Does Safeco Have Good Roadside Assistance Coverage?

Last Updated on December 9, 2022

Safeco offers 24/7 roadside assistance to customers who have added roadside assistance to their policy.

You can request Safeco’s roadside assistance by phone at 1-877-762-3101. Or, you can use the Safeco mobile app.

Does Safeco have good roadside assistance coverage? How does Safeco’s roadside assistance work? Keep reading to discover everything you need to know about Safeco roadside assistance and how much it costs.

Table of Contents:

How Safeco’s Roadside Assistance Works

Safeco’s roadside assistance provides complimentary assistance for towing, flat tire changes, battery service, fuel and fluid delivery, vehicle lockouts, and more.

In exchange for a few extra dollars per month, Safeco provides roadside assistance coverage 24 hours a day, seven days a week.

You can contact Safeco’s roadside assistance team at any time via the Safeco mobile app. Or you can call 1-877-762-3101.

Safeco offers roadside assistance to all policyholders at added cost. Talk to your local, independent Safeco agent to add roadside assistance to your policy.

What’s Covered?

Safeco covers all of the following through its roadside assistance:

Towing: Safeco offers towing. If you break down or cannot get your car started, Safeco will send a tow truck to help you get to the nearest service station.

Flat Tire: If you have a flat tire, then Safeco can dispatch a technician to your location to replace that flat tire with a spare, allowing you to drive to the nearest service station. Alternatively, the technician can also fill your tire with air if needed.

Battery Service: If your car needs an extra boost, then Safeco can dispatch a technician to jumpstart your vehicle.

Fuel and Fluid Delivery: If your car runs out of gas, Safeco can dispatch a technician with enough gas to get you to the nearest service station. Technicians can also arrive with radiator fluid or brake fluid.

Lockout: If you locked your keys in the car or cannot find your car, then Safeco can dispatch a locksmith to help you get back in your vehicle.

Motorcycle Assistance: Safeco’s roadside assistance is available for standard vehicles and motorcycles.

Trip Interruption Coverage: If you are stranded away from home because of a roadside emergency, Safeco may reimburse you for certain expenses (including accommodation, transport, and dining) up to a certain limit while your car is being repaired.

Winching and Extrication: If you slide into a ditch and need to be winched or extricated, then Safeco covers this incident through its roadside assistance plan. Safeco covers winching up to 100 feet from the road.

Safeco Roadside Assistance Pricing

Safeco’s roadside assistance is priced at just $8 to $10 per year for basic coverage or $129 per year for a complete emergency assistance package.

Basic Roadside Assistance ($8 to $10 Per Year)

  • Four covered incidents per year
  • Unlimited towing
  • 1 hour of minor mechanical adjustment
  • Winching and extrication within 100 feet
  • 1 hour of car locksmith services
  • Flat tire service
  • Vehicle jumpstarts
  • Fuel and fluid delivery

Emergency Assistance Package ($129 Per Year)

  • Everything included in the Basic plan
  • Four covered incidents per year
  • $500 trip interruption reimbursement
  • 20% discount on CARFAX vehicle reports
  • Discounted rental cars, products, and services
  • Free emergency electric vehicle charging

The Emergency Assistance Package plan is activated when you’re more than 25 miles away from home. In other words, you cannot break down 5 miles from home and then claim $500 of trip interruption coverage to get a free night in a local hotel; you must be a certain distance from home to qualify.

What Makes Safeco’s Roadside Assistance Unique?

You have multiple options for roadside assistance, including third-party companies like AAA. What makes Safeco unique? Why pick Safeco over competing options? Here are some of the unique advantages of choosing Safeco:

No Limit Towing: Most roadside assistance companies have a towing limit, or they have different tiers of plans with different towing limits. Some companies provide just 10 miles of complimentary towing, for example, before you need to pay per mile. Safeco, as far as we can tell, has no limit on towing.

Affordable: Priced at just $8 to $10 per year for the basic package, Safeco’s roadside assistance is one of the most affordable options available. If you’re already a Safeco insurance policyholder, then you won’t find a cheaper roadside assistance provider.

Generous Limits: Safeco offers four covered incidents per year, which is higher than other roadside assistance providers (most providers cover 3 or 4 incidents per year). However, the company also has unlimited towing and other generous limits. They cover winching up to 100 feet from the road, for example, while other providers may only cover 25 to 50 feet of winching.

Robust Coverage: Safeco covers everything you expect a roadside assistance plan to cover. Safeco covers basic things like towing, flat tire changes, and battery jumpstarts. It also covers more complex services, including winching and extrication, trip interruption, and more. If you want robust coverage to protect against all types of unexpected situations, then Safeco may be a good option.

Auto Valet Options: Safeco also offers valet-style services after an incident. You can contact Safeco to help get alternative transportation, hotel accommodations, or directory assistance, for example, after your vehicle experiences a mechanical malfunction.

Available 24/7: Safeco, like all major roadside assistance providers, offers 24/7 coverage. You can request roadside assistance from Safeco at any time.

Emergency Assistance Package Activated Just 25 Miles from Home: Most roadside assistance companies activate additional perks when more than 100 miles from home. You may only qualify for trip interruption coverage, for example, when more than 100 miles from home. However, Safeco activates its emergency coverage when more than 25 miles from home. If you frequently make shorter trips and want added protection, Safeco’s roadside assistance could help.

Only Covers the United States: As far as we can tell, Safeco’s roadside assistance only covers drivers in the United States. The company does not extend coverage to Canada or Mexico. Most providers extend coverage to Canada, although few providers extend coverage to Mexico.

How to Request Safeco Roadside Assistance

If you have Safeco roadside assistance and need to make a request, then you can do so in two ways:

  • Call 1-877-762-3101
  • Use the Safeco mobile app

You can request roadside assistance 24 hours a day, seven days a week.

Final Word on Safeco Roadside Assistance

Safeco offers roadside assistance to all policyholders. You can add roadside assistance to your policy for just $8 to $10 per month, then enjoy a suite of benefits.

Contact your independent Safeco agent to add roadside assistance to your car insurance policy.

James Shaffer
James Shaffer James Shaffer is a writer for and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.
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