policy upfront. You cannot add Towing and Labor coverage after an emergency takes place.
Once you have Towing and Labor coverage, all of the above services are complimentary, up to a certain limited number of service calls per year.
Amica, like other roadside assistance providers, also has certain mileage limits. You get complimentary towing for the first 5 to 10 miles, then pay $2 to $4 per mile thereafter, depending on your location.
If you don’t have Towing and Labor coverage, then you can still make a claim through Amica’s roadside assistance network; however, you’ll pay for the service out of pocket.
Or, if you get roadside assistance through a third-party provider, you may be able to submit a claim to Amica and get reimbursement up to $100. If you were unable to access Amica’s roadside assistance line, for example, and arranged your own towing, then you may receive reimbursement from Amica.
Understanding Amica’s Towing and Labor Coverage
Amica provides further details about its Towing and Labor coverage, making it easy to compare Amica’s coverage to other plans.
Here’s how each part of the Towing and Labor coverage works:
Towing: Amica provides complimentary non-accident-related towing. A typical out-of-pocket tow truck service averages $75 to $125. With Amica’s roadside assistance coverage, a tow truck can transport you and your vehicle from the breakdown site to the closest service station.
Changing Flat Tires: 25% of drivers don’t know how to change a flat tire. If you cannot change your flat tire, or if you don’t feel safe doing so, then Amica can dispatch a technician to your location to change your flat tire for your spare tire. This service is complimentary and included with your Amica roadside assistance coverage.
Jump-Starting Dead Batteries: The average vehicle battery lasts about 4 years. Extreme temperatures, corroded or loose cables, human error, and other things can cause issues with your battery. If your car won’t start and you need a boost, then Amica can dispatch a technician to your location to jumpstart your vehicle.
Fuel Delivery: If you run out of gas, then Amica will dispatch a technician to your location with enough gas to get to the nearest fuel station.
Locksmith Services: Amica’s roadside assistance can help you regain entry to your vehicle. If you lost your key or need to get inside your vehicle, then Amica can dispatch a technician to your location to help regain entry to your car.
Where Is Amica’s Roadside Assistance Available?
Amica’s roadside assistance follows you – not your vehicle. It covers you when driving your own car or someone else’s car. It also covers you when you’re a passenger in someone else’s vehicle.
Amica extends coverage across the United States and Canada, with technicians and representatives available 24/7 to handle any type of roadside emergency.
Amica’s Roadside Assistance Is Available:
- All over the United States and Canada
- When driving your own vehicle
- When driving someone else’s vehicle
- When you’re a passenger in another vehicle
What Makes Amica’s Roadside Assistance Unique?
Amica’s roadside assistance works similarly to the roadside assistance from other providers. You buy Amica’s Towing & Labor coverage, then get complimentary coverage against certain roadside emergencies.
Here are some of the features that make Amica’s roadside assistance unique:
Available Throughout the United States and Canada: Some roadside assistance programs only cover the United States and US territories. Amica’s roadside assistance is available 24/7 across the United States and Canada.
Available When You’re a Driver or Passenger: Whether you’re driving your own vehicle or a passenger in someone else’s vehicle, you can make a claim through Amica’s roadside assistance. Amica’s roadside assistance follows the policyholder – not a specific vehicle.
Available for Other Vehicles You Drive: Amica’s roadside assistance also covers you when driving a friend’s vehicle. Because the roadside assistance policy follows the policyholder and not the vehicle, you can make a claim when driving your own car or someone else’s vehicle.
Standard Roadside Assistance Coverage: Amica’s roadside assistance provides similar coverage to other roadside assistance policies. Your policy covers towing, changing flat tires, fuel deliveries, jumpstarting dead batteries, and unlocking doors.
May Be Cheapest Option for Amica Customers: If you’re already an Amica customer, then it may be cheap to add roadside assistance to your policy. Generally, your own insurer has the cheapest roadside assistance rates available. Instead of paying $100 per year for roadside assistance from a third-party provider, you may be able to add roadside assistance to your Amica policy for $5 per month. It’s generally the cheapest option for current Amica policyholders.
How to Make an Amica Roadside Assistance Claim
You can make an Amica roadside assistance claim via the following:
Phone: 866-286-9968
When calling, be sure to indicate whether or not your loss was accident-related. Generally, roadside assistance does not cover accident-related damages (but you can still file a claim through your ordinary Amica insurance policy for accident-related roadside emergencies).
How Amica’s Auto Repair Assistance Works
Amica offers auto repair assistance through a network of 1,600 certified repair shops across the United States.
If you repair your vehicle at a certified repair shop, then Amica provides a warranty on claims-related repair work for as long as you own your vehicle.
You can choose to repair your vehicle at an Amica-certified repair shop. Or, you can take your vehicle to any repair shop you choose.
After a roadside emergency, you may elect to take your vehicle to an Amica roadside repair shop. Or, you could pick the closest shop or any shop of your choice.
Final Word on Amica Roadside Assistance
Amica offers roadside assistance via its Towing and Labor coverage.
For a few extra dollars per month, you can add Towing and Labor coverage to your Amica policy, and then enjoy complimentary emergency service calls.
To learn more about Amica’s Towing and Labor coverage or to add Amica’s Towing and Labor coverage to your policy, contact your Amica agent today.
